PPI Reclaiming Discussion Part 5

gosavesomething

I have tried to use the search function to find addresses but I am unsure if the ones I find are current, could someone with a bit more PPI reclaim savvy list the addresses for the Stage 1 letter (policy terms and conditions).

Black Horse Ltd. (Loan)

Argos Store Card

Littlewoods Store Card

Barclays Credit Card

Capital One Credit Card

Tesco Credit Card

Marks and Spence Store Card

Sainsburys Credit Card

Lloyds (Loan)

Thanks in advance! :money:

-taff

You didn't look very hard then...it's a sticky on the front page of the forum
https://forums.moneysavingexpert.com/discussion/1619943

gosavesomething

Oh dear, I feel very stupid, I was looking to hard in search thread options and didn't look in the most obvious place!

I'm sure there's a saying for that

Ah well, thanks a million for pointing it out to me! :j

-taff

haha!

Don't bother with the terms and conditions, unless the accounts are open, they won't give them to you anyway.
Just fill out the forms with as much detail as you can remember and send them off.

Lendalfoot

Hi,
newbie here. Can anyone tell me who to pay the cheque to for my SAR. Is it just 'Egg'?

Also, is their address still

Egg Loans
Riverside Road
Pride Park
Derby
DE99 3GG

Their website is directing enquiries to

Canada Square Operations(formerly known as Egg Banking plc)
PO Box 4903
Worthing
BN99 3AR

I'm confused, as always.

Any help appreciated.

Thanks.

(SAR is for loans and credit card)

kelly_16

cappo wrote: »

So here we are guys restarting on this thread this post will just give you a post or two to latch on to.

Sorry if I have attached to the wrong bit..
I have made the application with MBNA and they have declined with what I can see is a standard letter. In it though it does state they do not have any recording of the call, They basically say they sent out the information and it was up to me to check if I had been sold the right insurance and could have cancelled if I didn't think it was suitable.
Is this standard reply? and what should I do now?
Also I was registered as self employed at this time as well as employed but that issue seems to have been ignored. I wasn't earning anything as SE but I was still registered.
Help please

our_nige

Do I believe that £7 billion was mis-sold in the "scandal" of PPI? No. Do I believe that everyone is jumping on the reclaim PPI even if I asked for it and took advantage of its cover ? Yes. I work in a car garage and we never actively sold PPI. Going by the FSA guidelines at the time we were obliged to offer PPI along with other products so people could not come back to us later and claim "if only we were told about that cover". The customers were explained the benefits of all the products and chose which they wanted - no pressure. Now the garage is having to pay these people the money back even though we were only following FSA guidelines - madness...and garages do not make huge profits from these policys.

lenny05

I was mis-sold PPI on a loan can I reclaim what money i paid even through the loan was part of a bank ruptices

beauthecat

Hi,

This is my first time I have used this forum so I hope I have posted in the right place. If not I am sorry.

About 4/5 years ago I took out my first mortgage via a local mortgage broker (which has now ceased trading). I was told by the mortgage broker that I would NOT be able to get a mortgage unless I took out life insurance. I was NOT told at any time that it was only a recommendation I was just told that unless I had a policy I would not get a mortgage. My mother who attended one of my appointments with me questioned this and he said the same to her.

I therefore took out a life insurance policy (the cheapest as I was strapped for money at the time) and received the policy. Recently I have cancelled my life insurance policy as I now get life insurance through work.

I was just wondering if this would come under PPI and if I could claim my money back?

Or if this bullying tactic I encountered is acceptable as if I knew the life insurance was only recommended I would have not got the policy to start with.

Thank you for reading my post.

hollowhead

I sent the template letters to a couple of Banks i had PPI with a couple of weeks ago first class signed for and have heard nothing back. Is this normal? How long should I give them as I don't know when it arrived to give them the 5 day response time.