Child tax credit limit reduced to £26,000

Welshwoofs

queenbeeno1 wrote: »

Take away Tax credits from us if you want. But make sure you are compensating us elsewhere.

Compensated for what - adding to the global population crisis??

pineapple123

The problem with society today is everyone is used to a higher standard of living and expects to have 'essentials' like mobiles and large tv's. When I was a child people really did live on very little, had hand me downs and cooked leftovers - make do and mend. How many people now would give there children 2nd hand toys for christmas.

Now we have a throw away expectant society,a greedy and needy consumers.
I dont blame people, society has made us this way and the previous goverments have encouraged it by generous benefits, now the pot is starting to empty we need to put a lid on it to preserve what is dwindelling rapidly away.
I dont blame the OP for being annoyed especially as the cost of living keeps rising but thank your lucky stars that you were not a parent 40 years ago.

Tankrizzo_2

This whole thread is why tax credits should be completely abolished and the lower income tax bracket raised.

queenbeeno1

My children do wear second hand clothes. I do make use of leftovers. I was parented over 40 years ago and I am sorry but there is much more pressure on parents today. For a start my Mother was able to stay at home, a choice not available for many partents today, just to make ends meet you need a joint income.
I don't consider that my children are adding to the global population crisis. Without children we would be nothing but an ageing society. Children are the future and a very, very large number of tax payers are parents. I do not think anyone, parents or not, should pay income tax until they are earning a living wage. With the cost of housing alone being totally out of kilter with peoples earnings this would need to be set at at least 20K.
I could go on and on about the years of waste, of governments past and present. All of whom failed to invest properly in this once great nation, selling us to foreigner investors so we don't have control on even our basic utilities any longer.
From my point of view my standard of living has dropped year on year for the last 6 years.
Why should those with wealth continue to get richer and those with less make more and more sacrifices. It is not a fair society.
People need to stand up and say so. The many should not be subsidising the few.

property.advert

FBaby wrote: »

Unfortunately, with this sort of cuts, it is exactly what is happening. With single parents able to claim full benefits AND keep whatever maintenance they receive, more and more single parent not working end up with much more disposable income than those working. I can imagine the conversation to come:
-Mummy, can I please please go to the new dancing class with Emma and Bluebell?
- Darling, you know we can't afford anything like this, daddy and I work and with the cost of childcare, we just can't pay for you to do any activities.
- but Mummy, Emma and Bluebell said their parents said ok
- I know my darling, but Emma's dad earn £100K and Bluebell's mum is on benefits. We earn £26K, so we can't afford it.
- That's not fair Mum.
- No my darling, life isn't fair at all but don't go bully Emma and Bluebell, that's not their fault they get to do things you can't do.

It is fundamentally wrong that people who do nothing are better off than those who work. Irrespective of how any millions of lefties and layabouts it upsets and irrespective of how many dance classes are missed, this imbalance has to be rectified.

melly1980

shedboy94 wrote: »

Again, if you weren't giving a general statement, then who's house could I walk into and see all these luxury items?
.

It doesnt matter if I name specific people or not. Why am I going to name individuals that you dont know. It would serve no purpose whatsoever and the lack of these names does not mean that I was referring to "everybody"

Lets just chalk this one down to experience, you assumed by mistake that I had claimed something that when challenged you can not prove. Just hold your hands up and we can move on.

property.advert

queenbeeno1 wrote: »

My children do wear second hand clothes. I do make use of leftovers. I was parented over 40 years ago and I am sorry but there is much more pressure on parents today. For a start my Mother was able to stay at home, a choice not available for many partents today, just to make ends meet you need a joint income.
I don't consider that my children are adding to the global population crisis. Without children we would be nothing but an ageing society. Children are the future and a very, very large number of tax payers are parents. I do not think anyone, parents or not, should pay income tax until they are earning a living wage. With the cost of housing alone being totally out of kilter with peoples earnings this would need to be set at at least 20K.
I could go on and on about the years of waste, of governments past and present. All of whom failed to invest properly in this once great nation, selling us to foreigner investors so we don't have control on even our basic utilities any longer.
From my point of view my standard of living has dropped year on year for the last 6 years.
Why should those with wealth continue to get richer and those with less make more and more sacrifices. It is not a fair society.
People need to stand up and say so. The many should not be subsidising the few.

I am sorry but if you cannot afford to feed and clothe your children then you should not have had them. Why on earth you think it is right that the rest of society should shoulder the cost of your benefits is deplorable.

Loony Labour has bred a generation of losers who blame everyone but themselves for their lack of opportunity. I suspect the main protagonists of this would still be found indulging in takeaways, ciggies or down the pub whilst bleating that they don't have enough income and worrying that the state largesse may be slightly withdrawn.

It isn't a fair society all right, not fair that there are too many spongers on the welfare state.

Horseunderwater

WTC credit limit for single parents is £13k/year with hours of 24or more per week worked
WTC for joint parents is £18k/year = so any one in those 2 groups earning above that will not get either in 2012/3
CTC OTH limit for joint parents is £26k/year and this applies to one or more children.
How do I know this? Well I got the letter as well and rang them up as anyone of you is quite able to do!
However, what many of you might not be aware of is the following:-
If a parent is disabled and the other partner gets WTC, they may also get a premium payment for disability included in the WTC, but only if WTC is payable. If over the WTC limit, you won't get it.
And if you or your partner pay into a private pension scheme which is deducted before your tax is removed via work, tell them the yearly sum at year end. Why? They deduct the amount from your earnings, so a family earning say £26.5K per year gross and perhaps paying in £1k pension via work, would have that £1k taken off earnings and the figure would be £25.5K instead. Which means you'd more than likely get the £10/week re instated.
Also the Tax credits dept would rather work on current year income as an estimate, than previous year income. That way if you slightly over estimate on what you think the income should be, there should not be any overpayment at year end and perhaps if estimate too high, you may get a little extra back instead. In my case I am on long term sick leave - but I work a little due to my illness of 12 hours per week. The ESA set the weekly amount at £97.50 income and 16 hours max if you actually earn money from employer. So for moment my income is £5070/ year. But I included on CTC claim income of £5200, so that takes care of any rise in ESA rates. OH is on basic hours as his OT has been cut and presently that is £16k, so I allowed him £17k income, which will cover any unexpected OT and if lucky a £500 per year pay rise. This will give us approx CTC £29/week. At year end when time to submit P60 for this year, I will tell them correct figures for those and tell them at that point about pension deductions. But I will still want them to use my estimated income figures for next year, which incidentally will stop in August as she is 16 years old. You have to ring them and ask for it to be restarted if your child goes onto training after August, but as exams come out in August it will be a very busy time.
Oh can everyone please stop sniping at each other, You do not have to buy new clothes for a child all the time. So what if latest fashions are not followed? Use Freecycle to appeal for clothing local to you - go and collect it. Cost running the car on a small journey. Use car boots to source some clothes. Or toys for child. The more stuff we keep out of landfill the better it will get. My child does understand about all this and accepts it. Always has. We always say no. No holidays here for past 6 years. We save up.

Tankrizzo_2

queenbeeno1 wrote: »

My children do wear second hand clothes. I do make use of leftovers. I was parented over 40 years ago and I am sorry but there is much more pressure on parents today. For a start my Mother was able to stay at home, a choice not available for many partents today, just to make ends meet you need a joint income.
I don't consider that my children are adding to the global population crisis. Without children we would be nothing but an ageing society. Children are the future and a very, very large number of tax payers are parents. I do not think anyone, parents or not, should pay income tax until they are earning a living wage. With the cost of housing alone being totally out of kilter with peoples earnings this would need to be set at at least 20K.
I could go on and on about the years of waste, of governments past and present. All of whom failed to invest properly in this once great nation, selling us to foreigner investors so we don't have control on even our basic utilities any longer.
From my point of view my standard of living has dropped year on year for the last 6 years.
Why should those with wealth continue to get richer and those with less make more and more sacrifices. It is not a fair society.
People need to stand up and say so. The many should not be subsidising the few.

Welcome to capitalism, it has not changed in years. I suggest you leave the country should you wish to follow a different creed.

Welshwoofs

queenbeeno1 wrote: »

I was parented over 40 years ago and I am sorry but there is much more pressure on parents today. For a start my Mother was able to stay at home, a choice not available for many partents today, just to make ends meet you need a joint income.

I was also born over 40 years ago and raised by my Mother alone for the first 10 years of my life. She certainly couldn't afford to stay at home - in fact she had a full-time job and a part-time job to make ends meet and they still didn't (no central heating, no TV, no bathroom - just an outside toilet, second hand clothes etc)

I don't consider that my children are adding to the global population crisis. Without children we would be nothing but an ageing society. Children are the future and a very, very large number of tax payers are parents.

You may not think so, but seeing as there's a global scientific concensus that unless we get to zero population growth within out children's lifetime we'll be screwed, I'd say your opinion is really more fueled by your personal feelings towards your own progeny than it is by facts.

I do not think anyone, parents or not, should pay income tax until they are earning a living wage. With the cost of housing alone being totally out of kilter with peoples earnings this would need to be set at at least 20K.

So where would the shortfall in tax come from?

The many should not be subsidising the few.

However, when it comes to having children, it's a case that the few are subsidising the many.