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LBM in 2003.. What have I been doing since??!
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PC survey done..
YNAB tweaked again with some more forecast income. Although lots will have to be stashed away for tax as I raided that fund some time ago
Sun shining. Hope anyone whose children are expecting A level results - Ig, MfD, Tilly?, - gets the right results for their futures.
XxMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Update:
- £6 transferred to the current account from PC surveys
- A whopping (not) £12.40 pm off my mortgage as a result of the base rate cut. Hmm. Not exactly a huge amount!! But will TT each month regardless
- OH thinks that EAsyj3t let us off an excess baggage charge - if so, am deeply grateful. We couldn't bear to leave excess food so brought it back (and wine!;))
- One of our cheapest holidays in a v long time. May need to move to the sun MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Morning Brizzle, holiday sounded fab.
Yep we have a happy son A* - small party last night - not sure when he will surface.
Best wishes Tilly xxxx2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
Glad you had a great time brizzle
Well done to your son Tilly I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thanks for popping by all. V pleased re DS results Tilly
Slow day today. Grocery shopping. Made huge HM lasagne and rice pudding for afters with poached peaches. Lasagne was best I have ever done...Delia recipe and think the chicken livers worked! Bought a new FitBit charger as left one on holiday but only £3.99 so could be worse I guess
Other than that very lazy, decluttered 7 items to CS, watched a film and then watched myself like a hawk to make sure I didn't spend money!!MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Hmm..
Feeling sluggish re money and as though I am not quite thinking clearly enough..treacly. I am planning some changes, but cant quite see how its all going to come together..needs more thinking time I guess.
After a slow start today I have just finished a good day's work. Would have preferred to have extended my holiday
but it needed doing! :rotfl:
In good news..I had forecast £150 from the panels for the last quarter, but we got twice that Happy days. Still adjusting to the new lodger, but am sure it will be fine, he's a sweet lad and the rate is a good one.
Small grocery shop today. Other than that a NSD
Hope everyone is well xMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Good news on panel pennies.
How long do you have your lodger for?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hi beanie :wave: how's things with you?
Possibly a year? But still v early days.
Best get a shimmy on, off to work!MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Great work on the panels will be some more today I reckon boo to work but means to an end and all that 0
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