PPI Reclaiming Discussion Part 5

Spiggie

I have had a letter from Black Horse upholding my complaint and offering full refund of monies paid and 8% interest. However, they don't have any paperwork. The original loan was from United Dominion Trust and TSB. I have send them a copy of the credit agreement but they want proof I paid the loan and confirmation from my bank. It was 10+ years so no records. Any advice on what I should do. Thanks

bigela

Hi we got offered £6,500 back for ppi on our credit card they said in the letter that it would be refunded back to our card but if the account is closed they will send a check well the card is still opened we are still using it but we have a bill on it of £1,299 does that mean that they will clear the balance and send us the rest in a cheque also how long does it take for the money to come our way :

needhelpplz

Hi All

Has anyone had any luck reclaiming ppi from endeavour as my boyfriend had a loan with them and this had front loaded ppi. Also who do you complain to as i don't think Endeavour is still going

Many Thanks

ginger1955

i had a burtons store card for years , who do i put the first part of the claim to for ppi

needhelpplz

needhelpplz wrote: »

Hi All

Has anyone had any luck reclaiming ppi from endeavour as my boyfriend had a loan with them and this had front loaded ppi. Also who do you complain to as i don't think Endeavour is still going

Many Thanks

Hi more info

This loan was took out in 2004 and settled in 2005.
Does anyone know if he complains to Endeavour or HFC bank.
Quite confused on this one. I've read all the threads on Endeavour but still not sure who to contact first to get the ball rolling.

Many Thanks

dave73

hi can some one help me i had 2 citi cards visa and mastercard i put in 2 claims they paid out on one card but refused the other one saying that i picked the ppi and i was sent the t&c and that i had 30 days to cancel it if i didn't want it what do i now i find it strange to pay out for one and not the other

nikig1

Hi, I am new here and would like some help if possible.

I have spent all afternoon reading through this thread and some others on here after being told by my sister to claim back PPI.

I have a credit card with Barclays and my husband has a credit card with Capital One and we are paying PPI on both. Neither of us remember being told about it by the CC companies, especially not told that it was not compulsory.

We have both just filled in the claim forms, but who do we send them to?
Do we send them to the addresses on our CC statements?

Also, we have a loan with Natwest; which has PPI on it that we both knew about when we applied for the loan. The thing is we had 2 previous loans with Natwest that had PPI on, but that we weren't told it was optional at the time of applying. The first loan was consolidated into the second and then again into the now current loan.

My question is can we claim back the PPI for the first 2 loans, but keep the PPI in place for the current loan (husband insists in keeping it in case of redundancy, even though it won't cover him if he has any problems with his back/spine as that is a pre existing condition).

Will they cancel the PPI on the current loan if we try to claim for the previous PPI?

We only have the paperwork for the current loan, husband likes to shred any paperwork after only a short while and especially if the paperwork is no longer current!

Hoping someone can help me

nee666

nikig1 wrote: »

Hi, I am new here and would like some help if possible.

I have spent all afternoon reading through this thread and some others on here after being told by my sister to claim back PPI.

I have a credit card with Barclays and my husband has a credit card with Capital One and we are paying PPI on both. Neither of us remember being told about it by the CC companies, especially not told that it was not compulsory.

We have both just filled in the claim forms, but who do we send them to?
Do we send them to the addresses on our CC statements?

Also, we have a loan with Natwest; which has PPI on it that we both knew about when we applied for the loan. The thing is we had 2 previous loans with Natwest that had PPI on, but that we weren't told it was optional at the time of applying. The first loan was consolidated into the second and then again into the now current loan.

My question is can we claim back the PPI for the first 2 loans, but keep the PPI in place for the current loan (husband insists in keeping it in case of redundancy, even though it won't cover him if he has any problems with his back/spine as that is a pre existing condition).

Will they cancel the PPI on the current loan if we try to claim for the previous PPI?

We only have the paperwork for the current loan, husband likes to shred any paperwork after only a short while and especially if the paperwork is no longer current!

Hoping someone can help me

Hi, I'm by no way an expert, but from what I understand a pre existing medical condition makes the ppi useless, you shouldn't have had it, had the company questioned you they should have realised this, also you should have been told this was optional, they will have to treat all 3 loans as a chain, yes they will cancel current ppi, it's useless anyway due to existing med condition, this is your natwest contact info from there website,

You can make a complaint via any branch or by speaking to one of our telephone call handlers. Alternatively you can contact our PPI Complaint Unit directly using the details below.
By Telephone
Call our PPI Complaints Unit directly on: 0800 0150319

By Post
If you prefer to write, please complete the following form PPI Consumer Questionnaire (186KB DOC file) and send the completed form directly to us at the address below.
Royal Bank of Scotland Group,
5th Floor, Hardman Boulevard,
Manchester M3 3AQ

Google Barclays ppi complaint address & the same with capital one, make sure you make copies of everything & send recorded signed for costs less than £2
Regards nee

merrick21

Hi, I went bankrupt about two and half years ago, and now I have been receiving phone calls from ppi companies advising me that I would be able to claim as I was mis sold ppi. Does my bankruptcy effect this?

Mike

nikig1

Thanks. I have sent off the forms to Cap One and Barclays and will go into my local Natwest to see about the PPI on the loan.

How long do I give Cap One and Barclays to respond? Is it 12 weeks?