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Finally I have a mortgage I can start to pay off!

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  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Wow!  You're so busy, and doing so well!  Your dad's doing well too :)  Great to hear the guy turned up and bought the car, I wondered if he was going to bottle ... brilliant that he was genuine.
    2023: the year I get to buy a car
  • South_coast
    South_coast Posts: 5,910 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    That's what I love about this board, the way other people can really inspire you to think creatively about how best to use your hard-earned cash 😀 I had been fostering my own little 29/02 scheme after following SJ's musings, but now think I'm not aiming high enough. Off to re-plot....
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Cheery_Daff
    Cheery_Daff Posts: 17,268 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lots of excellent progress here, well done! I confess I did have a giggle at your electric car palaver - I can just imagine needing to do everything before everything else. Sounds like you'll be sorted soon though, most impressive. 
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    madvix, I was cooking split peas myself since you reminded me :) and I found a surprising number of recipes specifically saying *not* to soak them, treat them like lentils but cook them a bit longer.  It probably feels like ancient history to you now, but after your recent experience, those pages really hit home to me ...
    2023: the year I get to buy a car
  • themadvix
    themadvix Posts: 8,812 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Afternoon all,

    Cheery, you’re right about everything needing to be done before everything else but... it’s actually been remarkably easy to organise. Everyone answers the phone and books you in quite quickly.

    Not at all Karma, that’s interesting. I still think I’ll soak them another time.

     Have listed a few more bits on the bay this morning and decluttered some other stuff. Just had leftover fajitas for lunch. Not much else to report! 
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Oh my goodness  DH's work trip (today) to Milan was cancelled.... relieved is not the word! - I'm not surprised you are relieved
    Me too!  No matter what larger economic consequences there are in the future for various firms, a  cancellation of a trip there right now just makes sense.

    2023: the year I get to buy a car
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