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LBM in 2003.. What have I been doing since??!
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Thanks beanie. All good but frantic week
Good things - NSD yesterday :j (under my new regime of not counting dinner or bus money for kids to get to school), almost half way through my gruelling week and then can relax next week - hoping to visit London so need to find some vouchers for some attractions.. we'll go by train so thinking of that 2:1 deal the trains do.
It also looks as if we will have made some sales on the bay, not much, but something.
Will need strong coffee today - but onwards and upwardsMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Morning Brizzle
All sounding good
We don't have any spare money to be giving cash, although having said that there is a steady trickle through the school for local hospice and efforts overseas - non-uniform day, cake/coffee sales, fetes, social events with tickets- probably all adds up to £5-10 a month, only you don't notice it much. Had to cancel dd payments to charities when we came unstuck with finances!
As others have said, I do donate a lot of time, which results in fund raising. everyone does it in their own way - and I think the older I get the more I want to give/do something? does that make sense?
Hope you mum makes a speedy recovery.
NOA
xFeb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
Wombling Free Cash May2016 £510 -
It does make a lot of sense, NOA, a lot.
Thanks, Mum seems to be quite chipper and pleased we are popping by again next week.
A good day today. Not a NSD though as have just relented and bought DD1 clothes from a website she had her eye on. Being shipped from China..hmm. We shall see. Maybe a lesson to be learnt here, but won't judge until they turn up! (assuming they do :eek:)
An AFD. Will update the signature.
Still having to cope with the early mornings, but the evening work has stopped for a bit..thats a relief tbh
Hope everyone good xxMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Hope the clothes come up trumps.
Glad the evenings have finished.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thanks beanie...I am glad too, but the money was useful in dealing with the debt.. hows you? xMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Plodding on, plodding on.........
Could be better but could be worse :rotfl: xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hi all :wave:
A weird day today..just hit a wall, sick and headachey, so delegated necessary chores to kids and stayed in bed. DD1 did the shopping - meat, Hoover bags, bread and an EBay parcel so all necessary.
Hoping to recharge and get my mojo really back in 6th gear from more sleep. Last fortnight or so was super busy and I know it's why I got ill. I am also going to exercise next week as I don't have to set the alarm early, whoop :jMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Get well soon brizzle! Thinking of you and sending big hugs!£1589.94 cc - DFD 31/12/22; £156,737.24 mortgage free target date 1/10/2026; £158,327.18 Total; Starting debt Jan 2019 £393,068; 60% cleared.0
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Thanks guys, all perked up now.
Spent loads on entertaining last night, but as usual over catered so lots left for the freezer. Spent minimal on wine/beer so that's good, people bought loads and we also had some from the Autumn stash. Just been reading the paper (bliss), everyone else is still asleep
Looking for a LSD...will see how it goesAlso will try and do some paid work and do some decluttering of clothes, that'll make me feel better and more 'in control' when it all gets busy again (which i know it will!)
Hope everyone has a good day.MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Glad you're feeling better Brizzle yeah to declutter it! Where does it keep coming from!!0
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