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What will you do when your debts are gone?
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smilealot wrote:I'd like to be able to afford a ticket for T in the Park every summer. I nearly cried today when I read the line-up. Sad I know, but I sooooooo want to be there
Come & stay with me & hear it for free!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.0 -
I reached that milestone 3 yrs ago, although all debt was carefully planned all is paid and everything is mine. since then I took early retirement at 52 and now I am enjoying life.Yung
Early Retiree debt & stress free. and Joined the SKI club:j0 -
I too will be saving up for retirement. Though I do want to take up a few hobbies on the way - assuming all goes well. Like learning to fly, scuba dive and sky dive. A bit like Action Man, but without the eyes that go from side-to-side.
That seems a bit too hard for me..."Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
OOOOOOOOOO A good question!
Um once I have cleared my debts have a wee break from paying everyone else except me, get a chest freezer and fill it completely for the dogs (they are on a barf diet), redecorate, get a new bedroom suite and splash out on a years supply of breath easy strips for hubby's snoring............
Then I would help tackle his debts.
Then the mortgage.
And then learn horse riding! I'm sure they'll have "how to learn with a zimmer frame" by then!If you wait for perfect conditions, nothing would ever get done! :T
I'm not short - I'm condensed awesome!
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Good thread! Well mine is very simple. I will be having a small splurge in my first debt free month - probably a really nice meal with OH, some new clothes and the like. I will then be back on track the month after and will be joining the mortgage free wannabe board. I also plan on having a rainy day fund and really want to get a mini cash ISA cos it sounds so grown up:rotfl:
DFW nerd no = 281 (graduate)0 -
....Leave the country..........:rotfl:
(see sig.........)Back after 9 years in France ... starting again0 -
I'm going to buy some white underwear, chewing gum grey is soooooo unflattering!Why didn't someone kick me up the backside earlier:mad:
Nerd 325 "Proud to be dealing with my debts":j0 -
Firstly, I am going to bask in the warm and fuzzy glow of being debt free for a while.
Then, save for a wedding and a baby.
Buy the car of my dreams with savings of course! It'll take a while, but I'm prepared to wait for the day I can walk into a car showroom and say "I'll take this one please with leather upholstery and all the bells and whistles...oh and can I get a discount please as I'm paying cash in full!?".Official DFW Nerd Club - Member no. 350 - Proud To Be Dealing With My Debts :rotfl: :rotfl:
Total Debt: £7465 - Capital One,
£5800 M&S - July 07
Lightbulb Moment - Oct. 06
DFD - Jan. 08
It's a long road but I'm getting there! :T0 -
I don't think I know how I am going to manage without debts to manage. I am soooo preoccupied with paying back these bleedin' debts that to not have to worry about them will be such a shock to the system that I think I will probably just cry...
When I am done with that nonsense we will save a little rainy day fund. Then pay into pensions (cos we haven't for too long). Then overpay mortgage just a bit...and learn to relax.0 -
Have a couple of months of just enjoying not having to write down all the outgoings and praying they are met by the incoming. Then put all the money I would be paying off into a savings account (high interest of course!) and then after a couple of years go travelling in Australia and visiting family."Failure is always an option"
Sealed pot challenge #107 - still going strong0
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