PPI Reclaiming Discussion Part 5

Mac60

I believe i was sold this by Abbey National on a mortgage as there is no more Abbey National bank could i still claim?
regards,
Mac

dunstonh

Mac60 wrote: »

I believe i was sold this by Abbey National on a mortgage as there is no more Abbey National bank could i still claim?
regards,
Mac

You can complain but the further back in time you do, the less likely records are going to exist.

Do you have any evidence you had PPI?
Could it have been MIG or life assurance (people frequently mix them up)?

MARKOS72

Wife received a letter out of the blue a few months ago from Barclaycard relating to a credit card she had with SKY-it stated that they were looking into payment break facility that she had on it (imilar to PPI I think?). Filled out all the info we could remember and sent it back. Received another letter a few weeks later stating they would respond with full reply by w/ending 11th March and that it was linked to another credit card she had.
Anyone else received anything like this? Hopefully it will be a positive outcome-I kinda think it will if they approached her in the first instance.

Nasqueron

MARKOS72 wrote: »

Wife received a letter out of the blue a few months ago from Barclaycard relating to a credit card she had with SKY-it stated that they were looking into payment break facility that she had on it (imilar to PPI I think?). Filled out all the info we could remember and sent it back. Received another letter a few weeks later stating they would respond with full reply by w/ending 11th March and that it was linked to another credit card she had.
Anyone else received anything like this? Hopefully it will be a positive outcome-I kinda think it will if they approached her in the first instance.

Payment break is not similar to PPI, they are different products, both can be miss-sold. Them calling to sell you something doesn't mean it is miss-sold

Sally663

Hi first time on here so just a question . I have got in touch with My Claim Solved based in Torquay they said i could claim back bank charges for having a select account which was abiut £5 per month . Anyway i said ok try . The next day i had a call from Lloyds telling me this company had got in touch . Two days later the rang saying yes they can pay me a set amount and it would go in the bank which it did. Now my question is do i still have to pay My Claims Solves the 30%+vat for this ? . Maybe a silly question but I need to ask before i hand it over thanks

[Deleted User]

Yes - you'll need to pay them their agreed fee on any redress.

Bermonia

Sorry do you seriously mean to ask do you have to pay the company their fees for the work they carried for which you agreed... nah course ya don’t lol

Alb38

I have seen it said on another forum that if no PPI premium has ever appeared on a statement then one has never had PPI. Is this true?

[Deleted User]

Alb38 wrote: »

Is this true?

It would appear to be a logical conclusion.

[Deleted User]

Alb38 wrote: »

I have seen it said on another forum that if no PPI premium has ever appeared on a statement then one has never had PPI. Is this true?

Certainly credit card statements always itemised PPI on a separate line. General Bank statements would not list PPI unless the policy was paid for independently of the loan or mortgage attached to it.

However, it's a myth sponsored by Claim Companies that PPI was somehow "hidden" in the interest etc..