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So poor I can't even pay attention

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  • *Robin*
    *Robin* Posts: 3,364 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Stoptober Survivor
    Brilliant; more good news - with several people interested, you'll get the asking price Piq! :D

    ..Raising another glass of cider to the hope that you achieve a successful, trouble-free sale [hic!]. :beer:
  • twiglet98
    twiglet98 Posts: 886 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    All systems go Piq, just popping in to say what an exciting - if slightly terrifying! - time you're having. We are all surrounding you with virtual hugs and emotional support, and practical support in whatever form any of us can try to offer from whatever distance we may be.

    Just a word of caution, my elder DD and her BF have just completed on their first cottage, three weeks ago. Their vendor was a single girl who used the cheapest conveyancing firm she could find, and they were absolutely awful - failing to pass on messages, actually lying about having sent letters and emails when neither party had had any contact from them - both parties were close to pulling out when they discussed it directly, compared what the conveyancing firm had told them, and realised what was going on. Cheap price certainly meant sub-standard service.

    DD is only 6 miles away and coming back here daily to do her mare. She's finding it terribly hard living 'so far away' from her. I hope you can find a way to be closer to The Captain too.

    My precious old lad was an Irish palomino and he is irreplaceable, my mare who was put down in January sapped my confidence so much and I'm sure I'll never find another horse as good as that golden boy. Still looking for a companion for DD's cob, though going into winter isn't a good time to get a new one.

    Have a great weekend, and wishing you all the luck in the world.
  • piq well done brilliant news and daughter home soon. You take care, glad you have a fairy godmother in your life she sounds a wonderful lady. i wish you all a healthier and mse 2013 and onwards. If and when you move your diary please can I follow and cheer you along
    xx
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Fantastic. Fantastic!

    Re conveyancers..would go for one who is not the absolutely lowest price and one with a reasonably local office so you can go in and hassle/ visit if you need to. Not sure I would choose an entirely online service for a sale. Have done it for remortgaging but that's it. Not when it's a stressful potentially emotional matter like a sale. ( it's also easier to threaten to complain etc if they have a local base)

    Thrilled for you.. Xx
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • trix-a-belle
    trix-a-belle Posts: 1,532 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Piquant wrote: »
    Only if it's homemade popcorn, we have to carry the mse banner you know :rotfl::rotfl:

    Of course.
    Great news on the offer, but you've taken a few good pounds from me ;) (i'm selling a car at the moment) you most definitely deserve them though so I don't mind!!! :D

    All panicked posts are welcome, we are here to support you through, definitely agree with the comments regarding having a local bod you can go into so you can put a rocket up their rear when required.
    & well done to DS's for rallying all parties in readiness. hugs all round!
    - Mortgage: 1st one down, 2nd also busted
    - Student Loan gone
    Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps
  • missrlr
    missrlr Posts: 2,192 Forumite
    Wow Piq so pleased about the offer, personally agree with the first to exchange route ....
    Your guardian angel sounds amazeballs (great word) and yes there are so many things to give other than money well done you! I do believe in the reason season lifetime saying regarding friends ...
    Hoping it all works well for you.

    Be cool headed and business about money, I.e. selling your house this is one of the if not the biggest financial impact decision of your life it deserves due diligence. You will be fine and so will Colin and Captain x
    Start info Dec11 :eek:
    H@lifax [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
    Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
    B@rclays £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. S@ntander £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
    2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Now where was I?

    I have accepted an offer :eek::eek: A bidding war did start up but I cut it off when it reached the asking price. I didn't feel comfortable playing one off against another. I never expected to get anywhere near this amount and I am happy with it. I don't need to be greedy nor to upset people who want to buy my house so that they walk away.

    The EA has sent me a list of solicitors on Monday I will call round for quotes. I hear the advice you are giving about not necessarily going for the cheapest. I seem to recall a customer at the coffee shop being very supportive of me and a barrister, may just engage in conversation on Monday's shift....err, not that I'm thinking of employing a barrister you understand, but they may be able to steer me in the right direction of a solicitor.

    Now I need to find a list of things to do before moving. I know it's being a bit premature but it can't hurt to know what's to be done. I'm thinking about getting phone connection, broadband, letter redirection, utility cut-off/reconnection etc....:eek: I also need to think about selling excess furniture - I'm stressed already....

    ...and most importantly....how to keep colin stress free during the move. The last thing I want is for him to disappear whilst everything's being loaded up. Perhaps he should go to a cat spa/hotel for a day?

    Got asked out on a date at work, but why the one with no teeth and half mast trousers ??? :eek:

    I'm currently on a glass of medicinal red wine a night :o it's not helping but it is using up the stock :D
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    gallygirl wrote: »
    This guardian angel sounds more and more like a fairy godmother :D. Does she look like this by any chance ;)?
    images?q=tbn:ANd9GcQ6vtopbf71CLnx06LR2MjqShqCzg9itMmqf-9XSQCMK7esiiC4

    Actually, she does a little, the same smile, but as a woman after my own heart she has refused to go grey and is still blonde despite being 80. A role model for us all :T
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • Piq that's just fabulous news.

    :beer::j:T:D:beer::j:T:D


    Aside the toothless potential date in the half mast trousers.:rotfl::rotfl::rotfl:

    Enjoy your wine.

    :A
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Forgot to add, it's definitely time to start a new/continuation diary. What shall we call it?? It is after all a diary that belongs to us all. I'd thought about either

    shrink the month or stretch the money

    or

    too much month for the money

    but I'm fairly sure we can do better
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



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