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LBM in 2003.. What have I been doing since??!
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Igamogam..yep agree cucumbers are the way to go, ( when my chooks don't sit in the troughs and munch them that is!) and AF needs to be handled with care. Not sure I would ever try fresh stuff, but still working my way through 17p Ainsley Harriott mixes, fruit juice, tins of tomatoes and olives, tuns and sardines..it's all good stuff and I think it definitely has its place in our house. Not to say that most of the budget doesn't go on organic and local stuff (cos it does) but AF and A@di help us make the most of the odds and ends we still need, basics and store cupboard stuff.MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
A good day today.
Very domesticated and yet earnt some money!
Am also looking into YNAB..watch this space
MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Sorry being dense what's YNAB?
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Sorry being dense what's YNAB?
L
Seconded L, I haven't a clue !!
You and your abbreviations Mrs B, they always get me thinking !! :rotfl:xxLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
You need a Budget!
Think DFW321 and many more on these threads use it!:)
Have a great day girls, must dash!
BrizzleMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
brizzledfw wrote: »A good day today.
Very domesticated and yet earnt some money!
Am also looking into YNAB..watch this space
Ha ha, Brizzled, you couldn't resist. You can download a trial version but I will just say that it can be a bit tricky to get to grips with straight away, took me a while to get it set up the way I want it. 0 -
I need to download a trial version as you say, have been stopped so far as I have been on mobile devices
but yep have a feeling it's a transformational product
Another good day today, domesticated and earnt some cash, now have my second client too..woo hoo:)
Hugs to those that need 'em xxMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
YNAB is fab, you'll never look back There's 20% off via DebtCamel's blog if you buy before the end of the month (I am 'Amanda' in this article!)
http://debtcamel.co.uk/ynab-review/
It's often available cheaply via Steam as well, so that might be worth a look first.0 -
So... This YNAB thang is very compelling. Whilst Moneywiz£ is great it's more about accounting. YNAB is primarily about budgeting. It's well laid out and although needs more tutorials and tips (on several occasions OH and I were there scratching our heads on how to get items to pull through and how to stop money being automatically carried forward for example), is a real contender to move us from MW over to this product!
So hours spent on that yesterday!
have to say it focused my mind on how much income this family needs to pull in every month if we are to each our savings etx goals. Hmm. Not a small figure and it's now in lights at the top of our YNAB charts!
Lovely day yesterday, saw family and reminded of the importance of them to me. OH hung out with neighbours and has a lovely time. Student collapsed in front of TV:) ( exhausted first week here) so all good in Brizzledom:DMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Thanks Caz. Have downloaded trial but if we buy, . And we most likely will, will have a look at finding a voucher.MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0
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