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So poor I can't even pay attention
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The ppi payment wasn't bad for something that was last dealt with five years ago. I wonder how many banks are reviewing what they paid out when the ppi scandal first broke.
Today has not gone as planned. I don't know how I did it but my back muscles went into some sort of spasm this morning. I couldn't even pick up my cup of coffee without it really hurting. I've taken some painkillers and it is now getting easier. Unfortunately, I had to cancel all gardening jobs today, meaning I'll have to do them Saturday, but I couldn't see at nine o'clock this morning how I was going to use a lawnmower or keep getting up and down for weeding etc. Perhaps I slept in a strange position, hanging off the side of the bed could be considered a strange position. This happens when the cat is spread-eagled across the centre of the bed
So I'm now taking it easy and trying to keep moving gently. I think it will be fine by tomorrow. I will walk to the post office later and post some letters. It's lovely and sunny so I will enjoy the walk.Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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long hot bath or shower for you missus and boot the cat of the bed! Yes hanging off the edge might be considered strange, even damaging by all accounts.
Enjoy the sun, rumour has it in the black hole I work in is that the sun is out today!Start info Dec11 :eek:
H@lifax [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
B@rclays £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. S@ntander £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)0 -
Hope that the back eases off soon.
Happens to me a lot & it is not nice.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
WHOOP WHOOP! Yay for PPI money. What a result...
Sorry re the muscle spasms though...hope you are much better soon xMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Poor you with the aching back. Yes reclaim your bed. Colin will forgive you and accommodate himself to your shape (rather than you to his)!
Wonderful news on the PPI cash and your garden show day sounded lovely.CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 0420 -
A quick dash in to wave and shout hello!
Earlier shift at the coffee shop I'm afraid.
The back is better although it tried to do it again this morning, it's as near cramp as I can describe. I've taken some ibuprofen and it's eased off already.
Claimed back the bed as suggested to find Colin lying across me this morning, exactly the same position as the spread-eagle one, only difference being me under him rather than around him. Make of that what you will:rotfl:At this juncture, to any new readers I must explain that Colin is a cat, dirty minds can rest easy :rotfl:
One benefit of a sore back. I cleared my filingJust spread it around the kitchen and walked round sorting it. I also did the outstanding paperwork, only have a couple of emails to respond to now.
Must dash, see you later!Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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Morning
Glad you are feeling a wee bit better, ha ha re the cat, he will claim the bed somehow, suppose only advantage of when its cold you have your own hot water bottleDebt 13-1-25 - £39K!!!
Mortgage 13-1-25 - £63K
Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest0 -
Glad the bad back was good for something (filing getting done!) and glad it's better now. Nothing worse than back pain! I have to sleep on my back now otherwise I get all sorts of back pains and spasms! We also reclaimed our bed after Duke took over it :eek: he now climbs in with DS2 who has plenty of room as his little legs (ds's legs not the dogs ) only reach about a third of the way down lol so Duke, small as he is manages to stretch over the other 2/3s and not get moaned atMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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my brain works on an economy setting, so.....
BEE dazzle
BEE fuddled
Plan BEE
Spelling BEE
Bee Movie
BEE's Knees
Queen BEE
Busy Bee
Bee Keeper
Happy to hear of your little PPI windfall.
big hugs
xSaving 1 animal wont change the world - but it will change the world for that 1 animal
25 for 2025
2025 Frugal Living Challenge
2025 DECLUTTERING CAMPAIGN MrsSD
Let Thrift shopping thrive in 25!
Make Do, Mend & Minimise in 2025 (and 2024)0 -
suzeesu2000 wrote: »my brain works on an economy setting, so.....
BEE dazzle
BEE fuddled
Plan BEE
Spelling BEE
Bee Movie
BEE's Knees
Queen BEE
Busy Bee
Bee Keeper
Happy to hear of your little PPI windfall.
big hugs
x
Very good thank you! Had a bit of a spend and bought some more yellow paint and a couple of paintbrushes, bit expensive actuallyBut I wanted semi-decent brushes, the ones that don't keep dropping bristles into the artwork! Hopefully, they will pay for themselves in the not too distant future.
Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
0
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