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Want to be mortgage free in 8 years or less!

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  • TwinnyD
    TwinnyD Posts: 238 Forumite
    Mortgage-free Glee!
    All paid off just need to wait for the accounts to be closed. Cancelled the monthly direct debit, that bit was really nice knowing that the £700+ that has been going out each month is now ours. DH now firmly on board :rotfl:

    Plans now
    * Start living to our new budget which has more money for fun things starting with a meal out on Saturday night.
    * Have a few long overdue home improvements done.
    * Update my wardrobe with a few new things.
    * Take little ones to EuroDisney in a few years time

    Things I'm going to carry on doing
    * Watching our grocery spends
    * Selling things we no longer need
    * Reviewing on DY as I really enjoy it

    Will still be reading diaries and looking forward to seeing you all becoming MF too :)
  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    That. Is. Amazing!!!!
    Well done. Get the bubbly out tonight!!!
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
  • wantabetterlife
    wantabetterlife Posts: 1,296 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Congrats twinny...I cannot wait until I am posting that we are mortgage free...well done!!!
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,101 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Congratulations Twinny! Have fun splurging.

    Fortune x
    Mortgage: 100% paid Emergency Fund: 100%
    A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais
  • WOOHOO!!!!!!:j:j:j:j:j:j:jWell done Twinny!!!:T:T:T:T:T:T:T:D:D:D:D:D:D:D:D
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • Brodiebobs
    Brodiebobs Posts: 1,032 Forumite
    Part of the Furniture 500 Posts
    wow fantastic news. enjoy your celebrations!!!
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Congratulations _party__party__party__party__party__party__party_
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • MoneyMission
    MoneyMission Posts: 652 Forumite
    Part of the Furniture Name Dropper Combo Breaker
    Well done. :j:j:j:j:j:j:j

    Bet it feels brilliant.
    MFW Challenge 2019 - £2,420 / £2,420 - 100% :T
  • Well done!!! You must be so pleased!! :)
    Echo what others have said get the bubbly out tonight!! :rotfl:

    Any top tips? (*reminds self to go back and read thru whole diary*!)
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    TwinnyD wrote: »
    All paid off just need to wait for the accounts to be closed. Cancelled the monthly direct debit, that bit was really nice knowing that the £700+ that has been going out each month is now ours. DH now firmly on board :rotfl:

    Plans now
    * Start living to our new budget which has more money for fun things starting with a meal out on Saturday night.
    * Have a few long overdue home improvements done.
    * Update my wardrobe with a few new things.
    * Take little ones to EuroDisney in a few years time

    Things I'm going to carry on doing
    * Watching our grocery spends
    * Selling things we no longer need
    * Reviewing on DY as I really enjoy it

    Will still be reading diaries and looking forward to seeing you all becoming MF too :)

    Wow thats fantastic news!!!! How have you managed to do that in only 2 years rather than 8? Thats amazing.
    Hopefully this will be me in 3 years!! :(
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
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