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So poor I can't even pay attention

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  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    I've had an idea it's a good idea and in time it would make money, potentially a good amount of money. Enough to live on. I don't think anyone else is doing it.

    The problems are:

    No money at all for set up
    It would take a year to get going, two for people to realise what was in it for them
    It needs land
    I don't have the necessary qualifications
    I'm not sure how to break down the service for charging, in fact, I'm not sure what the service is

    I can't get the idea out of my head.
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • trix-a-belle
    trix-a-belle Posts: 1,532 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    edited 20 January 2013 at 11:44AM
    Piquant wrote: »
    I've had an idea it's a good idea and in time it would make money, potentially a good amount of money. Enough to live on. I don't think anyone else is doing it.

    The problems are:

    No money at all for set up
    It would take a year to get going, two for people to realise what was in it for them
    It needs land
    I don't have the necessary qualifications
    I'm not sure how to break down the service for charging, in fact, I'm not sure what the service is

    I can't get the idea out of my head.

    Sounds intriguing, are there any start up grants it/you would be eligible for?
    How much land? Local friendly farmer lend you abit for now with a view to buying later? Is it something where the land could easily be set back to its original state?
    Could family invest a small amount to help get you started?
    What intervals would people require the service for/add ons/service levels?

    (questions kept deliberately vague in case you want to keep it under your hat for the moment :) )
    I'm a tendering/proposals engineer so pulling together costs & chargeable rates is what I do every day
    - Mortgage: 1st one down, 2nd also busted
    - Student Loan gone
    Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps
  • Blimey, it's taken me a while but well worth the effort to read your diary! I love Captain's and Colin's escapades :)

    Hi by the way :wave:

    Good luck with your new venture - I'm sure you'll work it out

    Now I'd best get on with everything I should have done yesterday!
    Current Debt £lots
    First Debt to Shift - Creation £391.14
    Debt Free Date - [STRIKE]May[/STRIKE] April 2015...and counting
    :cool: 31.15% paid :T
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    how much are the start up costs
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Oh crumbs, you're going to hurt the following day!!
    That's ok as it will mean I am still alive :D.
    Firstly, have a look at these videos from Heather Moffett:

    http://www.youtube.com/watch?v=-6PTs1XPAug
    http://www.youtube.com/watch?v=eMBdR2yrEOs
    http://www.youtube.com/watch?v=6WfEjdk0gKs
    http://www.youtube.com/watch?v=Fbbm_U9MdPc

    for how to sit on a horse at all three paces (though you're unlikely to be cantering if you tell them you've never ridden before).

    You probably won't be given a mallet and a real horse together until you've had some practice swinging the mallet from a wooden horse, so don't worry too much about that.
    They're ok. The horse doesn't actually go anywhere :cool:.
    If you get run away with, grab the front of the saddle with one hand (or the neck strap if they've given you one) and lean back. Whatever you do, don't lean forwards or let your legs slide back, this is the quickest way to sliding off over the horse's shoulder.
    What about the screaming. When do I do that? Is one long, continuous one better than lots of shorter ones?

    Riding uses muscles you didn't know you had and unless you're a floozy of the worst type, how shall I put this?....you may feel a little stretched.
    Oh. I'll be fine then ;).

    Are you sure this is a friend and not someone who envies your thrifty lifestyle or lusts after Mr G?
    No, I think it's her idea of a good time. Whereas I'd always fancied a bit of a 'Pimms, picnic, floral dress, stamp divots back, chat to Prince Harry' type of polo experience :o. It is frugalish - Groupon deal. Great. Normally they have offers like hot stone massage and afternoon tea :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Piq - there are loads of people with experience of running their own business on this thread and also with animal experience (taking a punt here :D). Am sure they'd all be happy to advise you. As I would, except I know nothing :o.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    Ah P sorry you didnt get the job but obviously wasnt meant to be.

    Stay focused on your dream - where there is a will there is a way x

    Lots of snow up here and a big load expected this afternoon so having a lazy day :D

    gallygirl - have fun - looking forward to the after report :D love the part where you ask if you should scream continuously or short bursts lol lol lol :rotfl: I once took my little ex race horse for a gallop on the beach and I thought we had loads of beach to stop - oh no - I screamed in the end lol. (continuously until she stopped!)
  • Caroline_a
    Caroline_a Posts: 4,071 Forumite
    Piq - have to say the business idea sounds intriguing! You won't have to spend much on marketing - once you get going just put details on here, and the Piq-ettes will get the word out to the world!

    Alternatively people, if Piq needs investors at 5p each.... :T
  • Baldybear
    Baldybear Posts: 1,719 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Piq there used to be business link to help with start up and lots of advice how to do, get funding etc, quick search looks like it has been merged with gov but hopefully something to help?

    https://www.gov.uk/browse/business/setting-up
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • kazwookie
    kazwookie Posts: 14,292 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    gallygirl wrote: »
    d) if the horse runs away with me on it and I clout in with the mallet will it stop :cool:.

    Many thanks :D.

    :rotfl::rotfl::rotfl:

    Sat here pmsl, OH thinks I have gone nuts, easy I know.

    :rotfl::rotfl::rotfl:

    Please do not wack the horse with the mallet if it runs off with you, drop the mallet on the ground, and follow instructions already given.......:D
    Breast Cancer Now 100 miles October 2022 100 / 100miles
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