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Finally I have a mortgage I can start to pay off!

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  • South_coast
    South_coast Posts: 5,877 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    The Sainsbury's near me was still selling reduced frozen turkeys last week, if you've got one near you it could be worth checking on your way to Costco? 
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • themadvix
    themadvix Posts: 8,766 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Thanks SC, but in the current circumstances I'm not going to take the chance - I don't really want to go to Costco as it is (and I need other bits there anyway). 
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    One of my nephews told me a good tip about Netflix - explore the site on a blank account, so that you don't end up in an echo chamber of similar productions, and watch what you want to watch on a different account (you can have at least a couple of accounts) - the recommendations when you do that are really different on each account.

    Mmmmm, veggie sausages.  Haven't had any for ages .... 
    2023: the year I get to buy a car
  • newgirly
    newgirly Posts: 9,341 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Karmacat, you are so right! The differences between all our accounts here are hilarious sometimes, mines the serial killer one 😆

    Vix, I’ve just ordered a couple of cards in my asd@ food shop, didn’t realise that was possible and wish I’d realised months ago. 
    MFW 67 - Finally mortgage free! 💙😁
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    newgirly said:
    Karmacat, you are so right! The differences between all our accounts here are hilarious sometimes, mines the serial killer one 😆
    Mine are the apocalyptic ones, when I stay at theirs for a fortnight at a time :) 

    Vix, I’ve just ordered a couple of cards in my asd@ food shop, didn’t realise that was possible and wish I’d realised months ago. 
    I did that just before Christmas, on my niece's recommendation!  I'm still not getting round to crafting my own cards, and the birthdays keep coming, so Asda it is - some pretty decent ones are only 58p or so.  Not perfect, but good enough for now.
    2023: the year I get to buy a car
  • Suffolk_lass
    Suffolk_lass Posts: 10,291 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My Mum swears by card factory for cards. I must admit I bought a stash in the summer and that is what people are getting now!
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • themadvix
    themadvix Posts: 8,766 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Thanks ladies. I went the card factory route in the end. With postage definitely not as cheap as in store (where I usually get them as for a long time they were best for plastic free), but still cheaper than over the road. When they arrive remains to be seen with our sporadic post, but hopefully it’ll be before some of the dates at least!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thanks for this - I remembered this conversation at 5am this morning, and looked at The Works on my phone :blush:   they had some gorgeous Christmas cards of dinosaurs on sale, but when I tried to add them to the basket, they were sold out (not surprised - they were adorable!).  I'll hop over to Card Factory now.

    2023: the year I get to buy a car
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