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  • Coco114
    Coco114 Posts: 770 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Ooh me too Masonn :) was driving but now don't have to !!!

    Have a good evening all !

    Coco x
    The final chapter - £4893 to go out of £30K
  • Coco114
    Coco114 Posts: 770 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    :j
    Morning All !!!

    Very MSE night out last night. Friend drove so no taxi fare , food paid in advance & friend bought me a drink so I spent ..... £0 !!!
    Was very tired so one large wine was all I could cope with so ended up on water ..... Sad !

    Got my pay rise - approx extra £60 a month so quite happy with that - one weeks groceries a month paid for :)

    Two bids on eBay this morning so that's an extra £43 in the pot towards deposit. Still no response from secured loan yet - I think that's a good sign - at least I didn't get an automated "sorry nothing we can do " response ? In some ways I need it pushed to the legal point so I can get a fair agreement from them ... So I will wait & see what happens next.

    Work crazy busy still - but I love it :).

    Not much planned this weekend - need to chill out though ! Am going to mooch around and do some housework today - I think kids are out for the day :) it should be their weekend away next week but I won't make plans yet !!!

    Need to do a grocery shop this weekend but def need a meal plan first - now it's the holidays it's the lunches that cause me issues ! That and the fact that the kids eat all day :) I wish they didn't grow so much !!!

    Have a good day all.

    Coco x
    The final chapter - £4893 to go out of £30K
  • fantastiyk
    fantastiyk Posts: 324 Forumite
    Hi Coco,
    I was just taking a quick peek back to the start of your diary - gosh you've come so far in only 5 months. The support from others on here is great. Good luck
  • Coco114
    Coco114 Posts: 770 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Ahh thanks - the support on here is the only reason I have come this far :)

    Happy Sunday All !! It's raining here today which is handy as my car needs a wash lol.

    Quiet evening last night , caught up on tv and lazed around so must get on today :) may go into town with kids later as they need a few bits , eldest has his own money & ex gave me half for their trainers etc. Things have settled nicely now on that score which is a relief - though am sure we will still have issues!

    Shh don't tell anyone ... I caught a break with my mortgage. Because our normal payment date is mid month (so 19th Aug) my mortgage comp have put it BACK to 28th of month to help. But I will already have been paid again by then ..... So , I have transferred money into saving account so it can't get touched. All being well , pymt start on 28th (so next pay day) so I will gain a month iyswim ? :j
    But will leave it there just in case (I need a deposit :) )

    My biggest "treat" this month is my petrol budget :) have over allocated £10 a week as it's amazing how much generally running around uses up !!!! I never want to be down to fumes 2 days before pay day again!

    MUST get organised this week - lazy Sunday's are my downfall and as I had a lazy one yesterday ... I have no real excuse :D

    Have a great day all :)

    Coco x
    The final chapter - £4893 to go out of £30K
  • Coco114
    Coco114 Posts: 770 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    I have no idea where the thumbs down picture on last post came from & it couldn't be more inappropriate but I can't figure out how to change it :)
    The final chapter - £4893 to go out of £30K
  • Mr_Toad
    Mr_Toad Posts: 2,462 Forumite
    Good morning.

    I'm glad you're feeling good, life is too short to spend it miserably. We are have brilliant sunshine here and it's already lovely and warm.

    I never go shopping on Sunday's, except that today I've got to due to the great Toad Hall moggy nosh disaster. :eek:

    Opened the cupboard to get out a pack of moggy nosh and there wasn't any. Obviously there's been serious !!!! up on the shopping front and I didn't buy it last time I went. :(

    So yours truly sat there this morning eating my boiled egg and soldiers with a very grumpy cat staring at me. It's very hard to relax and enjoy your breakfast when your moggy is giving you the evil eye.

    So it's off to the palace of glittering delights for me as soon as they open. Still, looking on the bright side I'll be able to get the top down on the car and enjoy the sun :T

    Have a great day.
    One by one the penguins are slowly stealing my sanity.
  • malmesbury_2
    malmesbury_2 Posts: 265 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped!
    Hey Coco,

    havent popped in for ages but i have been keeping up with your diary. you deserve a bit of luck and the mortgage date change seems like karma to me! all the hard work you have put in to get organised is now really paying off! well done and keep feeling positive x ( i have a feeling that you have hit the lowest of lows a month or so ago and now i keep my fingers crossed for you that things will continue to be on the up and reamin positive) ...you deserve it

    going to disappear again now!

    well done again
  • Coco114
    Coco114 Posts: 770 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Well thats Monday done :)

    Impressed I actually managed to drag the Hoover around tonight & put some washing on .... Unheard of on a Monday !!!

    NSD today. Did a couple of surveys at lunch time and checked out the property to rent sites. 2 or 3 possibles including the one I really liked - may go & have another look. Got my phone / Internet bill today , £22.00 a month less than it used to be :T so well pleased with that!
    My gas/electric bill was estimated so I rang and gave readings - want it to stay as accurate as possible, that knocked nearly £200 off my 1/4 bill so as soon as tomorrow's payment comes out - I will be ahead of myself :)

    Cup of tea time :) then dishes , sort washing and bed .... I am wiped out today !!!

    Coco x
    The final chapter - £4893 to go out of £30K
  • Coco114
    Coco114 Posts: 770 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    This just feels like a yesterday repeat :)

    V tired , did a couple of surveys , cooked , cleaned up etc etc .... Me thinks I need some excitement !!! :D

    Enjoying watching the Olympics though - it's giving me a fix till football starts again :)

    I need to do another paperwork sort out - it's all getting a bit out of control in the dreaded cupboard ! I know where I am - I just haven't got the paper trail organised :)
    Am hoping by end of Aug I will have enough for deposit & fees so at least that will be a relief ! Still nothing from secured loan people .... Just have to keep waiting & see ...... But , am not worrying myself about it.

    I MUST sort eBay stuff this weekend & get cracking .... This house won't clear itself out :)

    Right , tv then read some diaries.

    Coco x
    The final chapter - £4893 to go out of £30K
  • Aamberle
    Aamberle Posts: 559 Forumite
    Morning Coco, Just wanted to pop over again and say very well done on all you are still achieving. And about the mortgage ( hopefully that is exactly what you think)
    Anyway will get on now, just wanted to say well done. Take Care xx
    2012 The year I started dealing with my debts.
    2017. Lets start this again shall we?

    Debt 1 Cleared 2/1/17 £480 Gone forever :j
    Debt 2 100/598
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