£23179.10 until my debt free life begins in March 2014

Skint_but_Optimistic

How did it go?

DebtFree2012

Well it disappeared! I wonder if they decided they didn't need it? Just as well I hadn't wrote anything. I'd assigned it to myself too.

Anyway - not too fussed as have other things on my mind today - Mam's poorly again, she is at the Doc's now. Same as last year with her possible heart pain that they think is the h-hernia. She didn't look well at all this morning and I can see she is worried.

Feel helpless but it's not me I need to be thinking of.

xx

Emzilla

Hope your mum's okay hun.

Emz xx

Kepp

Thinking of you and your Mum DF xxx

DebtFree2012

Thanks girls x

DebtFree2012

Well I have been reading on the Mortgage forums and have posted a thread on there asking for their expert advice. Wanting peace of mind that if I clear my debts they won't affect my mortgage application next year.

Keeping my mind occupied.

Off to check my accounts now and make sure I do all I can to clear them
xx

DebtFree2012

Forgot to say - managed to reduce my fuel costs by another £10 a month yesterday. So both internet etc and fuel for the house has been reduced this month.

DebtFree2012

Next month I don't pay a car insurance payment - it's my month "off". Another small amount to go to debt.

Kepp

As far as I understood it having debt doesn't stop you getting a mortgage, they just deduct the amount you owe from the amount they are willing to lend, so if you wanted 100K and owed 10K they would only lend 90K.

Although this may show on the reports so DH may see, I'm not sure.

I expect they know much more on the mortgage boards!

DebtFree2012

Well fingers crossed I'll owe very little by then

Mam is home and feeling better - more tests basically and keep on the meds.

xx