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LBM in 2003.. What have I been doing since??!
Comments
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Very virtuous..well done....I have a separate charity fund stash so PM me the details and I will send you a donation.
So today so far:
- drove to physio 3 miles away
but paid for it when there..red faced and sweating after turn in the gym!!
- had hair cut and coloured:D
- 2 mile walk
- Tilly Tidy towards the debts
- the best thing so far today... sandwich made from roast chicken from yest, organic avocado and lettuce from veggie box and HM bread and HM mayo...LUSH:T all washed down with a cup of Y8rkshre tea..leaves not bags..what is there not to like:rotfl:
Still to do..update signature:eek: and get mortgage balance for the MFiT - 3 challenge:o Will be a red for sure..but have 2 years and 9 months to make up ground;)MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Other small achievements..
Updated MFiT - yes in red zone...but principle of just trying to OP is good..just need to sort out these debts first
Just phoned around the credit cards and got my totals. Updated MSE sig. Feel a bit sick but is heading in right direction. I would like to get to the magic 14k number this month so need to EBay like mad. Its finding £600 which would b e achievable if I kept to the so&&ing budget. OH also has a few extra days here and there which should help.
I also phoned elec and gas suppliers...decrease in both DDs..£2 in electricity but another review in the summer and £6 decrease PM for gas so every little helps I guess.
Back soonMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Blimey you are wearing me out Mrs B !
I must confess my MFit has not been updated for one whole week !
Really must sort that one out .
I will be rooting for you to get to the magic 14K and will celebrate when you do LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Hi
Slow start after a big night last night:o
Now snuggled up on sofa in front of the woodburner...about to watch a movie with kids and OH. Pork shoulder with vermouth, fennel seeds, fennel bulb and lots of veggies in SC for tomorrow...and risotto made from odds and ends and end of the chicken, which also made yummy sandwiches this morning.
Big news is that OH has just listed 11 items..more to go but an absolute result on a FLW!:T
Laters xMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Hi brizzle, tomorrows lunch/dinner sounds delicious. Good luck with the items you've listed,........I'm must get some more bits and bobs sorted, photographed and put on too.:)
Enjoy your evening, time to chill out and relax. xxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Thanks Alice
One bid already..blimey so £15 in the bag minimum.
Off to collect DD1 from sleepover, OH has planned a secret nice day and DD2 has already given me lovely crafty gifts and a cup of tea in bed!
Very nice start to the day. Getting bit stressed re the money situation...so need to knuckle down and EBay, stick to budgets...no magic wands here..so need to just start spending less!
LBM seems to be flickering again :-(
But not too bad..just need to focus. Sorry for ramblings there..just need to give myself a kick up the &rse
Brizzle xMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Happy Mum's Day Brizzle, enjoy your secret nice day Xx Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Thanks PLMBL had a great day thanks.
Busy day today..working on my day off ( sigh) but oh well at least it is a job
Done a Tilly Tidy to some accounts and about to collect DD2 from school..can't wait to see her! Sounds silly as only saw her yesterday eve but sometimes you know how it is!
Caught up on a few diaries but hope everyone is OK
BrizzleMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Your mothers day sounded lovely and chilled Mrs B.
I know what you mean with the girls, I cant wait to see them after school, infact I wish they didn't have to go to school, we didnt have to work and could all be at home together everyday !
I like the sound of this Tilly Tidy xxLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
I hope you really enjoyed mother's day, it sounds really nice. xxMortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130
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