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Its days are numbered ...

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Comments

  • DawnW
    DawnW Posts: 7,802 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    OH and I went into the local C&G branch this morning, and paid off our mortgage balance :j

    I should feel elated, but it hasn't really sunk in yet! We did celebrate by going out for lunch though - OH is now sleeping his off :rotfl:

    Not sure what will change (if anything), but it is a good feeling to know that whatever happens, if one of us is unable to work, if I lose my job (or I quit, which is a distinct possibility!), our home is all ours, and nobody can take it away.

    Thanks to everyone on here for the chat and the support throughout this year, and wishing you all the very best of luck for your own mortgage free journeys x
  • unhappy_shopper
    unhappy_shopper Posts: 1,304 Forumite
    DawnW wrote: »
    OH and I went into the local C&G branch this morning, and paid off our mortgage balance :j

    Congratulations :j:j:T:T
    Mortgage: @ Feb. 2007: £133,200; Apr. 2011: £24,373; May 2011: £175,999; Jun 2013: ~£97K; Mar. 2014 £392,212.73; Dec. 2015: £327,051.77; Mar. 2016: ~£480K; Mar. 2017 £444,445.74
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi Dawn, that's such fantastic news.

    I can only imagine how you feel and whilst it may not sink in for a few days, you have DONE IT :j:j:j

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Wonderful Dawn, well done to you both :T.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • pink_poppy
    pink_poppy Posts: 2,246 Forumite
    Part of the Furniture 1,000 Posts Photogenic Homepage Hero
    Huge congratulations Dawn ~ you're freeeeeeeeeeeeeee!! :j:j
    'A watched potato will never chit'...
  • HelenDaveKids
    HelenDaveKids Posts: 3,177 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    well done!
    Morgage till Nov 30 GOAL MFW Sept 2016
    Aug 11 - £100k Aug 2016.... It's GONE!!!!!
    2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
    "A goal without a plan is just a wish"
  • irishjohn
    irishjohn Posts: 1,349 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Dawn
    Welcome to the club. When it happened to me it was not a big incredible feeling moment - other than that knowledge that this is really mine! I can run back here any time I want and shut out the world and feel safe. But the thing that did make me feel differently was looking at the monthly expense plan and see it in pure black and white - living well is not going to be expensive !! So the small pensions from the umpteen careers I endured does me quite nicely and work is a distant memory.

    Live long and prosper!!
    John
  • MrsP1983
    MrsP1983 Posts: 96 Forumite
    Eighth Anniversary Combo Breaker I've been Money Tipped!
    Hi Dawn, I found your diary a few days ago and have been reading it in the evenings. Today I started from about page 16 and was so excited when I realised your signature had changed! So although you don't know me and I'm new to the boards, massive congratulations on your achievement. We've only just stated our own mortgage-free-mission and reading that you've completed yours is hugely inspiring. I hope you celebrate in style!
    Starting Mortgage (May 2012): £116,095, Mortgage at September 2012: £115,677.14
    Mortgage at March 2014: £110,671.08
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    Many congratulations!!!!
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,149 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Happy, happy, joy, joy. Well done Dawn - all your hard work has paid off. Enjoy.

    Fortune x
    https://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
    Working at Living
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