Edinburgher gets cracking!

HelenDaveKids

Bless you. I live in a village so had to learn to drive as soon as 17. Unfortunately despite driving lots, it hasnt really improved. I regularly used to bump!

edinburgher

• Withdrew money from Amazon Marketplace
• Updated prices on Amazon Marketplace
• Checked eBay (10/17 selling, watchers on almost all the others)
• £94.64 to OP Pot
• £94.64 to EF
• £500 OP sent to Santander! :T

Now to get started on the next one, would love to send it by Christmas

misscousinitt

:beer:

MCI

edinburgher

Thanks MCI, I think I'll pick up a bottle of wine for Friday evening and try to mentally condition Mrs E into associating OPs with good things :rotfl:

I'm starting to think that I may have the MFW bug... Our regular OPs will be going up to £100 from the end of the month. That, coupled with the first £500 OP, will take 5 years and 9 months off our mortgage and will see it finished by the time I'm 48 :T None of my projections have shown a finish before 50 previously, so I'm feeling all empowered.

It could even end up being considerably sooner, as I'm sticking with all the money hacks and we're currently matching OPs with Emergency Fund payments 1:1. Once we have £4k or so in the EF, it'll be OPs all the way.

ajmoney

It is amazing how much of a difference little payments can make so well done and keep going :T

gallygirl

Well done It's when that payoff date starts to fall you really feel you're getting somewhere :j!

ajmoney

gallygirl wrote: »

Well done It's when that payoff date starts to fall you really feel you're getting somewhere :j!

This is what I am looking forward to, my OPs haven't made a difference to the interest yet either so looking forward to that too.

edinburgher

I think I'm right in saying that Santander won't actually send me a receipt saying (you've taken x off your term), but as long as *I* know that it's happening

Spreadsheets updated from the end of November, new regular OP is now official. In the absence of an agreed religious stance in our household (beyond 'don't be a *&^%!(*&*'), spreadsheets are the nearest thing I have to a sacred text

Tilly_MFW_in_6_YRS

Hi Mr E, that's a fantastic reduction on the term, in a relatively short time. Gold stars coming your way, and a bottle of wine to celebrate sounds like a plan.

Tilly x

lulabelle1

Maybe you could have some crisps with your lunch tomorrow too by means of celebration...?