PPI FAQs discussion thread

Brokerwise

Tiggerfan wrote: »

We had a joint loan to fund our fertility treatment with jamjar.com. I'm pretty sure we had PPI but what can I do?

Did it work :beer:

mrsevo7

:(Hi, my first time on here! I would like to know if i stand any chance claiming back on a flexi loan protection plan & also a cardholder repayment protector plan with HSBC? I have contacted them with all the info & dates etc but their reply stated that they would offer me the premiums back if i can provide proof from statements as it falls outside of the 6 years they are required to keep paperwork, I ofcourse do not have that paperwork now so where do I stand?? Thanks!

mrsevo7

Is it worth my while to make another claim concerning the above as my bank have already stated its over the time constraints (now approx 11-12 years ago)? Thanks!

[Deleted User]

mrsevo7 wrote: »

I ofcourse do not have that paperwork now so where do I stand??

You stand without the documentary proof they are requesting. They may, however, offer a "goodwill" payment when you inform them that you don't have proof of payment.

[Deleted User]

mrsevo7 wrote: »

Is it worth my while to make another claim concerning the above as my bank have already stated its over the time constraints (now approx 11-12 years ago)? Thanks!

You cannot complain more than once, any second "complaint" would simply be rejected on the basis that you've already complained.

AJR65

Hi
My UK address has changed since I had credit cards etc. Is this going to make searching a problem?

[Deleted User]

24bb wrote: »

I recommend G***n L****t L**al they are based in W***al

You gave this company £6,300 (plus VAT) for doing something you could have done yourself and for free?
You're recommending others use them as well?:eek:

Do you work for them by any chance?

Trophy118

The following statement is made in a letter received by a company I am currently claiming compensation from for a Card Protection Policy:


'You will only receive compensation for the amount paid for your policy since 14 January 2005, as this is the date the Financial Conduct Authority (previously named the Financial Services Authority) started to regulate insurance products like these.'


Is this correct? I had taken out this policy long before this date.

[Deleted User]

Trophy118 wrote: »

Is this correct?

Yes, this correct information has been sent to you correctly.

debbie43_2

Hi, I'm trying to claim PPI from loans, credit cards, etc from 1984-2002 but I had that many I can't remember lenders!!!! How do I find out??? Credit file only holds info for last seven years??? Also I know I had PPI with DFDS on a sofa but I did actually claim on that, can I still claim on that because I was still missold it as I got full sickness pay from work and didn't really need it?? Thanks
Debbie