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LBM in 2003.. What have I been doing since??!

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  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    edited 9 October 2016 at 10:22AM
    Thanks L for popping by. Yes it is, but calm at the moment too..

    How are you?

    Planning to pop in a short run too. Sun is shining and I need to start exercising again

    And...just heard OH has received a cheque for some overtime last month. Think I will put the lot against the new CC debt. Will schedule for next month when it comes through :j
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Sun_Addict
    Sun_Addict Posts: 24,138 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just catching up with your diary and I see you've been busy as usual. Reading your diary always makes me want to "do" - you're a good influence on me :)
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • jwil
    jwil Posts: 22,082 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    brizzledfw wrote: »

    - have listed some items on EBay. What do people think about posting overseas? Maybe I will just get a RM price, but I am always nervous.

    I sell loads overseas - sometimes most of my sales are abroad. I always put postal prices in the listing - it's easy as RM only have 3 postage bands for overseas sales. If it's worth less than £20 you can claim for any losses with RM with a standard proof of posting. Any more than that I either send RM tracked or courier.

    You can block any country you are not comfortable sending to. The only country I block as standard is Russia, I've had too many problems there.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    edited 11 October 2016 at 8:38PM
    Thanks hon. Good to know.

    Managed to do some of my list on Sunday-

    - did a run :j :j Took DD2 as my pace setter and she was amazing - especially up the hills

    - meal planned for the week
    - checked euro stash which will be fine
    - decluttered a black bag full of stuff to CS/bin
    - had yummy chicken dinner with left over bits for risotto tomorrow and made the cake - not sure there will be any left when I get home this eve.
    - got a bid on an item

    This working week has been full on but a NSD yesterday :D and
    managed (just about) a fast day on Monday.
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Seasidegal58
    Seasidegal58 Posts: 6,036 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi brizzle - started reading The Recovering Spender. Something she wrote resonated with me:

    "My spending was not a reflection of my value system. I valued family, growing old together, education, safety, my faith, and togetherness. If you looked at my checking account, you would be fooled into thinking I really valued eating out for dinner, shopping, entertainment, housing, cars, and random “stuff.”

    How true - apart from the cars that checking account was mine!
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    I know.. there are some nuggets in it that's for sure. Glad it's useful. Some is a bit too obvious.. but we are all on a journey and I guess she now makes a living taking people right back to the beginning.

    Thanks for sharing. Am so tired can hardly think so nice to get your message whilst on work train :)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Seasidegal58
    Seasidegal58 Posts: 6,036 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Ah! The work train - I know that feeling well!:)
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Earlier this eve ;):D

    Quieter and differently paced day tomorrow. Much needed.

    Some good news- TCB heading for a great payout. I have also received 2 x £50 John Lewis vouchers for complaining about substandard service - which made me feel much better :) :j I haven't decided yet what to use them for but probably Xmas presents?

    Would have been a NSD today but DD2 popped out to get some pasta so that's snookered that. TTs done and money for THEM squirrelled away

    Hope everyone good

    Xx
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • doingitanyway
    doingitanyway Posts: 10,066 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Well done on the complaining. I think you should keep 90% for presents and 10% for a little treat of your own :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Liking that DIA.. thank you for that :)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
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