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Finally I have a mortgage I can start to pay off!
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Glad you are back Vix, I hope things get better for you soon 🙂MFW 67 - Finally mortgage free! 💙😁4
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🥳 glad you’re ok
CRx3 -
Morning all,
Happy St Patrick's Day if this is something you celebrate. We haven't before, but DH now has Irish citizenship due to Brexit, so we're celebrating today! It's family quiz night, so we've sent silly Guinness hats to all and I've made green-iced shamrock-shaped shortbread biscuits (they look like oversized Iced Gems!). We're having sausage and colcannon for dinner and I'm going to attempt these for pudding. (To be honest, celebrating something is a chance to mark any day as different in the interminability of lockdown and is indicative of time on my hands, but it's fun nonetheless!)
DH is in work today, so I'm blitzing the housework (my work is quiet currently) and then meeting a friend for a walk a bit later. Will also be dropping off hats and biscuits to in-laws, before quiz, so quite a sociable day.
We're considering rebooking our flights to the US for September. It's not much of a risk as we'd be able to change them if necessary. Otherwise we'll have to wait until May next year and one of our (already extended) vouchers for a hotel will have expired.
MS things:
* Clicks done
* Olio collection yesterday (and walked the 5 miles roundtrip for it, so no fuel costs
Gratitudes:
* Walk yesterday cleared my headache
* Evening class on Zoom last night (so looking forward to September when we'll be back face-to-face)
* Homemade garlic bread from Olio baguette worked well!
Have a good day all!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway6 -
Oh my, Guinness and chocolate! I'm interested in how they were. We don't celebrate SPD either but that is because it's my birthday the day after. Not much planned today.Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here4 -
I’ll let you know SL - didn’t get round to making them in the end. I have saved the Guinness needed from DH’s drink last night, so hopefully tonight.Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway5 -
Hey Vix, hope the SPD quiz night went well- how were the puddings?
Our Olio lady often has lots of baguettes and I keep forgetting to make garlic bread with them (doh!) Thanks for the reminder- planning pork meatballs tonight with salad so may make a small garlic baguette to go with (as carbs are life for me)
Well done on the remortgaging news too and smashing your mortgage down- how fantastic!First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!5 -
Hope the evening went well, even without the puds2023: the year I get to buy a car5
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Afternoon all,
The evening did go well, despite the puds (and the dodgy looking but tasty colcannon - it was definitely not Instagram material!). KK, it was the first time I'd tried making garlic bread from the baguettes and I was really pleased (even had some parsley to make it look like shop-bought stuff). We've had baguettes from Olio before to eat, but they were a bit too dry, so wouldn't get them for that, but garlic was a winner!
Had a long walk into town this morning and failed to get what I needed, despite looking in 4 shops. Well, it was good exercise and I listened to an excellent podcast while walking (some of Feel Better, Live More, if anyone's interested - the Peter Crone episodes).
Work arrived while I was out, so have been doing that this afternoon, meaning the housework is still eyeing me!
MS things:
* Clicks done
* No petrol used going to town (and only a tiny bit of money for the other bits I bought)
* Work
Gratitudes:
* A lovely St Patrick's Day evening last night even if it was on Zoom
* Very affectionate cats today, even if they make trying to work rather difficult!
* Excellent podcasts
Have a good evening all!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway8 -
You too, madvix. As for the colcannon looking dodgy but tasting good - thats a definition of the first round of Masterchev, all too often2023: the year I get to buy a car3
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themadvix said:Thanks ladies. You're totally right Jess - we're definitely now beginning to think of what to do 'after the mortgage', and it seems tangible. We've refixed for 2 years (and 3 months, because that's what Santa have given us?
) and the term is only 5 years 10 months. With more OPs over the next two years, we should be very much at the last knockings by the end of the fix.
June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!3
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