We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Child tax credit limit reduced to £26,000

1568101124

Comments

  • custardy
    custardy Posts: 38,365 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    shedboy94 wrote: »
    What can't I make my mind up about? On this thread I am defending someone who is being verbally attacked over the fact that she uses her £10 a week CTC to buy clothes and give her child some exercise and skills. The one you have helpfully linked to was showing the complete opposite end of the scale.

    It's good to see that not only do you have time to post on here over 19000 times, you have time to look up other peoples previous posts as well. I wish I had that much time on my hands.

    well you seem confused
    a cap is a cap
    its cuts off at a set point
    so what did you think would happen to those just over it?
    loads of time on my hands,not crying about money either
    however I say again,what have you added to the thread?
    the OP is £10 down. whats your solution?
  • Caroline_a wrote: »
    Actually it depends on the sport. My youngest daughter used to go to gymnastics. It cost £80 a quarter plus leotards (at around £30 a throw!). When she swapped from gymnastics to athletics the costs dropped like a stone - around £20 a year. That was a few years ago, but even now, a youngster can join an athletics club and get free coaching for around £25 - £45 a year. So not for the rich at all!

    I was being a bit sarcastic with the rich part, however as an example, beside me there are no free swimming facilities - it either costs £5 a week for council lessons, or double that for me to teach him as I would have to pay for both of us to go to the leisure centre. Is learning to swim a luxury.......no.
  • custardy wrote: »
    well you seem confused
    a cap is a cap
    its cuts off at a set point
    so what did you think would happen to those just over it?
    loads of time on my hands,not crying about money either
    however I say again,what have you added to the thread?
    the OP is £10 down. whats your solution?

    What I have added is verbal support against the verbal bullying.

    My solution would be to use the additional money she will have when the change to personal allowance comes in April to replace the missing CTC.

    The point about the new £26000 cap is that it is such a drastic cut from the current level of £41220, that normal everyday families have become used to reciving it and use it in their everyday budgets are now going to have to reassess their lifestyles....it may not sound a lot of money to some, but to others it makes the differences in buying additional things that a lot of people take for granted.
  • clemmatis wrote: »
    ? UCAS points are given for grades in approved qualifications. IOW there are lots of ways to get them. And surely the school isn't charging for classes for courses that lead to UCAS points?

    Yes, of course she is doing her GCSE's but added to which as she has danced from being 3, (which has given her confidence fitness and other skills) she is at a level where the high grade she is at will count towards her Uni application one day, in this climate it all helps.
  • melly1980 wrote: »
    If you were to walk into the house of someone low paid or not working and living off benefits you know full well that you would see mobile phones, playstations etc etc. These are essentially being paid for by the state.

    Sorry but dont tar everyone with the same brush, I claimed benefits as I became single with 2 children under 2. I didnt have a mobile phone, playstation, computer, internet, sky etc simply becuase I couldnt afford it. We didnt have beds for several months until I saved enough to buy one then months again for another. Half the peoples houses you walk into and see things like this will be on credit and you will see them over on DFW board months down the line. Yes I agree it needs changing but dont just slate everyone who doesnt work.
  • melly1980
    melly1980 Posts: 1,928 Forumite
    Sorry but dont tar everyone with the same brush, I claimed benefits as I became single with 2 children under 2. I didnt have a mobile phone, playstation, computer, internet, sky etc simply becuase I couldnt afford it. We didnt have beds for several months until I saved enough to buy one then months again for another. Half the peoples houses you walk into and see things like this will be on credit and you will see them over on DFW board months down the line. Yes I agree it needs changing but dont just slate everyone who doesnt work.

    while that is true you are answering a point that wasnt made.
    I never used the quantifier of "all" or "everyone" at all therefore your post has become a bit pointless.
    Salt
  • custardy
    custardy Posts: 38,365 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    shedboy94 wrote: »
    What I have added is verbal support against the verbal bullying.

    My solution would be to use the additional money she will have when the change to personal allowance comes in April to replace the missing CTC.

    The point about the new £26000 cap is that it is such a drastic cut from the current level of £41220, that normal everyday families have become used to reciving it and use it in their everyday budgets are now going to have to reassess their lifestyles....it may not sound a lot of money to some, but to others it makes the differences in buying additional things that a lot of people take for granted.

    so this is verbal bullying?
    custardy wrote: »
    not even work to generate £10 a week?
    a wee bit of buy/sell on eBay can easily generate that as clear profit

    bearing in mind you chose to pick me out, and attack me
  • Yes, of course she is doing her GCSE's but added to which as she has danced from being 3, (which has given her confidence fitness and other skills) she is at a level where the high grade she is at will count towards her Uni application one day, in this climate it all helps.

    Please consider carefuly before your daughter applies to study "dance" at university.

    Granted - it is years down the line but alot of students studied similar non academic subjects and are now struggling terribly looking for work.

    (Not provoking an argument - just offering advice!:))
  • Please consider carefuly before your daughter applies to study "dance" at university.

    Granted - it is years down the line but alot of students studied similar non academic subjects and are now struggling terribly looking for work.

    (Not provoking an argument - just offering advice!:))

    No she's definately not thinking of dance as a career, it's just something she enjoys and helps to keep fit, and it will add to UCAS one day ;)
  • melly1980 wrote: »
    while that is true you are answering a point that wasnt made.
    I never used the quantifier of "all" or "everyone" at all therefore your post has become a bit pointless.

    Originally Posted by melly1980 viewpost.gif
    If you were to walk into the house of someone low paid or not working and living off benefits you know full well that you would see mobile phones, playstations etc etc. These are essentially being paid for by the state

    To be fair, this does indicate you are speaking about everyone who is low paid or on benefits.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.9K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.1K Spending & Discounts
  • 244.9K Work, Benefits & Business
  • 600.5K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.