Buffy starts a new chapter...........

Buffythedebtslayer

Hello folks,

I haven't been a round much recently, I can only say I have been super depressed and in no fit state for diary writing of any kind.

The being out of debt was not the magic wand I hoped for I was quite sad to discover that I still can't get a mortgage without having a hilarious amount of savings. Which I know is obvious......but well I was hoping for a special Buffy deal!

As well as that work was dreadful and I was having an interesting time with the ex. Everything was feeling crap.

Things have moved on a little.

Work is still dreadful(!) however we have had OFSTED and although it is rubbish there is no longer a stick to beat us with. It is bad tho. I am looking for another job.

Money is goodish. I have savings and currently a a small Credit card bill of 300 ish pounds due to vets and petrol.

Organisation wise my room is good, the conservatory is bad. :rotfl:somethings never change!

So why start a new diary?

Basically I need to get saving. What ever I decide to do I need money. SO I will continue on my quest to have 20,000!

And I need to get back to the whole MSE way of life. I have been off for 8 months - as in not saving and not being as cheap as I can.............

I could have had 8,000 pounds by now but hey lets not dwell on that.

so MSE plans,

1. surveys
2. 365 pounds challenge plus other challenges in sig.
3. Ebay. I hate it. am much happier shopping from it. but will have sell things. (plus preloved)
4. savings in my various accounts.......I even have a guinea pig account, sad but true.
5. Keep my monthly spends below 400 pounds. I had 150 left last month which was pretty cool.

Life plans

1. continue going to the gym twice a week.
2. keep up a beauty regime (fancy way of saying wash my face!!)
3. keep room tidy
4. go out once a weekend
5. work on decluttering the conservatory and the shed.


Another reason for starting the diary is that I miss people! so hello again, just got to get ready for stinky work

Hope everyone is ok

Love Buffy xx

wantabetterlife

Goodluck with the savings plan Buffy

snailmail

good luck on your savings plan! i am quite new here, and can't believe how I lived without all the support, and just having somewhere to ramble that won't judge!

depression is a very scary thing, I hope MSE and your diary helps you stay positive

Snailmail
xx

Emzilla

Hi Buffy

Sorry things haven't been going well. Glad you are back on here. I'm sure there are good times ahead for you.

I don't think it's sad to have a guinea pig account, I think it makes you a responsible pet owner .

Take care and good luck

Emz xx

chevalier

HI Buffy
Nice to see you back again.

I am sorry to hear that you have been so down. It must be hard when you get no relief in any area of your life from stress.

Yeah to a piggy account. Sounds very sensible to me. Are you still doing the tutoring as well as teaching?

good luck with the surveys. I haven't been doing very well with mine recently so I will have another go aswell.

And well done on going to the gym. It is a great destresser. I had a nasty bout of tonsilitis and it seems to have carried off my swimming willpower as well as my energy. Hoping to start again this week.

good luck with your goals
chev

snozberry

wow I'd love to be able to keep my monthly spends below £400. I'm going to subscribe

snailmail

a piggy account is an awesome idea. not sad at all! i used to be organised and had a savings account for my first ferret as he used to be on heart tablets and had to have his belly drained of fluid nearly every month; unfortunately when i had to have him pts I stopped the savings and then my next ferret got ill and had to go to a specialist that cost around £600, plus all the food and after care he needed after that...hence most of my debt!



can i ask a stupid question? how do i subscribe to a certain thread? am i being blind? i probably am!

gothrockchic1

Happy new shiny and positive diary Buffy.

The only way is up up up :rotfl:

gothrockchic1

snailmail wrote: »

a piggy account is an awesome idea. not sad at all! i used to be organised and had a savings account for my first ferret as he used to be on heart tablets and had to have his belly drained of fluid nearly every month; unfortunately when i had to have him pts I stopped the savings and then my next ferret got ill and had to go to a specialist that cost around £600, plus all the food and after care he needed after that...hence most of my debt!



can i ask a stupid question? how do i subscribe to a certain thread? am i being blind? i probably am!

Go up to the top of the Thread, go into Thread tool, then Subscribe to Thread (its not easily found I must say)

snailmail

gothrockchic1 wrote: »

Go up to the top of the Thread, go into Thread tool, then Subscribe to Thread (its not easily found I must say)

thank you! i wouldn't have thought to look in there! i've been trying to remember where I found threads (thus loosing them!)

now I won't lose buffy's diary!

urg123

Lovely to have you back! I've missed you!

savings will be great - it can get rather obsessive (rather like dfw!).

Go Buffy!