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Edinburgher gets cracking!

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  • edinburgher
    edinburgher Posts: 13,987 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    And there was me assuming 'threadless' was some sort of yoof slang!

    You need a thread young lady - provides extra focus :)
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    And there was me assuming 'threadless' was some sort of yoof slang!

    You need a thread young lady - provides extra focus :)

    I need a flat first...provides shelter and storage! ;) (Have been online looking...worse than tooth removal...keep getting snapped up before I even have the chance to view them! :eek:)
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • edinburgher
    edinburgher Posts: 13,987 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    My little brother's in the same boat - took him multiple months to find a flat - but he was looking in the fancy part of Glasgow's West end.
  • edinburgher
    edinburgher Posts: 13,987 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Another snot-filled day of joy awaits :p

    Token payments of £1.84 into the OP Pot and EF, otherwise just looking forward to going home for a hot bowl of chicken soup and bed!

    It looks like my GreenMetropolis sales have gone off a cliff - maybe because everyone has had their summer holidays now?
  • edinburgher
    edinburgher Posts: 13,987 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I have sold myself my Nectar points and have swapped them for Amazon vouchers :D

    £15 into both the OP Pot and the EF and I will look forward to buying a few goodies. Essentially a bit of creative accounting, but the money in the savings accounts is real enough!
  • HelenDaveKids
    HelenDaveKids Posts: 3,177 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    I'm up to £9.98 on topcash back plus hol booked last night should make me over a £100! Thanks Edinburgher!
    Morgage till Nov 30 GOAL MFW Sept 2016
    Aug 11 - £100k Aug 2016.... It's GONE!!!!!
    2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
    "A goal without a plan is just a wish"
  • edinburgher
    edinburgher Posts: 13,987 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I'm up to £9.98 on topcash back plus hol booked last night should make me over a £100! Thanks Edinburgher!

    That's a brilliant start - it's nice to get something back when you would have spent the money regardless!
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    My little brother's in the same boat - took him multiple months to find a flat - but he was looking in the fancy part of Glasgow's West end.

    Wouldn't mind if I were looking in posh places...anything but! :eek:

    Have just been to see one now. It was nice, but only one bedroom instead of two (EA excuse was that they had copy and pasted it from another) and it was quirky, which I like, although it doesn't have a washer/dryer (NO way I'm moving in without one - to be negotiated with the landlord...and an arial.)

    It's not perfect, but it's nice. It's the only flat I've seen that feels like home and it's got gas central heating instead of that rubbish electric stuff. And to be honest, even though it's furnished I think it's a bit expensive given that it is only 1 bedroom. I think I will have to ask him to consider reducing the rent, cos I'm not paying 2 bedroom rates for 1 bedroom, innit?!

    Although I really wanted a second bedroom. Cos I has sidelines in massage and could do with a treatement room, and the living room is a little bit too crowded to use.

    I may need to think about this. Whaddyathink?!
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • edinburgher
    edinburgher Posts: 13,987 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 9 October 2012 at 8:12PM
    I think you're bang on about a washing machine being essential (unless you're planning on buying your own place in the near future). A dryer, on the other hand, is bad for your clothes, expensive compared to using a clothes horse and is bad for the environment :p

    Definitely don't pay over the odds for a one bedroom property, but consider the marginal utility of the extra room. Will you actually use it? Will the 'treatment room' let you break even vs. the cost of a one bedroom property? If not, don't even think about having a spare bedroom. Could you shoogle the furniture about in the living room/make the bedroom the living room and vice versa?

    'Nice to haves' don't put food on the table, I guess it's important to keep that in mind whenever you're looking for a home. No point in paying off the mortgage on for your landlord's two bedroom when one would suffice :rotfl:

    Want to hear something funny? Wife and I bought a two bedroom flat in March, I don't think I even go in the second bedroom more than once a week to get the hoover. In retrospect, a nice one bed would have been fine, but eventual baby might think differently...
  • ztan
    ztan Posts: 400 Forumite
    Just read through your thread Edinburgher... like to return the favour!

    Have to say you have made me chuckle with some of your posts... mainly through my complete empathy and understanding. This has disturbed my snot levels however and I'm back to sneezing and such. :o

    I particularly liked your ad hoc thoughts on over exuberance prior to actually having a mortgage. I too was the same alas, convinced myself we'd save tonnes etc.
    We have actually run up a very small credit card debt after doing our garden and taking a trip to Edinburgh for my OH's birthday.
    Don't regret any of it though- life is for living.

    You are a very good MFW and I shall take inspiration from you!

    On the job front... employers right now are playing it safe and employing low level barely qualified staff IMHO. They don't want to take on ambitious, keen and enthuastic people, because they are hard work and demand higher levels of pay. Sad, but true. Keep plugging away, something will come along!
    MFW 2010- £112,500 + 20% Equity Loan = £150,000 35 years :o
    2013- £108,877.28 + 20% / current OP = 19 years :T

    Target to be Shared Equity Free- 2016
    Target for holiday to Australia- 2014
    Currently training for a Commando Challenge- drop and give me 20
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