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LBM in 2003.. What have I been doing since??!
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Have a wonderful time in Spain xxI get knocked down but I get up again (Chumbawamba, Tubthumping)0
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Hi dangers - heard about that too and hope it lasts for the UK into next week- when we come home
It's awesome here - would recommend thoroughly. And remarkably MSE - like €11 for 4 beers and 3 soft drinks.. So am in heaven. The menu of the day is a huge find too - which we were put onto by our Spanish guest - amazing food (2 courses and a drink) for €8 pp on Friday. I was in heavenMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
PS. PLMBL - think your kids would enjoy Spain now you're DF?
SA - have remembered why you and Mr SA spend so much time out of the country! I have been missing outMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
I'm blinking sure they would Brizzle. Problem is none of us have valid passports anymore so that's a major expense before we even start
Xx
Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Yes they are pricey. Realised this holiday that with poor timing we have 3 to renew over the next 18 months! Annoying.
Up late watching more golds - well via BBC live commentary stream as can't get BBC proper! But annoying but understand why they block it. Aren't Team GB doing fantastically?
Have a great day, Brizzle xxMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Sounds like lovely holiday..
Well done team GB too...:DMortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 20220 -
Glad you have had some lovely holidays and relax time Brizzle
welcome back:)
xx
NOAFeb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
Wombling Free Cash May2016 £510 -
Hi NOA :wave:
Still here!It's amazing. Not sure I can really cope with coming home.. May have to learn Spanish and do a 'Tilly' :rotfl: It's been wonderful but back home at end of the week.
Have been adjusting the budget on YNAB. Need to get real and start once again sticking to the plan. OH too. We have both been recording but very slack on saying 'no' to stuff whether for us or the kids.
However from small acorns..
- recast budget for end of August and September
- looking forward to a small reduction in the mortgage due to the fall in base rates. Hope it's an immediate change - and letter waiting for me at home - will then do a TT for the full amount each month
- done a TT
- had a NSD! Whoop! We have just enjoyed kicking around the villa. After spending the money really important to me we enjoy the accommodation - and that's what we have done. With a great meal of leftovers and the freezer (thanks previous tenants!)
Hope all good and looking forward to cruising the diaries and catching up soonMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
welcome home. sounds like you had a fab timeIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
My mother always says "nothing lasts forever"
even the lovely things ...hope work won't be to hard on youMortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 20220
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