Tigz's Debt Diary.......start work on the 23rd!

tigzem

Ok, here's my update as per my post on IA's thread.

I can't seem to post my SOA on here as it's on an excel spreadsheet,so I've tried to remember it all.

Income

Wages = £645
CTC/WTC = £710
CBenefit = £75.20
Housing Benefit = £378

Total income = £1808

Outgoings

£720.00 Rent
£444.00 Nursery Fees
£ 85.00 Council Tax
£ 40.00 Gas (EON)
£ 25.00 Elec (EON)
£ 29.00 Water
£ 12.00 TV Licence
£ 30.00 Mobile Phone (400 mins/1000 Texts)
£ 31.00 Car Insurance
£ 60.00 Fuel
£ 20.00 Savings for Car Tax/MOT
£ 8.00 Contact Lens
£ 20.00 Loan from Council (They paid my deposit at old house)
£ 30.00 Savings for Birthdays/Xmas
£100.00 Food
£100.00 Debt Payment (1 payment, doorstep collector every 2 weeks)

Total = £1754

Leaves £54.00 for clothes/entertainment

So it all looks a bit bleak....but the thing is I don't save the money I'm supposed to, I spend more on food, I don't meal plan.... I've not been DFW at all the last month or more

I'm trying to do the ebay challenge but I really don't have anything else to sell. I'm doing a boot sale on the 4th May but that's to raise spending money for our Sun holiday (cost of £68)

So you can see I need a kick from IA!!! I need to be more motivated to be DFW again. I'm trying to plan a weeks meals for 6 days with sat nights being whatever we fancy,but that meal plan get stuck to, but I run out of ideas after spag bol and chicken kiev!! :rotfl:

Am I beyond help??

Oh and a friend and I are setting up a wedding planning business.... watch this space......... I've put a post on the Wedding board to see if anyone would like our services for free so we can gain experience going it alone. We are qualified and my friend has the experience.... it's exciting!!

beanielou

Hope you can get back on the wagon soon.
At least you dont have a defecit so thats good.
Good luck with the wedding planning.
Take care.

tigzem

:mad: :mad: :mad: Bloody government!!! This new 10p tax law now means I'm £15 a month short!! Grrrr. I need to let HB and WTC/CTC people aware and hoping they'll make it up. I know it's not a lot but that's 1 weeks petrol. Argh!!!!

I don't understand why they hit the low earners, I thought they wanted single mum's etc out at work. It doesn't encourage it does it?

Rant over....

Nothing to report re debt busting. I'm paying what I can every 2 weeks to clear it. But I'm not beating myself up about having a life as well.

We went out for a curry and drinks last sat night but OH paid most of it.

I'm doing a boot sale on Sunday to raise spending money for our holiday.

Had a job interview this morning, for an admin clerk 5 mins up the road from home which would help with the petrol. Fingers crossed.

Will update with boot sale result...

tigzem

I've just listed 7 items on ebay.... fingers crossed they'll sell x

tigzem

One of my items sold on BIN for £2.99... yay!!

tigzem

And I got the job.... yay!! 2.5 days per week, 5 mins from home... be good to save petrol and time

benbenandme

Yay!!! Fab day all round then!!! :beer:

peb

Great to see back and well done on the new job.

Good luck with the boot sale

tigzem

Another BIN sold for £2.99... yay!!! All helps....

tigzem

And another BIN sold for £4.99... woohoooo :j