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Finally I have a mortgage I can start to pay off!
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We have just been for a walk with two village dogs, supporting a vulnerable person and a key worker while taking our daily exercise. Then after the soup I have in front of me, I will be digging outside in the garden (as we do at this time of year). I love your gratitudes xSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here5 -
That sounds like an excellent bit of multi-tasking walking SL and a generally lovely day! The woods were slightly busier this afternoon, but still bearable. I think I'll go in the morning tomorrow... but DH is now reconsidering his early morning run because then he's confined to quarters (and pacing round the garden!).
Have posted a birthday card to my uncle and three postcards to elderly rellies, so hope that will keep their spirits up. Beginning to worry that my supply of stamps may run out before I'm back on the survey panel! I might have to buy some at some point!
More work (different client) has arrived, which is good. Have done a couple of 1P surveys and another PA one.Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway6 -
That is unusually poor timing (for both of us). Stamps all went up on MondaySave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here5 -
Oops wiped out a long post!It was more or less a long rant about the selfishness of others not distancing ☹️The walk in the woods first things sounds amazing, I for sure would watch a video of it! I’ve recently got an app that plays nature sounds as background noise to get you to sleep, walks in the forest might also be very relaxing at the moment 😊MFW 67 - Finally mortgage free! 💙😁6
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Glad the work is still coming in for you vix xMortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!4 -
That sounds a lot more relaxing than the app a former colleague was using in the office a couple of months ago, as she didn't like there being no background noise. It sounded like we were on a spaceship and I was literally on the verge of serious physical violence! Couldn't work out how it was meant to be calming, when all it was doing was winding me up 😮!
Am wound up now just remembering it....Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!6 -
Ideally, I'd have chosen to buy more stamps too, its quite a saving - decided not to, because of the fraught-ness of the whole getting-into-a-shop and cleaning-germs-off things. My town was on our local news tonight, so I know its right here ... put a little shiver down my spine, I can tell you.
2023: the year I get to buy a car5 -
Good work on the Prolific surveys payout. I am 48p away from the magic payout on YouGov and can’t wait to be able to overpay it.
Glad to hear work is still coming through for you, that must be a relief
we’ve been getting our for lunchtime walks for the fresh air and sunshine and have found people have been great with giving each other a wide berth, but with a nod or a ‘hello’ to be friendly
First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!4 -
Cor, it's busy round here
SL/Karma - I've still got 36+ stamps left, so no immediate concern!(ooh, thanks rtandon/Cheery!).
NG - I think you're imagining much fancier woods! It's only a small patch with houses backing on on one side, a busyish road along the other and allotments at the other end. But the proximity of people makes me feel a bit safer if I'm on my own and the birds are still lovely. Was lazy today and didn't go out early. Will do it tomorrow, promise!
SC - that app sounds awful (as does colleague if not using headphones anyway), but I use Calm and there are probably some that sound a bit like that. I prefer the birdsong and waves on the beach though. We have a subscription as I use the meditations, but I think they're offering more for free at the moment.
KK - I'm as close on NewVista to payout.... nearly there!!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway5 -
Morning all,
The increase in work was very small and temporary. I've done all I'm likely to get today, which does not an income make. It was something at least.
Apart from work I didn't manage to get much done yesterday - was far too lazy. So today, I intend to crack on. I've ticked off loads of regularly schedule houseworky jobs and will get some of the ones I've been putting off done as well as planting some legumes (which is all I appear to have in the way of seeds!). Will also send niece a postcard (and have identified another 'old lady' to write to - she'd hate to think I'm including her in that category!)
Fitbit were offering 3 months free of premium so I've signed up to that and diarised the cancellation date.
Veg box arriving today. Used up some of last week's veg last night in a curry. Have cancelled next week's box though as it contains fennel (which we can't stand) and I can't swap it at the moment. We don't normally have them every week anyway, so hopefully by not having it, someone else will be able to get one. Glad I didn't do it the other way round though and cancel today's thinking that we'd have next week's.
MS things:
* PA survey
* 1P survey
* Clicks
Gratitudes:
* More sunshine
* Fresh veg arriving today
* Virtual curry night organised for Saturday (assuming bandwidth and global capacity can cope).
* Hope to have a video call with Niece today
* My garden - I am SO grateful for a garden - lunch out there the last two days. Trying to work out if family we know in flats next door could use it for an hour or so per day (problem is DH is working in dining room right next to it - and by late afternoon, when he's given up, the sun has gone; also the pond is an issue).
Have a good, safe, indoor-with-government-mandated-exercise day all!
Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4
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