Weekly Spend Challenge W/C 22nd Jan 2012

pointypenguin

Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in.

On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual. Then next Saturday report back and pledge for the following week. The challenge runs from Sunday to Friday so we don't include Saturdays but feel free to change the rules to suit you and include Saturdays or start on a different day.

Feel free to update this thread with daily spends if that keeps you on track. We colour code the results as below:

Green - within budget
Red - overbudget
Purple - zero spend
Orange - made money over the week

This is a little bit of fun but for many it highlights the fact that maybe that magazine/chocolate bar isn't needed. Hopefully your spending habits can be changed forever.

Moozie was the founder of this challenge and here is a quote taken from her:

Originally Posted by Moozie:
"Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x"

Good luck everyone.

W/C 15th Jan Challengers / Pledges /Total Spent
pointypenguin £20
elsiepac £20 / £17.86
scotmumof3 £10
wannabee_in_credit £20 / £0
chris81418 £
WelshDreamer £20 / £0
KellyKing1987 £40
EverTheOptimist £10 / £0.90
Tibbie's Mum £20
Squinky McFeet £80
jesski £20
freebyfifty £11 / £0
Baileys Babe £5 / £0
Munchin £35 / £21.68
fozziebeartoo £40/ £30
EC12345 £10 / £9.90
atlonglast £20 / £13
Frogletina £50 / £47.30
kerry_dfw £20
ellebelle_x £25 / £39.80
StrangeShadow £25 / £24.80

link to last week's challenge

W/C 22nd Jan Challengers / Pledges /Total Spent
pointypenguin £30
elsiepac £15.60
wannabee_in_credit £20
WelshDreamer £20
Munchin £100
Baileys Babe £5
EC12345 £10
EverTheOptimist £10
determined new ms £50
atlonglast £25
StrangeShawdow £25
debtfreewannabe321 £50
yasmin2 £40
ellebelle_x £12
freebyfifty £5
MunniMuncha £50
chris81418 £100
Pinkpenguin £31
Frogletina £40
Sammy246 £25
scotmumof3 £10

pointypenguin

Afternoon all

Apologies for being MIA towards the end of last week. I ended up going to the pub afterwork on Wednesday and the week spiralled down from there. Myself and a couple of friends from work needed to drown our sorrows about the lack of bonus/payrise but really need to count ourselves lucky as some people were made redundant a couple of weeks back.

Anyway needless to say I was red last week probably not hughley (maybe by £10-15 but it all counts).

I have managed to keep up with going to the gym and trying to be good foodwise. I don't have much planned for this week so I am going for £30 to cover any incidentals.

I have updated pledges from the last thread let me know if anything is missing. As always thanks LC for passing the baton on.

Have a good week everyone.

EverTheOptimist

Afternoon pp and anyone else who pops along later.

Had a pretty good week last week with a 90p spend out of £10

So knowing i can manage so many NSD's i am going to go for the same this week £10 please for me. I have another quiet week with some planned spends from other budgets so hopefully low or no spends for me.

Sorry about the bonus/payrise situation pp, or lack of. With prices going up everywhere its a bummer when our wages don't go up too. :mad:

Have a good week all.

ETO
x

EC12345

Hey PP. I am in the same position as you. We are also waiting to hear about a pay rise and or bonus. I commute to London every day and my train has risen this year. Anything will be better than nothing but like you it would not surprise me if there were redundancies at my work. I have the same attitude as you -better to have a job. I am really lucky as i am one of the busiest in my department but with the cost of everything going on I could really do with a pay rise, however tiny.

Have a good week.

EC x x

determined_new_ms

Hi guys - every now and again I pledge a budget for the week, fail at it(!) and then don't come back for ages.

Am pledging £50 for the week incl petrol - have several plans for this week so will need to think about the best way to do this frugally :think:

promise to come back at the end of the week and be honest :rotfl:

elsiepac

Hi everyone

The surprise my friends had for me was a Mexican themed eveing! They did a huge feast (far far too much food for the 7 of us!!!), decorated her house with balloons and banners, and made me a birthday cake (see below)! It was awesome!

Am not going out anywhere today and just drove straight home this morning, so on track for true NSD

Sun 22 Jan: NSD
Planned - Mon 23 Jan: AL, NSD for challenge, MOT from Car Fund budget, 4pts milk and 5 bananas from Food budget
Planned - Tue 24 Jan: AL, NSD
Planned - Wed 25 Jan: AL, NSD for challenge, 4pts milk and 1 lemon from Food budget
Planned - Thu 26 Jan: AL, NSD
Planned - Fri 27 Jan: AL, NSD

Total so far: £0/£15.60

Hope everyone has a lovely day, I have the WHOLE week off, HURRAH! :T:j:beer:

Thanks pp for doing this week's thread - sorry to hear about the bonus/payrise situation both pp and EC12345 - we also got told months ago that there was no way we were getting them this year either. Also we didn't get the extra BH last year, and aren't getting it this year either...rubbish! Well done on keeping up with the gym etc though!
Fantastically low spend week EverTheOptimist, well done you! And lovely to see you dnms!

LC

StrangeShadow

Hi everyone!! :j

I'm back again - last week was tough but it really showed me how much rubbish I would usually spend my money on!!

It's going to be quite a quiet week but the weekend may get a tad pricey but I'm going to pledge £25 again and fingers crossed, I manage to stick to it!! :beer:

StrangeShadow

pointypenguin

First post updated

LC your brithday surprise sounds lovely, it shows you don't need to spend a fortune to give something people appreciate. Sorry to hear about the bank holiday we are luckily get the extra one.

determined new ms hope to see you through the week and see how you are getting on. When I don't post on here I am always red:o

ETO & EC12345 I am totally with you everything is just going up and up and it doesn't look like it will change anytime soon.

atlonglast well done on having money left at the end of the month that is an achievement.

Strangeshadow what was your total for last week so I can update?

StrangeShadow

I spent £25. Well, plus or minus some 20p's I'm sure

StrangeShadow

debtfreewannabe321

hello all

Please may I join in I saw the thread last week but was half way through the week already so a bit late to join lol!

I would like to stick to £50 for the week....this includes, grocery spends & petrol (can i put these in here??) i only have £50 until pay day lol so i better stick to it really

yasmin2

Hello,

Can I join please..

I would like to pledge £40.. This will include money for petrol as well, hence the high sum for the week. I am going to try and get all my items purchased tmrw so I can hopefully manage 4 NSDs after that...fingers crossed;)