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No Money - but BIG ambitions

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  • poorbutrich
    poorbutrich Posts: 1,349 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    HI Weronika - just coming out of lurkdom to say congratulations!! She sounds gorgeous and I hope you are feeling well! Nice excuse to forget about being MSE for a bit!
    Overpay!
  • Hi Weronika,

    :j:j:j:T:T:T:beer::beer::beer::beer::beer::T:T:T:j:j:j

    Huge congratulations from us all. I could not believe you were doing so much right up to the end.

    Very best wishes Tilly x x x x x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • katsu
    katsu Posts: 5,023 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    'Grats on the new arrival Weronika - I can't tell what that weight is in "proper" units :D

    The DH job - you have to go with your instincts (unless you are desperate) and yours said that this wasn't right.
    Debt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.
  • greent
    greent Posts: 10,783 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooh - Congratulations - I've been away for a week and wondered if she'd arrive then :)
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Weronika
    Weronika Posts: 260 Forumite
    edited 9 April 2012 at 10:05PM
    Hi, thanks everyone for your support!
    Little madame is an absolute angel so far, sleeps and eats nicely comparing to her older brother:j

    The job offer is not for us, but the extra money would be soooo nice:D

    I managed to sell the old (well, not used but was sitting in guest bedroom for 3 yrs) mattress on Ebay for £20 so that saved us the puzzling job of getting rid of it (OH wanted to just trow it away, but it wouldn't fit in a car:p so I sold it in the meantime:D)

    As I need new phone (camera lens scratched) I was looking at my options and settled on HTC Salsa for £150, but it is sold out everywhere:mad:

    So I'm lusting after HTC One for nearly £500 now:rotfl:

    I'll see if my last invoice is paid this month, than it would be extra money as I sort of gave up on it now:( They have paid a small one after my last chase up, but not a big one:mad:

    I had to rush now, I'll catch up on other diaries later on. Cheers!
    Debt: [STRIKE]-£77.299 74,209[/STRIKE]-£72,860 Projected MF date(age):[STRIKE]2044(63)[/STRIKE] 2029(48)
    Credit Card 0%: -£1,800 Reg Saver: £4000/£6000 ISA: £0/£2500

    From March 2012: Mortgage OP: £160 pcm
    (saving 29k):D
    Apr 2013 Goal: reduce balance to £72,000 to get 60%LTV & better deal
  • Weronika
    Weronika Posts: 260 Forumite
    Totally wrecked today - I only slept from 3am to 5:30 am, the rest of the night was all fun and games with the baby:cool:

    I caught up with diaries now, as I am waiting for the midwife to come. So annoyed, coz both my Monkey and Ladybird are sleeping and I could use a nap too, desperately actually.

    I need to be downstairs though, to open the door quickly on the first knock in order to not to wake them up.

    No news on the money front - the maternity pay not sorted, invoices not paid, tax credits not updated. love bureaucracy:rotfl:
    Debt: [STRIKE]-£77.299 74,209[/STRIKE]-£72,860 Projected MF date(age):[STRIKE]2044(63)[/STRIKE] 2029(48)
    Credit Card 0%: -£1,800 Reg Saver: £4000/£6000 ISA: £0/£2500

    From March 2012: Mortgage OP: £160 pcm
    (saving 29k):D
    Apr 2013 Goal: reduce balance to £72,000 to get 60%LTV & better deal
  • themadvix
    themadvix Posts: 8,782 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Ooh, like the name Ladybird for your little girl Weronika - very pretty! Although it doesn't sound like she's behaving like a lady keeping you up all night.

    Could you not have a nap on the sofa while you wait for the mw? I'm not surprised you're exhausted! Hope she comes soon so you can get back to bed before the little ones wake up!

    Vicky
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    Congrats on your new arrival xx
  • Weronika
    Weronika Posts: 260 Forumite
    katsu wrote: »
    'Grats on the new arrival Weronika - I can't tell what that weight is in "proper" units :D

    3.75kg is about 8.27 lbs

    After 10 days she regained her birth weight and even went over, so mummy very pleased :)

    I have lost weight on the other hand - the 'water retention' part of the pregnancy, and have left with 'only' 3kg (just below 7 pounds) which would be nice if I still didn't have extra 15 lbs from first pregnancy:rotfl:

    I'm waiting another 4 weeks and after ok from GP I'll start working on those extra pounds:D
    Debt: [STRIKE]-£77.299 74,209[/STRIKE]-£72,860 Projected MF date(age):[STRIKE]2044(63)[/STRIKE] 2029(48)
    Credit Card 0%: -£1,800 Reg Saver: £4000/£6000 ISA: £0/£2500

    From March 2012: Mortgage OP: £160 pcm
    (saving 29k):D
    Apr 2013 Goal: reduce balance to £72,000 to get 60%LTV & better deal
  • Weronika
    Weronika Posts: 260 Forumite
    themadvix wrote: »
    Ooh, like the name Ladybird for your little girl Weronika - very pretty! Although it doesn't sound like she's behaving like a lady keeping you up all night.

    Could you not have a nap on the sofa while you wait for the mw? I'm not surprised you're exhausted! Hope she comes soon so you can get back to bed before the little ones wake up!

    Vicky

    I couldn't - my Monkey fall asleep on the sofa:p
    The midwife came late anyway, so he woke up anyway by than. Such a great time for a nap totally lost:(
    Ladybird was so upset we woke her up for weighing that she peed all over midwife:rotfl:
    Midwife was really nice about it though, said it happens to her all the time:eek:
    Debt: [STRIKE]-£77.299 74,209[/STRIKE]-£72,860 Projected MF date(age):[STRIKE]2044(63)[/STRIKE] 2029(48)
    Credit Card 0%: -£1,800 Reg Saver: £4000/£6000 ISA: £0/£2500

    From March 2012: Mortgage OP: £160 pcm
    (saving 29k):D
    Apr 2013 Goal: reduce balance to £72,000 to get 60%LTV & better deal
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