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Finally I have a mortgage I can start to pay off!

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  • Jessy103
    Jessy103 Posts: 2,242 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    I blame NG too 😂

    The afternoon tea box looks lovely! 😀
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I won't scare the motivation :) but glad to hear the Instant Pot has already proved it's worth - excellent not to have a separate Thing to make yogurt.

    Hope your day goes well :) 
    2023: the year I get to buy a car
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Rainbows, yay!  Always good.  Sorry the work stopped though :(

    Giki looks interesting - they have an address in London, but I can't work out who they are, how they make money - I suppose by charging the firms that join, as opposed to the individuals?  They do sound like they name a lot of actions you can take for yourself, which is great.

    Anyway, enjoy the walk, and the clotted cream, wonderful stuff :) 
    2023: the year I get to buy a car
  • themadvix
    themadvix Posts: 8,762 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Not sure how they make money Karma, but I think they're probably a charity. They came recommended by a couple of people - a 'sustainable person' I follow on Instagram (who I think gave them names - as in she knew them) and Riverford have mentioned them too. I suspect they're legit. Good point about the firms - sustainability assessment is very popular in the corporate world at the moment.
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Oh!  Thats very good news then, a personalised rec and also one from Riverford is good enough.  I doubt they're a charity, to be honest, they call themselves a social enterprise in their terms of use, but that's fine.  Found a lot more about them when I peeped at their privacy policy Giki team  pretty high -powered, actually, they're obviously in it for the long haul.  Detailed things we can do are a godsend.
    2023: the year I get to buy a car
  • Happy belated 2nd birthday :D
    CRx
  • Cheery_Daff
    Cheery_Daff Posts: 17,155 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooh, interesting about your footprint Vix - what are you going to get started with first? You've reminded me I wrote down the 52 climate actions list to tackle in 2021 (well, maybe not  all of them..), must go back to it. 
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