Hi Tigz! Just wanted to so well done for telling your boyfriend. Admitting it to those closest to you is really hard but you know what they say, a problem shared is a problem halved and all that!
You're doing really well so keep it up!
Thanks Sarah... it does feel like a load has been lifted from my shoulders.
Have been reading your diary too... you're doing really well x
"Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
Hi Tigz .... wow, well done on telling your BF. I'm so pleased he was supportive. How did you tell him? - I'm still trying to get my courage up!
I did it the chickens way - I sent him an email!!! I sent one to start with to say I've got something to tell him, that I was worried about telling him and he had to promise not to shout!!
He was really good about it, very sweet in fact and said he would be supportive and help me where he can (not financially). He said it meant a lot that I told him.
It was tough though, whilst waiting for his reply I was a bag of nerves!!
Good luck if you decide to tell yours, it really is easier them knowing but also hard to do it xx
"Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
Thanks tigz ... I am thinking about writing a letter to OH. I did this previously when I told him the extent of my depression (which I had hid from him - though of course he knew I wasn't myself) and the fact that I wanted to get help. I wrote the letter and left it for him when I went out one night. It was a horrible evening of worry but on coming home and seeing him I knew I had done the right thing.
Pennies make pounds. Official DFW Nerd Club - Member no. 358 - Proud To Have Dealt With My Debts!
Just read your diary and you say you think he'll be supportive etc. Just go for it... sure you'll much better for it after you've told him. I know it's easier said than done though and only you will know the right time. Good luck if you do - it's not an easy burden to carry on your own (HUGS)
"Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
Finally got the form from the court for applying for monthly payments on my CCJ. Normally costs £35 but as I'm on IS I get this waived.
Also had a ltr from a debt collector saying I owed £425 to Dollar Finanical - no idea who these are so have sent an email requesting a copy of my CA. They're not on my credit report so no idea who they are? I've never had any dealings with Dollar Finanicial!
Need to buy some cards today, 3 of my friends had babies recently, one of which is a close friend so will get a gift also.
Been very poorly this week so not spent any money which is fab! :T
Aim for this coming week
Complete Budget Sheet
Work out how the minimum I can afford to pay on debts
Complete the N245 form for CCJ1
"Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
I used the car yesterday as I had to get some cards and felt too weak after being poorly all week to walk down. Wanted to get them from a cheaper shop to save pennies, had to buy 7 cards!! eek. But using my car once in a week is fab!! Mind you I'd been ill so that helped!
Only plan to use it twice next week, tues to visit my Nan in Poole and also to meet some friends at Marwell (have an annual pass so NSD other than petrol to get there).
Still looking out for £2 coins to save. Can't believe how quick they've added up.
Not much else to say today...
"Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
Went to a local shopping centre today just to get out as it was chucking down with rain!! Not nice. Anyway I bought my friends new baby a gift which cost £9 (could've spent a lot more!!) and also bought my DD some new shoes from Clarks but that will come out of her money (I pay a small amount in each month so when she needs something I've got the money) And as shoes are expensive (£26!!!) that's where it comes in handy...
Not planning on spending any money 2moro, will get the court forms done and March's Budget on here. Trouble is with March I'm £114 short as need to pay the bills and my allocated bill money went on the bloomin car!!
I've marked in my diary days I'm allowed to use the car, aiming for max of twice a week and that's it!!!
So still to come is, March Budget!
"Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
Replies
Thanks Sarah... it does feel like a load has been lifted from my shoulders.
Have been reading your diary too... you're doing really well x
Official DFW Nerd Club - Member no. 358 - Proud To Have Dealt With My Debts!
I did it the chickens way - I sent him an email!!! I sent one to start with to say I've got something to tell him, that I was worried about telling him and he had to promise not to shout!!
He was really good about it, very sweet in fact and said he would be supportive and help me where he can (not financially). He said it meant a lot that I told him.
It was tough though, whilst waiting for his reply I was a bag of nerves!!
Good luck if you decide to tell yours, it really is easier them knowing but also hard to do it xx
Official DFW Nerd Club - Member no. 358 - Proud To Have Dealt With My Debts!
Also had a ltr from a debt collector saying I owed £425 to Dollar Finanical - no idea who these are so have sent an email requesting a copy of my CA. They're not on my credit report so no idea who they are? I've never had any dealings with Dollar Finanicial!
Need to buy some cards today, 3 of my friends had babies recently, one of which is a close friend so will get a gift also.
Been very poorly this week so not spent any money which is fab! :T
Aim for this coming week
Complete Budget Sheet
Work out how the minimum I can afford to pay on debts
Complete the N245 form for CCJ1
Only plan to use it twice next week, tues to visit my Nan in Poole and also to meet some friends at Marwell (have an annual pass so NSD other than petrol to get there).
Still looking out for £2 coins to save. Can't believe how quick they've added up.
Not much else to say today...
Not planning on spending any money 2moro, will get the court forms done and March's Budget on here. Trouble is with March I'm £114 short as need to pay the bills and my allocated bill money went on the bloomin car!!
I've marked in my diary days I'm allowed to use the car, aiming for max of twice a week and that's it!!!
So still to come is, March Budget!
Money coming in =
06/03/07 = £ 74 (IS & CB)
13/03/07 = £ 74
20/03/07 = £ 74
20/03/07 = £175 (CTC)
27/03/07 = £74
Total Income = £471.00
Money Going Out
Bills = £121
Contact Lenses = £8
Car Ins = £16
Car Tax = £45 (Mum paid on her C/C, paying half now, half next month)
Last months Bill money = £114
Petrol = £20
Food = £50
Nappies = £12
Spending Money = £28
DD's Money into acc = £25
Money for debts = £30
I also need to buy my Mum & Dad a birthday present, so will probably use my DD's money for that. Have allowed myself £7pw spends.
This month is short due to paying car tax and bill money (as used that to get car thro MOT), April will be much healthier.
If can save some extra pennies on food shopping then will put towards the debts also.