A fantastic February with the NSD challenge

marmiterulesok

mytimetoshine2012 wrote: »

kerri_gt wrote: »

I love the underground too, I think it's fascinating to think of all the different people who have stood on the same platform over the decades. Sadly not all nice thoughts at stations, still get shivvers going down those massive escalators at Kings Cross and thinking about those poor people trapped in the fire

On a nicer not, I used to love going through Mornington Crescent when that was closed - really eerie. What other ghost stations are there?


Yes I think that too when I am in them, it's strange to think that they ahve been used by so many people. I also think of the war years where they were used as airraid shelters. I was holding everyone up when we last went there by walking slowly and trying to take everything in . We stayed on the outskirts of London and I hadn't appreciated the old,small subway stations before and this is what spiked my interest. Anyway I saw a building that looked like it should have been a station but wasn't and when I asked google I found this link.

http://underground-history.co.uk/front.php

Fascinating stuff!!Your poster sounds great, I wiulkd definitely have it framed.

Thanks for the link.I've had a quick,very interesting,thanks.I love looking at the map of the London Underground,such a beautiful yet simple design.The names are so evocative too.Since today is a spend day,I'll take it in to the shop to see what'll cost to frame.They'll probably ask for a deposit.

A spend day as my credit card bill has gone through.I didn't used to count individual spends with my CC -mostly internet shopping,but would count the day the monthly bill is paid.I've decided that this is 'cheating' as in theory I could spend on my credit card every day and only put down one day in the month as a spend day,IYSWIM.So this time,for the last time,today's payment counts as a spend.Hope that that makes sense...

wannabee hope you're feeling better today.What a nasty experience.

spoon the only way I can do my 10 000 steps a day on days when I'm working is to walk to work,which is almost 5 000 steps.All the walking I do at work takes care off the rest.;)

cw18

Knitting_Nora wrote: »

*splutters* if all else fails?? Surely chocolate is the first thing on the list?!

:rotfl:

Well, in my defence I do have chocolate on my list

3x6 pack of Cr3m3 Eggs (for my kids who will be 28, 23 and 20 by Easter) as they're half price, which makes them a better deal than the 'Egg' version (which is the one my chap checked for in store this morning)

4x individual Kind3r Eggs for DD's OH who's 29 (better deal than buying a box of 3)

1 each Crvnchie and Fl@ke eggs for my 2 elder GDs (looks like each comes with 4 small bars, so they can swap some if they want to as DD says both girls like both types)

1x pack 4 bags M!lky B@r buttons for the baby - to be put away until she's ready for them (she'll be 2.5months at Easter, but I'm sure her elder sisters will be upset on her behalf if I don't get her something!!)

So that makes up £11 of my £70 spend - quite a hefty percentage of it That's 7 of the 8 people I need/want to get for sorted, and I'd allowed £14 to cover these 7 so I'm under budget on them too :T

blindtoast

NSD #2 yesterday - stayed in with the cat and caught up on Skins and The Good Wife so an enjoyable and free evening!

Hopefully this will be the start of a good week of NSDs and not the only one like last week!

LittleMissHappy_2

Welcome to :

purpleorchid - it’s lovely to have you Spoon will add your target of 12 and 5 in a row to the front page when she next updates Well done for already bagging 4 NSD’s :j:j:j

new leaf 88 - it’s lovely to have you Spoon will add your target of 10 to the front page when she next updates


Loads of NSD’s rolling in yesterday


jinty - well done for NSD 3 :j:j:j loving your cat hugs picture :rotfl: Sounds like you had a really lovely day too

chris81418 - well done for NSD 5 :j:j:j Hope you stayed safe in the snow too I got a few bumps and bruises but in the mend now

JustDave - well done for NSD 1 & 2 :j:j:j and 2 in a row :beer: you’re off the starting blocks! lol @ jinxing yourself

LondonGirl252 - well done for NSD 1 :j:j:j and you’re off, there’s nothing stopping you now!

yasmin2 - well done for NSD 1 :j:j:j fabulous that your debt is down to 3 figures :money: and no it doesn’t make you sad x

elly2 - well done for NSD 4 :j:j:j :eek: at your almost side split, hope you're ok x

MTTS - well done for NSD 2 :j:j:j :eek: I never new there were ghost stories about the Underground! And scary about the man getting off at an abandoned station, do you think that is an urban myth or true? Interesting

Igamogam - well done for NSD 3 :j:j:j Great going, keep it up!

rising - well done for NSD 2 :j:j:j thanks for asking, I am bruised all over and my coccyx is absolutely killing me but I still maintain it was the most fun I’ve had in ages I’m a plonker, that’s all there is to it! Sorry your Edinburgh meet up had to be postponed and :eek: at how much you have had to pay out on your car! Hopefully that is it done frfor the year now x

elfen - well done for NSD 4 :j:j:j great going, keep it up

poohbear - well done for NSD 5 :j:j:j thats great that you don’t need to check to make sure, it’s hard to believe how much we spend on the little things, isn’t it

marmiterulesok - well done for NSD 4 :j:j:j blimmin heck that’s cold! :eek: And you walked to work in it, crazy marmite

donna dynamo - well done for NSD 5 :j:j:j I know how you feel about the lbs and the £’s, I have joined a diet recently too, but not really following it yet

Allie Ballie Bee - well done for NSD 3 :j:j:j great going, keep it up

fedupandskint - well done for NSD 4 :j:j:j thats brilliant, keep it up

bottleofred - well done for NSD 5 :j:j:j have you got your kindle yet? How are you finding it?

Learning2Budget - well done for NSD 3 :j:j:j how lovely of you to help a friend with DIY With the added bonus of shop avoidance....love it!

beanie - well done for NSD 4 & 5 :j:j:j you’re on a roll

ModestyB - well done for NSD 3 :j:j:j ohhh, I’d love to go on a murder mystery Shame you can’t go because of the pups, but they’re worth it

Sazdaz - well done for NSD 2 :j:j:j fingers crossed for you for the next 2 days

kerri gt - well done for NSD 4 :j:j:j you are being very organised, please may I have some of your organisational skills? Thank you :A

WelshDreamer - well done for NSD 4 :j:j:j great going, keep it up

Kittikins - well done for NSD 4 :j:j:j great planning, and a great colleague to bring in cookies just when you need them :T

wannabee_in_credit - well done for NSD 3 :j:j:j hope you are feeling better soon Well done on not giving in to temptation at Mr S

BDINI - well done for NSD 4 :j:j:j my fave thing to do any day of the week is hurry home to my pj’s and slippers so am with you there Hope you had a lovely cozy evening

SillyBlondie - well done for NSD 4 :j:j:j great going, keep it up

Butti - well done for NSD 3 :j:j:j great going, keep it up

cw18 - well done for NSD 4 :j:j:j looking forward to getting my cc statement now, hope I get a god MOC

pinkpinkuk - well done for NSD 2 :j:j:j only 4 more to get, you can do it

greenanne - well done for NSD 4 :j:j:j great going, keep it up

Broomstick - well done for NSD 5 :j:j:j great going, keep it up

freebyfifty - well done for NSD 4 :j:j:j hope you enjoy your lunch and good thinking re getting petrol and saving an NSD

phoebesmum2105 - well done for NSD 3 :j:j:j love your attitude, I am all for smashing the months total, lets do it :D:D

Purplemumof2 - well done for NSD 2 :j:j:j keep going, only 8 more to get

mumsiemum - well done for NSD 3 :j:j:j great going, keep it up

Poppy_Golightly - well done for NSD 2 :j:j:j great going, keep it up

Knitting Nora - well done for NSD 6 :j:j:j you’re over half way there and it's only 7th! Great going Missus Knitty!

blindtoast - well done for NSD 2 :j:j:j glad you got your skates sorted in the end


And hello to :


flying_fresian - what a lovely girl at WH Smith Darn those deicers Good luck for today

if - the picture of the cat complaining about Monday is how I feel now May even follow the advice and actually go back to bed :rotfl:

lashley82 - lucky you getting a free personal trainer Love your attitude re being a winner either way, may have to adopt the philosophy as my own

katy721 - agree with jinty, you got rid of a debt so focus on that

Yesterday was NSD 4 (I think!) for me and hoping today will be NSD 5 I'm on the mend today, managed to hobble my daughter to school, much to her amusement Hope you all have a great Tuesday

I have done the NSD's to here to save confusion

Kittikins

It's definitely going to be a NSD for me today now, as I hurt my back this morning by twisting too quickly and am plonked on the sofa for the foreseeable future Thank goodness for my beloved DD who brought my crutches, medicine, laptop, blanket etc etc for me and for OH's parents who came and took her to school (as it happened just at school run time and so I couldn't get hold of any mummy friends).

Hopefully the painkillers will kick in properly soon as it's a right pain in the wotsits at the moment!

jaffacakegal

Oh dear oh dear, I have done even worse going AWOL over the weekend than usual

Have spent every single day since I last posted :mad: busy weekend, and only just got my last VAT return done at work, so but stressed, should hopefully be a bit better now! Won a contest with band on Sunday though, so the stress was worth it!

DDs went out yesterday, phone and council tax, and I was/am desperate for petrol and forgot to get any, so think today will be another spend!

Waiting for my new phone to come through - saving £9.50 on contract a month and will hopefully be easier to get on the internet so I may update more regularly :j

JCG x

LondonGirl252

I love the underground too... until I forget my Oyster card and it costs £8.40 to get to work and back!!!! GRRRR

I avoid it on a weekend as it seems to flow better during the week with everyone going to work and knowing their route, for my regular journeys I know exactly where to stand on each platform to exit at my stop at the right spot to exit the platform onto the escaltor .... is that sad?! LOL

lashley82

mytimetoshine2012 wrote: »

On a nicer not, I used to love going through Mornington Crescent when that was closed - really eerie. What other ghost stations are there?

Allegedly, Covent Garden station is haunted by the ghost of an old man. And there was plenty of freaky goings on when the Jubilee line extension was being built

LondonGirl252 wrote: »

I love the underground too... until I forget my Oyster card and it costs £8.40 to get to work and back!!!! GRRRR

I avoid it on a weekend as it seems to flow better during the week with everyone going to work and knowing their route, for my regular journeys I know exactly where to stand on each platform to exit at my stop at the right spot to exit the platform onto the escaltor .... is that sad?! LOL

^^^^^^ This ^^^^^^

The cash price to get around the capital is scandalous. While I like my pyster card I don't want to feel a slave to it, it certainly drains me cash wise!

EDIT: and no its not sad. me and my mates certainly do it. Sometimes I tell them to pack it in and just get on but they refuse and walk down the platform

In NSD news it will stuck on three today driving lesson, followed by a darts meeting and the first round of the cup. Hopefully it won't drag on too long. Need to get 2 out 3 (ideally all three) of the next three days to get back on track

IF

Afternoon all :hello:

IF

solventsoon wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!