Tigz's Debt Diary.......start work on the 23rd!

onedayiwill

Excellent Tigz! I think that is a great way to use your £40. Have a great holiday!

tigzem

Thanks OneDay... I intend to!! In a DFW of course...... x

tigzem

Eek :eek: my DFW holiday didn't go as planned - I spent far too much!! I don't even know how much and I don't want to know!!

£40 = trainers
£20 = t-shirt
£70 = meal out for BF's B/day

And that's just the tip of it. I bought food etc too.

Oh well. Today is the 1st day back as a DFW.

Good news is, I have transferred £120 into my debt savings account so at least I've saved some money.

Have paid 2 weeks nursery fees this morning and still have £40 in my purse. So anything extra I get now til the end of the month will be put into my savings acc. I have enough petrol til the end of the month. Pay day soon - will be good to see how much I get.

DD's account is looking healthier anyway, BF paid in £170 and her first £18 CB went in last tues, another one due 2moro. Looking good.

Oh just remembered DCA man round tonight for £10. So £30 left til end of the month for me.

Tax credits due in 2moro, as I've paid nursery fees this week, that money is mine (£173) so will transfer that over to debt account too. Plus £40 job credit due, but that's going to the ISA.

tigzem

Oh and I've sent the 2nd letter to HSBC last wk 17th May, so I await their reply.

onedayiwill

Welcome back Tigz! Sounds like you had a lovely time on your holiday!

But you know you have know how much you spent ... first rule of DFW. Just don't kick yourself - you needed a break and you had a good one. As long as none of it was on credit ... nothing to worry about!

£30 to the end of the month should be plenty. I've got £9.60!

tigzem

DD has £100 in premium bonds and today I've rec'd a chq for £100 as she'd won it....yay!!! Not sure whether to buy her some more bonds or put into her account.

onedayiwill

How's it going, Tigz?

Start of the new month ... any updates for us?
Seen you posting on other threads, but not your own.

What did you do with the £100??

sammy115

Yeah, where are you?

tigzem

Hi Sammy & OneDay...

Not posted on here as nothing to report really. Still paying off the debts slowly but surely. Have saved about £600 so far in my savings account. I've decided to keep that as an emergency fund for car etc, and will continue to save the £40 pw job credit in my ISA to clear a large amount next year.

DD's £100 went back into her account for now, her account is looking healthier now. I may buy her some more premium bonds. Never know she may be lucky again.

I'm still looking to get another car, a cheaper one to run but it will mean spending my savings and that's hard to think about!! I've never had savings... it's a good feeling.

So all ok in Tigz's world apart from we've been poorly this week with a tummy bug.

Thanks for asking after me... xx

tigzem

Arrrggggghhhhhh... I can't find what I need!!!

Had another letter from Lowell Porfolio about a debt to Dollar Financial for £425.00. I have no idea what this debt is for, it doesn't appear on my credit reports. I emailed them a while back requesting my signed CA. No reply or CA and now another letter. But I can't find the template letters..... can anyone help???