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LBM in 2003.. What have I been doing since??!

15758606263459

Comments

  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    yes thanks and I didnt spend a thing!! So moving towards a NSD for me..just need to see if OH has done any damage when he gets back from work
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Nice to read lots of positive things Brizzle. Keep up the good work! Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Piquant wrote: »
    I have a twitter account but never use it. I can't think of anything to say. I'd worry that I'd be the sad person that tweeted about having a bath or something equally mundane:o

    I frequently tweet about what songs I'm listening to, what games I'm playing, pictures of me trying to knit :rotfl: once you hit 30,000+ tweets sent you forget about what you're actually sending.

    My Mam joined twitter just to follow the England cricket team and the Newcastle footballers :p she doesn't tweet very often but she uses it to keep track of me and what I'm up to now I'm moved out as she refuses to use Facebook.
    HSBC CC - £3000 / £3000
    Halifax CC - £1032.77 / £1032.77
    Mortgage currently at [STRIKE]£82,299.71[/STRIKE] £76,017.62 would love to overpay
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Love it..30000 tweets...I don't think I will ever get to that!!:rotfl:

    Yes life is pretty sound PLMBL..can't complain!!:D Maybe wiping out my debts would be nice..but done that before (through a large bonus:o) and then clearly haven't learned and run them up again:o:o:o:o:o:o:o:o:o:o...so moral seems to be that I need to learn this lesson the hard way..so onwards and upwards!!
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Hi Brizzle :p

    I hardly ever tweet- I go through phases! I tend to retweet tweets from work to get them more 'coverage'.

    Well done on paying off a cc! That excellent! What fab news about your energy supplier :D x
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • satchmo1
    satchmo1 Posts: 3,301 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi Brizzle

    Remind me what FiT stands for, please? Well done on the CC and money from power generated btw.

    Heard a great phrase to replace Senior Moments ... Intellectual Interlude.

    Onwards and upwards

    x
    What would you get if all you got was what you were thankful for?
  • satchmo1
    satchmo1 Posts: 3,301 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    (has my interlude ended... was it Feed in Tariff???)
    What would you get if all you got was what you were thankful for?
  • satchmo1 wrote: »
    (has my interlude ended... was it Feed in Tariff???)

    I dont know what it means either !!! :o
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Ohh I know!!! Jumping up and down with my hand in the air!!!

    FIT stands for free in ten, it's something from the mortgage free board that Mrs B joins in with.

    Feeling very proud that I knew what an acronym stood for :T

    Actually, if you go back two pages you'll see the post where I asked :rotfl:
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    edited 14 November 2012 at 10:36PM
    Hello lovely peeps!!

    Umm.....Piq...you're incorrect hon. It stands for Feed in Tariff (well dne Satchmo;-)).. But yes the challenge on here is Mortgage Free in Three- Take 2 or Take 3 ( MFiT-T2 or MFiT- T3) so good recall too Piq!! No chance for me though..just another unobtainable goal of challenging overpayments that I like to set myself!

    We get money back for the electricity we shunt back into the grid. Whilst we only have a few panels( my parents in their smaller house but better roof have twice as many) it is making over £600 a year so a good return. They pay quarterly and I look forward to it!! Even though I have budgeted for it in the monthly budget, smoothed out at about £54pm from memory.

    Am trying out a new finance/ tracking budget app...will keep you posted. NSD not achieved today. OH bought groceries and lunch..grrrr. Oh well.

    Thanks for dropping by. Am away again tomorrow but hope to pop in!
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
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