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LBM in 2003.. What have I been doing since??!
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Hi MfD, should be used to OH being away, it's been his life for around 20 years now. But still makes life harder! But the extra cash will be good and currently no trip is slated for over 3 weeks., when little ones were tiny one trip alone was 9 weeks so should remind myself am getting off lightly.
Ig - like the freedom to pay down debt, with DD being positive but POOH to that salary cut. Absolute carp. Hate it on your behalf
And... Yep. September is the start of the year for me.. Always has been and probably always will be!
Thanks DIA - your support is always appreciated! It's not always easy, but we will get there!
XxMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Was just wondering about Mrs PG.. Will need to toddle off and see how she's doing.
Working lots this week, but still hoping to declutter some more to reach my target. May remotely rope in kids to help me.. As am working away., HmmmMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Great new plan Brizzle, I think I will take your lead and write up some goals too.
Good to hear about OH ( I mean the extra work is good- not that he will be away!). How long is the student hosting for? We had one student stay for two years whilst doing A levels. It is hard work, but it got us food on the table for a couple of years
Loved going west, all feels so very flat back in the east.
Cream teas were yum
NOA
xFeb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
Wombling Free Cash May2016 £510 -
Keep plodding.
All sounding good I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I love fresh starts whatever time of year. I tend to be a bit random and suddenly take stock and start afresh - whenever I'm in the zone really. I'm a big believer in small changes, keep chipping away.I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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Chipping away is good I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
hope you're having a good weekend Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 20220
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Thanks everyone. Weather is pants so woodburner on and chilling.
Great impromptu night last night with friends. Spends this morning on school clothes and shoes and new underwear. Essentials really. I did buy a book...but figure that doesn't really count!!
Bought some foil trays from Wilkos to start bulk cooking as well s meal planning. Have done 2 meat lasagnes already. OH cooking up some jam too so kitchen smells lush.
Otherwise have slobbed in front of telly. Lush.
Still worried about money but working tomorrow so that'll help me focus. On an admin front, all the invoices are in MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
NOA - cream teas ARE lush..reckon you should take that idea East and make your own to recapture the holiday feeling? Nice to have in the garden.
Also just been given a Sparks M&S loyalty card so hopefully will get some bonuses through that. Could have a Bounts pay out, but no voucher I want is left so will leave for now d haven't used TCB for aeons, no opportunities. Need to pick it up again really.
Finally need to update my signature and set some new sig goals..MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Well done to your girls Brizzle. :j :j
You're so organised! Good luck with your targets. GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0
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