We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

MSE Pregnancy Club 24

1138813891391139313941444

Comments

  • ikkle87
    ikkle87 Posts: 8,449 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    AMC is right about the boredom, I've been off 12 weeks now, got just over 2 weeks left classes as SSP then it's 6 weeks holiday then 9 months maternity.

    Need to try and find something crafty to do or buy some more canvasses to paint to keep me occupied. I do still need to do bubs door sign though :)
    You never know how strong you are until being strong is the only choice you have.

    xx Mama to a gorgeous Cranio Baby xx
  • moneypuddle
    moneypuddle Posts: 936 Forumite
    sexymouse wrote: »
    . Your HR department will be the best people to ask as to how much you'll get and when as it depends on your average income.

    Ahh yes ... if only we had an HR department ;)
  • moneypuddle
    moneypuddle Posts: 936 Forumite
    AMC1979 wrote: »


    The first 13 weeks at full pay
    The next 5 weeks at half pay
    21 weeks' statutory maternity pay = £135.45
    Then the last 3 months = nothing.
    ...

    I wish I work where you work :)
  • sexymouse
    sexymouse Posts: 6,134 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Well I must be off to bed - nesting has caught up with me and just had a call for a full day of work tomorrow, so will need to be up early. Will have to continue with the nesting on Saturday instead.

    Hugs to all who need or want them.

    sexymouse xx
    Enjoy the little things, for one day you may look back and realize they were the big things.
    I married Moon 8/4/2011, baby boy born 26/9/2012, Angel Baby Poppy born 8/11/15, Rainbow baby boy born 11/2/2017
  • savageHK
    savageHK Posts: 1,253 Forumite
    A quick rummage seems to show that at SMP rate only it will be too little to trigger PAYE tax, but will still get NI contributions on the bit over £107 per week at 13.8%. Now I'm not sure how the tax codes are changed and so on but it's probably worth factoring in a few long phonecalls to HMRC as soon as your SMP kicks in to make sure that they use the right tax code for you. If it were only 13.8% on the bit over £107 per week, it'd still be just over £130 per week take-home. If my brain is still working this late :)
  • MrsExcited
    MrsExcited Posts: 277 Forumite
    savageHK wrote: »
    A quick rummage seems to show that at SMP rate only it will be too little to trigger PAYE tax, but will still get NI contributions on the bit over £107 per week at 13.8%. Now I'm not sure how the tax codes are changed and so on but it's probably worth factoring in a few long phonecalls to HMRC as soon as your SMP kicks in to make sure that they use the right tax code for you. If it were only 13.8% on the bit over £107 per week, it'd still be just over £130 per week take-home. If my brain is still working this late :)

    Thanks savage. You ROCK!!!

    That sort of thing makes my brain hurt! (a lot!)

    I've heard that we should also apply for a tax refund in March to get back the tax we have paid this financial year. Has anyone else heard of this?
  • NBirdy
    NBirdy Posts: 1,398 Forumite
    Ahh I remember the days of maternity leave - lie-ins, naps, pottering about the shops, getting things tidy and organised...... *sigh*. Make the most of it ladies!

    As a mum of 2 already I will be 'working' right up until I'm admitted to hospital! So plenty of cleaning, hoovering, cooking, ironing uniforms, packed lunches, organising, refereeing arguments, doing baths and hairwashes etc, not to mention the loooong summer school holidays when they'll want to be out and about on adventures and activities. Never any chance of a lie-in or nap! The house will remain chaos (unless we can move like we plan). And DH will continue to work from 8am to 7pm, until I'm in labour.

    I hope to get SMA as I work some evenings and a few hours on a Saturday, but I'll carry that on for as long as I can, as they're quite flexible and have said I can stop when I want to with no notice required.

    Must confess I'm a little envious of those of you having a first baby going on maternity leave! I didn't appreciate it enough but it really is time you will never get again.
  • AMC1979
    AMC1979 Posts: 102 Forumite
    I wish I work where you work :)

    I actually thought that it wasn't much, but now I'm realising that it's pretty good compared to what other women get. I guess I'm living in dreamland thinking we should be entitled to more!

    In America they don't get any paid maternity leave, is that right? I don't think I could cope ...

    I think I will contact the tax office sooner rather than later due to work status changing now on maternity leave. Good advice!
  • Hello all!

    Wow what a busy day talking about SMP. The NHS actually has a good maternity deal so I think I'm very lucky. According to my bf who does payroll we will get a tax rebate, I don't think we need to apply I got the impression it was given monthly. Although now I think that's sounds too easy to be true. I would ask her but she's going in for a sweep tomorrow :o but yes MrsE we are entitled to tax rebate as tax is deducted based on earning that amount a month all year and obv it'll drop once on mat pay.
    I've been off since mid April and don't start my mat leave until August! Its easy to get bored, I'm quite into crafts so can easily escape in my craft room. If I was more mobile I'd really have a lovely clean house and decorated nursery. But I'm trying to enjoy stuff now I have time to myself :)
    AMC I think you're right in America they don't and go back to work like a few weeks later in some cases. We're very lucky here!
    Rebekah glad you've got the chance for your little lady to turn, fingers crossed it works and you can have the natural birth you'd like
    Hope fluff is ok, can't remember seeing her after the sweep. Hole you're having mummy cuddles :)

    Well back from our 4d scan :j :j :j
    After bubba being naughty on Saturday I drank coke, ate chocolate and ice cream all afternoon to keep him active. Well the little so-and-so still wouldn't look directly at the camera! But we still got some lovely pics of most of his face. Lots of grumpy faces, he really wasn't impressed at the prodding. Did get enough for our DVD too, there's a bit where he looks so sad and has his bottom lip stuck out like he's going to cry. I felt so sad and just wanted to cuddle him. He's also got his eyes open for some of it. We were there for two hours and three massive long scan attempts too get the pics and footage. Wonderful clinic and lovely staff. He was chomping on the umbilical cord at one point. The third and final time to try and get a full face pic he faced the scanner thing but kept his whole forearm across his face! He may as well have just stuck his fingers up at us! Have tried taking photos of the photos on my phone but they haven't come out great. We've got them on cd so will put them on pc tomorrow and try and upload one on here and on the Facebook group. It was just amazing, and although by half nine when we left there I was so tired I just thought I can't wait to meet him. Ten weeks seems so long away but I don't want to wish him here too soon. Ahh I'm rambling! Time for some sleep, if I can after all the coke drinking.
    Night all xxx
    :j Baby boy arrived 22nd August 2012 :j
    :jSecond menace arrived safely 13th February 2014
    :j
    Debt Free Wannabee 2015
  • A note to anyone who gets advised to drink coke before a 4d scan, make sure it's not a late evening appointment. I'm still awake feeling a bit sleepy but can't sleep :-( caffeine overload me thinks!!
    :j Baby boy arrived 22nd August 2012 :j
    :jSecond menace arrived safely 13th February 2014
    :j
    Debt Free Wannabee 2015
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.1K Banking & Borrowing
  • 254.6K Reduce Debt & Boost Income
  • 455.8K Spending & Discounts
  • 247.9K Work, Benefits & Business
  • 604.9K Mortgages, Homes & Bills
  • 178.8K Life & Family
  • 262.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.