PPI Reclaiming Discussion Part 5

tracy_Dee77

Downloaded the form from this website to claim back PPI from a loan which I had. Had a response within 4 weeks to say yes they will refund me £4,700, this also included a loan which finished in 2006!!!!

dolphingazer

tracy_Dee77 wrote: »

Downloaded the form from this website to claim back PPI from a loan which I had. Had a response within 4 weeks to say yes they will refund me £4,700, this also included a loan which finished in 2006!!!!

Congratulations tracy Dee:beer:

This is great news. Enjoy your money:D

Which bank did you have your loan with?

Robert1810

Hi put in a claim against CT Capital used to be Southern Pacific Personal Loans and got knocked back letter today ! Loan dated 2003 till 2008,They have stated that as loan took place more than 6 years ago in an environment which was not regulated by FSA .What can I do ,and are they right or calling my Bluff .Rob

amersall

sugarpuss27 wrote: »

Thanks amersall, they actually will be sending a cheque, I thought they may take it off the balance. So does that mean when I ring up for a settlement figure it should have been reduced by the PPI amount also. Sorry trying to get my head round this and being a bit dim!

You're not dim the loan balance will have reduced by the whole PPI amount as well as the refund you got.

katiecoulson

Can anyone help regardin my last post please.thankyou xx

lisamichell3

how can i claim ppi if i was sold it off a financial advisor, i think he has retired now?

amersall

katiecoulson wrote: »

after my post the other regarding my ppi i toolk out with tescos i got a letter the day after saying they are still currently unable to provide a response, the reason is my complaint it presently being worked on by a case handler. They have sent me info for ombudsman if im unhappy with the service. should i just wait and see what they come back with? thanks

Give them more time to look at this, the FOS can take a year or more, hopefully you won't have to wait too long for Tesco

amersall

lisamichell3 wrote: »

how can i claim ppi if i was sold it off a financial advisor, i think he has retired now?

Was this a Mortgage or loan/cc PPI?, you will have to find the advisor to send the complaint to, as he sold you the PPI.

amersall

katiecoulson wrote: »

Can anyone help regardin my last post please.thankyou xx

Done :D x

Le_Pip

I have just realised I did not post my success.

I applied for an Egg loan in 2003 for £18K, debt consolidation. completed online and opted for no PPI. As I was due to leave for our last holiday before our first child came along, which is why I remember it vividly, I got a call from Egg.

A female sales person was agreesivly trying to get me to take up PPI. Despite explaining that I worked for a financial comapny and could get good rates and I got 1 years sick pay she spent 20 mins tailoring a PPI. Being young and in a rush I accepted.

Complained to Egg last year and they found in my favour £3,900 odd refunded. Cleared off the arrears on the loan, I was in default and on a repayment plan and left me £800 odd to go towards Christmas which was handy. The £200 per month I was putting towards that debt is now going towards other debts.

Hurrah for MSE as I never would have claimed without you.

Now waiting to hear from the insurers who provided PPI for my wife's Dorothy Perkins store card. I think it was missold as I would have got her the same cheap insurance through work that I had to cover redundancy sickness & death. Alsoe I cannot believe a young women in a clothing store can properly assess the suitability of an insurance product. I will let you know if we have any success with that.