LloydsTSB Save The Change Fun Loophole

reehsetin

MSE_Martin wrote:

Credit Card Repayments. Pay £x.01 off your credit card.

anyone who uses HSBC internet banking, could you please tell me how i can do this? it doesnt give me the option to, would i be because i have a direct debit set up?

kingmonkey

Basically if you not using your debit card to pay then you don't get anything. So using direct debit or internet transfers associated with the debit card will not work.

So if you haven't inputted that long number along your card at some time then you are most likely doing it wrong.

thumshie

reehsetin wrote:

anyone who uses HSBC internet banking, could you please tell me how i can do this? it doesnt give me the option to, would i be because i have a direct debit set up?

It depends on the credit card. Some CC web sites allow you to pay using a debit card. If you go through the internet banking of your current account it will be a bill payment(NO SAVE THE CHANGE). Go to the web site oy your credit provider and see if it does.

Maybe telephone banking for some of the cards do this??

Perhaps people can post which CC web sites/phone banking allow Debit Card payments to help other readers..??

p1an0player

Prudent wrote:

I buy postage stamps. 3 x 2nd class stamps and 1 x 1st class stamp is £1.01. I pass two post offices every day and purchase 8 stamps in this way, so it adding up well. I like entering competitions, but have previously been sticking to free online ones. This means for 4p a day I can enter 8 post card comps every day as well and hopefully win a nice prize courtsey of lloyds tsb.

Good idea! it's only 4p if you're a nontaxpayer though. I make the cost of doing the same 21p for basic rate taxpayers..

reehsetin

kingmonkey wrote:

Basically if you not using your debit card to pay then you don't get anything. So using direct debit or internet transfers associated with the debit card will not work.

So if you haven't inputted that long number along your card at some time then you are most likely doing it wrong.

thats a shame, thanks for the helpp

thumshie wrote:

It depends on the credit card. Some CC web sites allow you to pay using a debit card. If you go through the internet banking of your current account it will be a bill payment(NO SAVE THE CHANGE). Go to the web site oy your credit provider and see if it does.

Maybe telephone banking for some of the cards do this??

Perhaps people can post which CC web sites/phone banking allow Debit Card payments to help other readers..??

i dont think HSBC does give me the option, at least i cant see it, must be because i pay by direct debit
i will try and ring them on monday to double check there is no facility to allow me to do this


BTW i was laughed at by the sales assiist in WHS when buying my paper with my card :rolleyes:
she stopped laughing when i told her why i was doing it though

freebird65

I keep paying for little items with cash and then stopping dead when I walk out the shop when I realise I should have used my card! :mad:

Am leaving all my cash behind from today to force myself to remember. Will probably save me money too!

Kathy12345

bobby_rae wrote:

Is there a limit to 5 transactions a day (I'm just looking at the above thread). I have read the T&C's and can't see any reference to a maximum amount of transactions from one particular account e.g. egg savings.

Could you not just do 50 £1.01 transactions from egg saver all in the same day ? (plus one more for 50p to get to the maximum)

Thanks!

Personally I'm opting for 5 transactions each day £1.01, £1.02, £1.03, £1.04 and £1.05 on two cards both with MBNA, I may even keep increasing them so it doesn't appear like I've made duplicate payments. I don't know the checks banks make for fraud but if the transactions are all different I'd think it would be less likely to be flagged?!!?

If this works I'll have reached the £50 in no time.

key215

once u have registered can u then start spending or is there a delay for activation?? many thanks

mummytomoo&roo

I set mine up on Thursday and have just phoned Lloyds to see if its been activated yet as I have made a couple of payments with card that have not 'saved the change'.

Have been told its activated so will use card today when getting my shopping and will see what happens.....

steveeeee

reehsetin wrote:

anyone who uses HSBC internet banking, could you please tell me how i can do this? it doesnt give me the option to, would i be because i have a direct debit set up?

Go through the Make a payment menu and set up your card as a new payee. It took me ages to spot it when I was trying to make a one-off payment onto my card, separate from my direct debit, and it definitely works.