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So poor I can't even pay attention

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  • missrlr
    missrlr Posts: 2,192 Forumite
    Hi Piq take a pinch (and I mean so small you could hardly see it) add to food, repeat for 2 days, then make it a larger pinch, then a double pinch and so on - he will not notice providing you are sneaky with it
    Other thing to try is if you have a willow tree near by get some clippings from it - good as has salicylic acid in it.
    Start info Dec11 :eek:
    H@lifax [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
    Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
    B@rclays £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. S@ntander £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
    2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Piquant, morning, carp about the job centre, where do they get these people they employ there!!! At least it wasnt too painful and long.

    OH probably be doing the same too so hope he doesnt have the same experience.
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning Piq and friends,

    Sorry yesterdays Job Centre Experience was another rubbish one ! Seriously , I do think they employ a special breed of people at these places ( apologies to anyone reading , who does actually work there , I am sure you are one of the lovely ones !)

    I'm not sure what your actual official line of work is. Is it mentioned somewhere in the diary and I have missed it, or cant you really say ? I know you have mentioned £inked £n in the past, we use that and find it reasonably succesful.

    Good Luck today with any applications you may do x
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    Piquant wrote: »
    I am having a surreal experience, I think I am being chatted up on e*bay....

    The potential buyer of the large item who wants it couriered to the other end of the country is being very flirty. He has invited me to his model shop :eek:
    Piq

    models are the new etchings... dare we ask what item he wants ha ha ha
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    so in a weird way, the person offering you the sheep job was at least doing his job, unlike the person today who couldn't care less....
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    On a good day I consider myself a reasonably intelligent woman, but I'm afraid the benefit system is doing my head in. It seems very complex.

    I've just learned that my jsa has been put on hold because I can't tell them how much my building society is going to pay out on the mortgage payment claim. I have explained that I've spoken to the insurance company and they are waiting for details from my last employer and then the claim will be processed.

    I can't speed this along any faster. It doesn't seem very fair that the claim only went in a couple of weeks ago, the DWP seem a little over-enthusiastic about cutting off the jsa.

    If I understand correctly what the woman said, and I'm not sure I do, if the mortgage claim pays out this is classed as income and I will probably lose the jsa anyway.

    I think I want to cry, why is it so difficult?

    I've found another three jobs I'm completely unsuitable for, I shall apply for them this afternoon.

    Piq
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Oh Piq,

    It all sounds a total nightmare, dont cry though. Something will come up in the end surely ? I dont think I know of anybody who seems to be trying as hard as you .

    What about some sort of freelance writing, send stuff into magazines etc. I'm clutching at straws I know , I have no experience in this kind of thing at all, just trying to think on my feet ( actually my rear end actually as I am sitting down !)

    Join me in the Manic Grin which is plastered on my face today, all will come good in the end xx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • suburbanwifey
    suburbanwifey Posts: 1,642 Forumite
    Piquant wrote: »
    On a good day I consider myself a reasonably intelligent woman, but I'm afraid the benefit system is doing my head in. It seems very complex.

    I've just learned that my jsa has been put on hold because I can't tell them how much my building society is going to pay out on the mortgage payment claim. I have explained that I've spoken to the insurance company and they are waiting for details from my last employer and then the claim will be processed.

    I can't speed this along any faster. It doesn't seem very fair that the claim only went in a couple of weeks ago, the DWP seem a little over-enthusiastic about cutting off the jsa.

    If I understand correctly what the woman said, and I'm not sure I do, if the mortgage claim pays out this is classed as income and I will probably lose the jsa anyway.

    I think I want to cry, why is it so difficult?

    I've found another three jobs I'm completely unsuitable for, I shall apply for them this afternoon.

    Piq

    That's disgusting hon! I'm shocked! We are talking an amount of money that wouldn't even cover my grocery bill that they were paying you, that they suspend because you may get your mortgage paid by an insurance policy you paid for to cover for such an eventuality? This system is seriously messed up! You pay into the system for years and when you try to claim the measly amount they dish out like it was gold dust, they treat you like this. Seems to me the workshy and the layabouts only seem to prosper with benefits of any kind, working people get shafted every which way.

    What you gonna do if they do refuse you JSA? I read your entire 35 page thread over a period of 3 hours a few days ago, been following your story ever since, you are an inspiration! I wish life wouldn't keep kicking you in the teeth, I really do, it annoys me as its not fair :eek:
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Oh Piq,

    It all sounds a total nightmare, dont cry though. Something will come up in the end surely ? I dont think I know of anybody who seems to be trying as hard as you .

    What about some sort of freelance writing, send stuff into magazines etc. I'm clutching at straws I know , I have no experience in this kind of thing at all, just trying to think on my feet ( actually my rear end actually as I am sitting down !)

    Join me in the Manic Grin which is plastered on my face today, all will come good in the end xx

    Manic grin plastered on face, I have got my clothes on though....

    I'm researching local business group set-ups to see if there's anything I can do there. Brilliant suggestion from Mrs B. Funnily enough e*bay man may want some copy written for his website as he's opening a new shop, so something may come of that.

    I just applied for almost three jobs, I did all the work on one, re-did cv wrote new covering letter sent it off and got the message sorry this job is no longer available :mad: Well why not take it down then?
    Filed the applications and counted the ones I applied for in March - 58

    The Bear's annual inoculations are due. I'm going to ring round for the best price, I don't care if he fancies his vet, he's going cheap. Unfortunately, the Captains annual insurance is due £537, there is no way of getting this down as only one company will insure a horse his age. I'll have to get back on ebay for him.

    B*gger this for a game of soldiers, I feel really tearful, must pull myself up by the bootstraps as it isn't going to help in any way.

    Think I will recycle a Captain story for the blog, see if it gets any more interest or followers. I'm thinking a successful blog will help as part of a writing portfolio. I got a book out of the library - Twitter for Dummies [how apt] as I should be able to use this a marketing tool.

    Waving in a pathetically forlorn way....

    Piq
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    That's disgusting hon! I'm shocked! We are talking an amount of money that wouldn't even cover my grocery bill that they were paying you, that they suspend because you may get your mortgage paid by an insurance policy you paid for to cover for such an eventuality? This system is seriously messed up! You pay into the system for years and when you try to claim the measly amount they dish out like it was gold dust, they treat you like this. Seems to me the workshy and the layabouts only seem to prosper with benefits of any kind, working people get shafted every which way.

    What you gonna do if they do refuse you JSA? I read your entire 35 page thread over a period of 3 hours a few days ago, been following your story ever since, you are an inspiration! I wish life wouldn't keep kicking you in the teeth, I really do, it annoys me as its not fair :eek:

    You read all 35 pages? Wow, you must be mad! But it's lovely to have you here.

    That does seem to be the system. It's very complicated, I don't know how people manage to fiddle it, they must be very clever indeed. I'm fairly sure one of us on my diary knows about benefits, I will read back later and see if I can find them and ask some advice.

    I don't know what I'm going to do when the money runs out, it's worrying me a lot. I just have to keep looking and hope that something turns up soon.

    Thanks for being so supportive, I appreciate it.

    Piq
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



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