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LBM in 2003.. What have I been doing since??!

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  • beanielou
    beanielou Posts: 95,768 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sun_Addict wrote: »
    I need to take a leaf out of your book and live out of my freezer/cupboards instead of forever stocking them up every time I come across a bargain.


    Me too.
    Though I am getting better.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Its easily done Lou..I reckon really I am a child of WW2 with my stockpiles ... ;)

    Today we have:

    - reconciled YNAB (can you tell OH is back!)
    - done the VAT return
    - small TT made
    - using freezer up slowly but surely- curries this eve and rice from the rice cooker (the multi purpose slow cooker has been amazing..we steamed chocolate puddings in it yesterday. They were lush)
    - listed some items on Ebay. Photos pretty rubbish but hope for some sales.
    - just back from work - so very early for me - will change, have a snack and crack on whilst I have my work mojo back :)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Work is the necessary demon we are all fighting with. I hope your OH feels better soon. Is a change possible?
    Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 2022
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Thanks for popping by, MfD. Yes change is possible but he really doesn't want it, and doesn't want to embrace it. So...I think its a question of him reflecting and working through the options rationally. He has agreed to go through the pros and cons with me and the girls (each giving our own views, independently on paper) for him to take into account. Clearly he has the deciding vote (as it were) but as least he can then be exposed to less binary views ;) He can be a bit of an ostrich, lets put it like that, and I don't want him making such a big decision based on fear (especially when I think its unjustified and even if its wasn't we could financially cope)

    Bit of a stream of consciousness but this is the best place to unload (thanks for humouring me :D)

    WAH today which saves me a colossal 4 hours :eek: commuting..which also means I have pegged out in a weak autumnal sun..especially as the house was already full of damp washing on racks it feels like a proper bonus!
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Seasidegal58
    Seasidegal58 Posts: 6,036 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I do hope Mr brizzle works out the best decision for himself - he certainly has some great support at home.

    Would love to work from home (she says wistfully). :(
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Sun_Addict
    Sun_Addict Posts: 24,138 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope OH comes to the right decision. Work is such a big part of most people's lives you need to be happy there.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    edited 23 October 2016 at 8:55AM
    Thanks guys. Have been thinking of you all, but just lurking in the threads, (and starting re-reading Tilly's diary from the start...it's a whopper :D) and enjoying not being flat out at work..don't go back until Monday so a week with my kids :)

    MSE life pootles on. Some watchers on the Bay of E items but not a great deal. Poor photos not helping I am sure, so probably need to change that pronto. Need to meal plan for next week.

    In- laws coming over for Sunday dinner. Most items already bought...just a few veggies and will probably do a steamed pudding for afterwards. Using the SC for them has been a revelation :)

    Money is fairly manageable..we are not overspending..but then there have not been any unexpected items...and we have Christmas coming. So..not complacent about that at all.

    Will get myself another cuppa, then cruise diaries, then get up and shake a tail feather :)

    Have a great day folks. Grey to start with here, but OH already out on bike with some mates, so he'll come home happy :)

    Brizzle

    PS. Thanks for comments re OH. Think he will try and and go for VR...but we have had a discussion with the kids, family meeting ;), re pros and cons. I think he's moving towards trying to get out, but am also thinking he may baulk when it comes to it...so still unknown/uncertain.
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • greent
    greent Posts: 10,791 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just caught up on this month's posts - you have been busy and lots going on in Brizzle's world!

    OH and myself have both taken VR in the past - scary decisions but - for us - it worked out for the best - eventually!

    xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • brizzledfw wrote: »
    Thanks guys. Have been thinking of you all, but just lurking in the threads, (and starting re-reading Tilly's diary from the start...it's a whopper :D) and enjoying not being flat out at work..don't go back until Monday so a week with my kids :)

    It certainly is, think it was my 2nd Diary after newgirly and before SSS and Greent :D

    MSE life pootles on. Some watchers on the Bay of E items but not a great deal. Poor photos not helping I am sure, so probably need to change that pronto. Need to meal plan for next week.

    In- laws coming over for Sunday dinner. Most items already bought...just a few veggies and will probably do a steamed pudding for afterwards. Using the SC for them has been a revelation :)

    Money is fairly manageable..we are not overspending..but then there have not been any unexpected items...and we have Christmas coming. So..not complacent about that at all.

    Back in control :T

    Will get myself another cuppa, then cruise diaries, then get up and shake a tail feather :)

    Have a great day folks. Grey to start with here, but OH already out on bike with some mates, so he'll come home happy :)

    Brizzle

    PS. Thanks for comments re OH. Think he will try and and go for VR...but we have had a discussion with the kids, family meeting ;), re pros and cons. I think he's moving towards trying to get out, but am also thinking he may baulk when it comes to it...so still unknown/uncertain.

    Scary , but happiness and less stress is priceless when it's affecting so much. We all know how to cut our cloth ;)
    Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 2022
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Thanks lovely MfD...we will be OK. Public sector..it's a never ending cycle of cut backs (as I suspect you know ;)) ..and maybe it's time for a change.

    OH now redoing some photos so fingers crossed.

    Meal planning next..so rock and roll :)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
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