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LBM in 2003.. What have I been doing since??!
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Booger all Alex :rotfl: But have a stash of photos so just need to find time to list. V v busy week coming up so who knows?!:) But it will happen, prob next weekend. Gotta have some lilies and time off along the way:)
V LSD today. Using up the fridge in the van
and spent £4 on parking. Excellent day. Like yesterday tonnes of exercise, have a new goal of 2hrs proper exercise per week, so far have done 7 hrs in 2 days 
Currently listening to curlews calling..blissMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Brizzle: Get on with it.
Seriously, getting decent photos in the right light is half the battle. 2018 totals:
Savings £11,200
Mortgage Overpayments £5,5000 -
Will do but away for work all week so seriously no time to list. Will be next weekend.
Have a good day tomorrowMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Hey brizzle - i am also upping my exercise at the moment - aiming to get into the walking to increase my fitness before i start running again
My spends yesterday came in at just over £10 yesterday - we stopped for our snack and had some garlic bread with our chips. This was a good thing as when we called into our local there was some live music on and they were very talented so we stayed out a bit longer than planned to enjoy that. Still the circa £11 i spent was still less than the cost of 1 main meal would have been
Have a lovely bank holiday today xCC1:T £[STRIKE]2531[/STRIKE] £1460MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100MF Date: [STRIKE]August 2042[/STRIKE] May 2035Declutter 1000 things by Xmas 2015! 53/10000 -
I am still here :wave: but just been drowning in work but end is in sight for a while next week when I can get onto thinking about more important things :rotfl: like how to increase my savings pots
Small MFW things this week have been:
- usual TTs to neaten up the current account
- no grocery shopping and Operation Use Up is still going apart from milk, veg and fruit
- no personal spends at all in last 3 days
Have a good day folks!MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
DedicatedDFW wrote: »Hey brizzle - i am also upping my exercise at the moment - aiming to get into the walking to increase my fitness before i start running again
My spends yesterday came in at just over £10 yesterday - we stopped for our snack and had some garlic bread with our chips. This was a good thing as when we called into our local there was some live music on and they were very talented so we stayed out a bit longer than planned to enjoy that. Still the circa £11 i spent was still less than the cost of 1 main meal would have been
Have a lovely bank holiday today x
Sounds magic. the joy of small things as I call it...£11 is a very MSE:money:treat MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
What a week:eek: can't wait for Saturday:)
Any road up using my time on yet another train to update the spreadsheets. 24% of my OP mortgage pot is safely stashed away:j (not on my sig as it's not to be touched, idea is to build up £12k as an absolute emergency pot) and a fantastic 67% of my O&S pot Feel very pleased. Will have to start moving some monies from the pots in my sig when the bills come in but that's why I am building them up first!
Did a payment to my MOP account just now on the move. Blood& fantastic these smartphones!:)
In more good news OH has some overtime and the camper is on hire. Every little helps !:)
Planning to sort allotment this weekend... So far sadly neglected and also the Bay of E..
Laters. Have a great day folksMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
It's lovely to read your posts and see yr savings pots building
Amen to smart technology:)
Have a good day, Tilly x x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
Oh Brizzled. And soon you will have you panels money coming in too when the sunshine comes back!!!
Happy happy times, and well deserved. xTrying to shift that debt!0 -
You angel SBO that's a lovely thing to say. These are happy times and although there were lilies along the DFW path it's a weight off my shoulders to have no debts other than the mortgage. A lightness of step and a determination not to go back there.
It's also opened up opportunities as I will be changing jobs soon well the emphasis of it certainly with more time to do things that make a social contribution. OK it won't help my MFW goal be any less than 8 years but OH and I feel that living in line with our values is important and now we are DF I feel able to act on this and make the right choices.
So happy times indeed.
And on that note..would love a glass of wine but as on train waiting until I get home! Very :money: considering the week we have had! I will move the £5 I have saved by not having room temperature SB :rotfl: into the MOP to make me feel suitably virtuous MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0
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