PPI Reclaiming Discussion Part 5

-taff

You keep asking the same question. No one knows the answer. You'll have to wait for their reply.

kendo51

HELP!!!!!!!!!! PLEASE!!!!!!!!!!!!!!!!!!!!!!!
I am trying to start looking into claiming back PPI was going to go to a management company ( I hear you a screaming no do it yourself) my problem is i can not remember all details and in cases the actual lender, all i read is get credit report i have done this but it only goes back 6 years which is no good as alot go back further, I always was a mortgage tart so to speak hopping and jumping to better deals each time every couple years , also had loans from used vauxall and ford dealers but can not remember actual lenders, can i not get a full credit report from say i was 18 ( 22 years back ) instead of the 6 year one? (lets just say got bit wiser as i've aged and am sure i was caught out when i was more financially naive)I need to work of a full report , how can i get this? this has been really nagging me for a few months now but i'm getting no where , think i'm loosing the plot with it. Would be very grateful for step by step advice as i am lost in the waves on info around and so confused i feel like dropping it

dunstonh

I always was a mortgage tart so to speak hopping and jumping to better deals each time every couple years

So, chances are you didnt have PPI as its a monthly direct debit from your current account. One of the reasons most MPPI complaints fail.

-taff

kendo51 wrote: »

HELP!!!!!!!!!! PLEASE!!!!!!!!!!!!!!!!!!!!!!!
I am trying to start looking into claiming back PPI was going to go to a management company ( I hear you a screaming no do it yourself) my problem is i can not remember all details and in cases the actual lender, all i read is get credit report i have done this but it only goes back 6 years which is no good as alot go back further, I always was a mortgage tart so to speak hopping and jumping to better deals each time every couple years , also had loans from used vauxall and ford dealers but can not remember actual lenders, can i not get a full credit report from say i was 18 ( 22 years back ) instead of the 6 year one? (lets just say got bit wiser as i've aged and am sure i was caught out when i was more financially naive)I need to work of a full report , how can i get this? this has been really nagging me for a few months now but i'm getting no where , think i'm loosing the plot with it. Would be very grateful for step by step advice as i am lost in the waves on info around and so confused i feel like dropping it

No claims company can remember your credit history. there is no other way than either you remember, or you have documents. You cannot get more than a 6 year history from anyone.

Car dealers weren't regulated prior to Janaury 2005 and can dismiss your complaints.

mrmpfixit

hi i have an IVA now thank goodness in final year

I have 2 miss PPI's with 2 of the creditors this has been going on since December last year they keep fobbing me of saying that they
are waiting for the creditors to accept the sistor company of my IVA are dealing with it are they waiting for me to finish paying of my IVA
and then say oops there was no money to come forth or am i just being strung along

amersall

mrmpfixit wrote: »

hi i have an IVA now thank goodness in final year

I have 2 miss PPI's with 2 of the creditors this has been going on since December last year they keep fobbing me of saying that they
are waiting for the creditors to accept the sistor company of my IVA are dealing with it are they waiting for me to finish paying of my IVA
and then say oops there was no money to come forth or am i just being strung along

Are you paying a fee to make the claim?.

You can claim mis sell yourself if you have the account numbers and reasons for mis sell, the IVA company do not have to do this for you, especially if you are paying a fee for them to do it

If you are successful any money will go to the debts, if you or the IVA company do the claim.

Cream1982

Good morning ,quick question if I was to claim ppi back from
A previous egg credit card am I right in sayin it would now be done with barclaycard?? Even though they didnt take over when I first had card?? Thank you

-taff

only if your account moved to barlcays Otherwise it's egg/canada square operations.

Tdale78

Hi,
I am looking for a recommendation for a reputable company to pursue a claim for PPI, I am mega busy and dont have time to do it myself.

-taff

You won't find any recommendations here.

If you did employ a company, they want you to find out the information, then they fill in the same form you would, and your chances also drop slightly by using one.