My mortgage free mission!!!!!!

frugalfrog

Also paid other halfs tax today, glad thats paid but was very difficult to scrape money together, no OP this month! I wonder if we'll win the lottery Saturday

frugalfrog

Cupboards gone through & have written up a meal planner for next week up to Friday with what we already have, only going to need to get milk and maybe a few Beers (it is the other half's birthday next Sat!)

frugalfrog

As all my bills have now gone out for this month, here is my Jan summary:

Expenditure:
Car - 73.97
Food & prescription - 205.28
Other (lottery & other halfs tobacco) - 60.97
Presents - 13.02
Sofa loan - 32.85
Utility bills (inc insurances) - 411.34
Mortgage (1) - 775

Total out - 1572.43

Income

Me - 1608.86
Child benefit - 81.20
Amazon sale - 5.43
paypal money from survey - 3.13
Lottery win - 10

Total income - 1708.62 (no money from OH business - Christmas is bad time for his industry)

Diff - 136.19

Put £100 aside in savings as currently have £0 :eek:

Only the basic OP of £21 this month, hopefully more money from other half next month

justinj

Good Luck, I will be following your progress

macgirl

Hi Frugalfrog
Definitely look on OS board for meal planning and ways to cut your grocery bill.
I have cleared a flowerbed in preparation to start growing veggies this year, so I'll happily trade tips!

I've bought this book, which gives very clear advice for novices like me and you - hope that helps and Good Luck with your journey

frugalfrog

macgirl wrote: »

I've bought this book, which gives very clear advice for novices like me and you - hope that helps and Good Luck with your journey

Thanks, I may pop down my local library on Monday to see if they have anything in. I think I've talked my Mum & Dad into helping me sort out the garden

frugalfrog

Aim to raise income ....

When my little girl is having her afternoon nap going to spend 1-2 hours on either surveys, Dooyoo etc - Today I have spent an hour on adpoints (to get nectar points) & have earnt £2.50. Saving up the points earned to get Amazon vouchers for Birthday/Christmas presents.

This afternoon planning on making homemade clothes washing liquid from this site. Only going to make 2ltrs to try first, going to cost pennies to make!

wantabetterlife

Hi Frugalfrog let us know how you get on with the laundry mixture...if it works it could save you a lot of money!!! :j. When do you back to work?

frugalfrog

wantabetterlife wrote: »

Hi Frugalfrog let us know how you get on with the laundry mixture...if it works it could save you a lot of money!!! :j. When do you back to work?

Didnt get change to make the laundry stuff as DH dragged me out to get some equipment for work... will make it tomorrow

Back to work middle of March

frugalfrog

Had a quite evening as DH went to bed early, decided to do some online making money. So far today I've done :

- Adpoints = maxed out for the month - 850 nectar points, worth about £4.25. This is the last of the trial, I hope they carry it on as it was a really easy low concentration way of earning a few pennies.
- Toluna surveys - not been on there for ages so there were LOADS of sponsored polls & quick surveys which earned me an instant 2175 point (40p) and did two surveys for 3700 points (69p)
- Dooyoo - caught up with return rates, cant be bothered now to write a review, too tired, will do one tomorrow.

So today I've earned £5.35 towards birthday/christmas presents.

I have also decided to supplement my part-time income by becoming a self-employed bookkeeper. I have been doing the bookkeeping & tax returns for DH business for a few years & did basic accounting in my degree, so looking at getting proper qualification & become ICB member, however, that will cost, but hopefully eventually I dream of becoming self-employed working from home & get to actually see my children grow up... As you can probably see I'm not too keen on going back to work after my maternity leave