We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Its days are numbered ...
Comments
-
Good luck with becoming Mortgage Neutral.. what a wonderful position to be and the options it gives you! Even better news on the pension pay out :T
And what an honest person you are re: the ebay parcels.. i'm sure many people would have just claimed the goods and still denied all knowledge of them. I'm sure the sellers appreciate your honesty!Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.0 -
Great news on the pension - it will give you so many options :TA positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Hi Dawn, what tremendous news to have. Mortgage neutral and a retirement pot - fantastic. Enjoy your veg, my peas are going mad

Good luck with whatever plans you make and you never know,if they ask for EoW maybe you could apply and get paid to leave.
Best wishes Tilly x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
Tilly_MFW_in_6_YRS wrote: »
Good luck with whatever plans you make and you never know,if they ask for EoW maybe you could apply and get paid to leave.
Doesn't look like it at the moment - top management are desperately trying to hold on to people in the face of mass resignations :rotfl:0 -
It makes me laugh, I work on major restructuring programmes often and if organisations ever actually finished one, and took time to reap the benefits it would be great. It always seems that they at starting the next, before even knowing whether the previous one has worked.
Maybe you can recommend they bring more young blood in, to reduce their cost base - and you could go via compromise agreement. Who knows - but good luck even if you have to resign and do something far more enjoyable and less stressful on a part time basis.
Tilly x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
:j What wonderful news about the mortgage & pensionMortgage Aug 12 £165K, Aug 19 £0
ISA challenge start 2019 £3000/£1500 (50%)0 -
Tilly_MFW_in_6_YRS wrote: »
Maybe you can recommend they bring more young blood in, to reduce their cost base - and you could go via compromise agreement. Who knows - but good luck even if you have to resign and do something far more enjoyable and less stressful on a part time basis.
Tilly x
Nice idea, but they would probably have to pay new people (and it would probably be more than one....) more than they do me :rotfl: And they know it.
The work that I do is generally stuff that people one or two grades above me would do, and if they wanted somebody other than me to do it, they would have most likely have to hire someone at the higher grade.
Our talented young people are unfortunately leaving :mad: Our press officer has just left for a much higher paid job, and they are replacing her with someone on a higher paid grade, or they will eventually. Until then we won't have one. Could take months, as not only does recruitment have to be approved by very senior people outside of our actual organisation (I think they have this approval now for the press officer), but the system used to actually recruit people is useless, and takes ages :eek:
I work in the public sector, and as well as a pay freeze, we have a recruitment freeze. It is getting to the point where we can't do the work we are there for. We have been told we can have some interns on 1 year contracts though, and I have managed to secure 50% of one for our team :j
They will be paid interns I hasten to add!! At least the organisation isn't one of those morally bankrupt ones that participate in workfare programmes. I think that if there is a job to be done then companies should pay someone to do it!
Right, climb down off soap box now and dash round the block with the dog before work :rotfl:0 -
Hi Dawn
Lovely news regarding lump sum and pension - very similar to the pension I started collecting last year after living off savings for 18 months. I'm the one who paid off my mortgage and restructured my life - posted about it a while ago.
You have a dilemma - to continue where you are needed more and more, and put upon more and more, and reading between the lines you are coming across as totally dedicated to doing a good job wherever you are. Because of this you are working long hours and dealing with much more than you should have to.
Here's the rub. If you decide to stay - they will let you. If you decide to do nothing - nothing will change for the better. But something has changed - your finances - and I remember what a position of strength this put me into. I decided to leave and did it with dignity and loyalty - and in a way I was fortunate that they were trying to reduce the headcount. OK I didn't get a redundancy payout but they paid me three months salary tax free.
You don't have to leave, if they value and need you just now - but you can perhaps negotiate an improvement in your circumstances.
Its not that they don't see the long hours you put in and the hassle you have to deal with - its more a case of they know you are willing and that takes a problem off their shoulders so they are happy to ignore it.
If you want to stay, then a quiet but firm meeting with a superior, laying your cards on the table to discuss how to make the job more tolerable may be a good idea as a first step. Gives you the opportunity to take control, tell them that the job is no longer a necessity for you and that to continue you need to make it a job you waken up and look forward to in the mornings - instead of dreading it. What can you lose?John0 -
IrishJohn, beautifully said.

Tilly2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
Great news about the pension.
I agree with what Irish John said too....
Hope you have at least got a warm glow about your financial future...you have worked and saved hard - you deserve it.
MCIMortgage Free x 1 03.11.2012 - House rented out Feb 2016
Mortgage No 2: £82, 595.61 (31.08.2019)
OP's to Date £8500
Renovation Fund:£511.39;
Nectar Points Balance: approx £30 (31.08.2019)0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.2K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.2K Work, Benefits & Business
- 600.9K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards

