Edinburgher gets cracking!

Mortgage_Reduction_Novice

Very generous to give a car to someone - it might sound ungrateful but I hope they let you have some say, you wouldn't want to get landed with something that's expensive to insure for new drivers.

I'm taking full advantage of Halifax - £10 per month from them is way more than the interest I could earn elsewhere. (fuel alone is over £300 per month so I easily make the credit card payout threshold unless I take holiday!).

edinburgher

Very generous to give a car to someone - it might sound ungrateful but I hope they let you have some say, you wouldn't want to get landed with something that's expensive to insure for new drivers.

Good point MRN - thankfully it's a specific car - Mrs E's mum's current one

It's an ideal car for new drivers - a small runaround by one of the Japanese manufacturers, with a small engine and low insurance group. Mrs E's mum is pretty much the archetypal 'single female owner', I doubt the car has more than 25k miles on the clock.

Very slow MFW day for me today - token payments of £1 to the OP Pot and EF - 8-9 items with watchers. I've been eBaying for so long that I was doing it before eBay (Yahoo auctions!) Back in the day people used to actually make bids, as opposed to waiting until 15 minutes before the auction closed :rotfl: Not that I can complain, I do the same myself...

ammonite

Glad Mrs E had a good birthday and great news about the potential car!

I get bored waiting a week for listing to end with 99% of the activity taking place in the last minute. I also get fed up when people get my stuff at a bargain price...when I leave it until the last minute I never get a bargain LOL!

edinburgher

It has come to my attention that 'smart' phones are an irritating waste of time! I have been on to the O2 website and removed the monthly data bolt on. From memory, I have put my web browser to good use on perhaps 2 occasions in the last 18 months...

That'll save me £3/mth (£1.50 to OP Pot and EF) and will be an interesting experiment into whether or not I can cope without the internet on my phone

My new monthly bill should be £10.50, hoping to switch back to a PAYG phone next year, as I'm not interested in newer fancier gizmos.

While £3/mth might seem like a tragically low amount, it will take 3 months off the term of the mortgage :T

edinburgher

Further budget tweaking - I have reduced our food budget from £200/mth to £190/mth (£5 to OP Pot and £5 to EF).

The difference between old Edinburgher and new Edinburgher is that I'm actually going to put the difference into the right pots from next payday (not just tell pat myself on the back for having the idea without following through)

edinburgher

Ladies and gentlemen - we have bids! Currently two items with bids, a further seven with watchers :rotfl:

Tilly_MFW_in_6_YRS

Hi Edinburgher, when I was lurking and learning for a year before starting my diary, I kept thinking that I should do this or that, and never did anything. Having a diary and learning from so many people really does make you follow through.

Best wishes Tilly

HelenDaveKids

I have a bidder too!!!

Yes, def agree about following through, its about being clear as well, DH was saying "we could do such and such now we are turning corner following renovation" and I thought not a chance, thats my OP money!
I dont move the bits, its too time consuming. Im keeping a log and then on payday moving the whole months of saves, but have marked it as gone in terms of current account.

edinburgher

I phoned Sky to say that I'm leaving and I spoke to an incredibly disingenuous retentions agent. Tried to say that:

• he wasn't aware of *anybody* who had cancelled as a result of the massive price rise
• I might face early cancellation charges (untrue, unless the statements they made to MSE, Which?, the Guardian and the Telegraph are all fake!)
• that he hadn't been briefed on the official Sky policy re. cancellations in relation to the points above
• that he wasn't aware that there were any better deals to be had elsewhere

I will be moving to Plusnet just as soon as my credit card payment clears (£38.38 cashback + 3% cashback on my initial up-front line rental for the year + £4/mth cheaper than Sky for the same service)).

Otherwise a very productive evening:

• Packaged up 3 Amazon returns (2 faulty, 1 mistakenly duplicated)
• Went to Lidl, got 2 replacement LED bulbs to replace the faulty Philips ones (50% of the cost, good bright bulbs with a nice colour) and the holy of holies.... whoopsied sirloin steak! One for the weekend and one for the freezer - even Mrs E doesn't mind thrift when it involves doorstep thick steaks :rotfl:
• Ordered flea treatments for Mrs E's cat - £3 cheaper than our previous brand for twice as many treatments :eek:

InaPickle

edinburgher wrote: »

I phoned Sky to say that I'm leaving and I spoke to an incredibly disingenuous retentions agent. Tried to say that:

• he wasn't aware of *anybody* who had cancelled as a result of the massive price rise
• I might face early cancellation charges (untrue, unless the statements they made to MSE, Which?, the Guardian and the Telegraph are all fake!)
• that he hadn't been briefed on the official Sky policy re. cancellations in relation to the points above
• that he wasn't aware that there were any better deals to be had elsewhere

I rang them up on behalf of Picklemum the other day and spoke to a nice man in Glasgow who normally works as a marine biologist (but it's seasonal, y'know, hence him being Sky at the minute). Our bill went down considerably...perhaps you haven't quite got the knack, Ed? Or the evidently female voice that can bat its eyelashes down the the phone! :rotfl: