PPI Reclaiming Discussion Part 5

dilus

JustForThisOne wrote: »

DILUS I was trying to pm you to no avail, pls can you confirm if you did receive it? thanx

PM'd back

weemaw

i had a loan repaid 2006 and credit card closed in 2009 due to lack of use with Sainsburys and am 99.99999% sure both would have ppi added to them. I've written requesting copies of both credit agreements and got a letter back today that 'section 78 only applies during the lifetime of the agreement as the accounts are closed there is no longer a regulated agreement between ourselves' and 'we are unable to provide you with the documentation as requested' . I have the account number for the c/c but no paperwork for the loan although i can confirm the bank account that the payments were made from. Is there anything else i can do?

Halifax £6,491 :T
Clydesdale Bank fingers X
Tesco fingers X
RBS fingers X

andrew25000

Can you nice people give me some advice please, i have had a look at our credit report and have found 2x c/c with barclaycard as well as my wife has found 2 for barclaycard, they were payed of in 2007 i have no account numbers, so i have been looking and im i thinking that i could sar them, i have had a look at the letter from here but asks for acc number at the top,but have know acc numbers(my be looking at wrong letter).is this the right 1, i need to use? And if so im i right of thinking i would just send £10 with this for my infofmation on my 2x c/c and £10 for my wifes c/c information, my wife has also c/c with capatial one with know acc number can she do the same with them that was also payed of in 2007, any help please and keep up the good work...

Dave_Duggan

Hi

My daughter had a £3500 loan plus £655 PPI which made the loan £4155 from Barclays about four years ago.
She said yes to the PPI because she thought she would be declined if she said no! Can she reclaim and any ideas what she would be likely to get if she won?

lufcboy

Hello - got my Experian and Eqiufax reports to help me with PPI. They both show that I have had accounts with lenders but there are no Ac Nos. Does anyone know how I can get the account numbers to start my PPI claims. I have no details as I have shredded stuff for years. One of the lenders (MBNA) will not proceed with my claim unless I can provide the Ac Nos. With thanks.

beamerguy

Lloyds is the most complained about UK bank

REALLY, I WONDER WHY ???

Lloyds Bank was the most complained about financial group in 2011 with 20,310 complaints in the second half of the year.

http://uk.finance.yahoo.com/news/lloyds-is-the-most-complained-about-uk-bank.html

:rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:

JustForThisOne

lufcboy wrote: »

Hello - got my Experian and Eqiufax reports to help me with PPI. They both show that I have had accounts with lenders but there are no Ac Nos. Does anyone know how I can get the account numbers to start my PPI claims. I have no details as I have shredded stuff for years. One of the lenders (MBNA) will not proceed with my claim unless I can provide the Ac Nos. With thanks.

I called MBNA and they gave me my account after a standard security check.

loves_a_bargain

i've finally managed to find my alliance and leicester account number from them today after 6 months of trying...how? I informed them that i had just spoken to FSO and if they could find the account number that would save a complaint from them.

They then put me thru to another company, pinnacle insurance who they say delt with all of their ppi policy's.
Does anyone know if this is correct? did anyone have ppi thru A&L that was taken off thru their mortgage account and not on a seperate direct debit?

thanks

kennewx

I have obtained credit files and they list the last 4 digits of credit cards etc only.
I have approached the companies and they say they either cannot locate what I am referencing or they cannot give this to me as I dont know the full credit card number!
What do I do next?

beverleykim

Dear All

I have just heard that I have been successful in my PPI complaint against a loan I took out in 2000. It was only a small loan £1,500 but £120.24 PPI was front loaded. The offer letter is premiums paid until 2001 plus interest of £111.02 until Feb 2012. I know it was only a small premium but would have thought the interest would have been more? What do others think?

Thank you.