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LBM in 2003.. What have I been doing since??!

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Comments

  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Booger all Alex :rotfl: But have a stash of photos so just need to find time to list. V v busy week coming up so who knows?!:) But it will happen, prob next weekend. Gotta have some lilies and time off along the way:)

    V LSD today. Using up the fridge in the van :D and spent £4 on parking. Excellent day. Like yesterday tonnes of exercise, have a new goal of 2hrs proper exercise per week, so far have done 7 hrs in 2 days :)

    Currently listening to curlews calling..bliss
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Brizzle: Get on with it. ;) Seriously, getting decent photos in the right light is half the battle.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Will do but away for work all week so seriously no time to list. Will be next weekend.

    Have a good day tomorrow
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Hey brizzle - i am also upping my exercise at the moment - aiming to get into the walking to increase my fitness before i start running again :D

    My spends yesterday came in at just over £10 yesterday - we stopped for our snack and had some garlic bread with our chips. This was a good thing as when we called into our local there was some live music on and they were very talented so we stayed out a bit longer than planned to enjoy that. Still the circa £11 i spent was still less than the cost of 1 main meal would have been ;)

    Have a lovely bank holiday today x
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    I am still here :wave: but just been drowning in work but end is in sight for a while next week when I can get onto thinking about more important things :rotfl: like how to increase my savings pots :)

    Small MFW things this week have been:

    - usual TTs to neaten up the current account
    - no grocery shopping and Operation Use Up is still going apart from milk, veg and fruit
    - no personal spends at all in last 3 days

    Have a good day folks!
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hey brizzle - i am also upping my exercise at the moment - aiming to get into the walking to increase my fitness before i start running again :D

    My spends yesterday came in at just over £10 yesterday - we stopped for our snack and had some garlic bread with our chips. This was a good thing as when we called into our local there was some live music on and they were very talented so we stayed out a bit longer than planned to enjoy that. Still the circa £11 i spent was still less than the cost of 1 main meal would have been ;)

    Have a lovely bank holiday today x

    Sounds magic. the joy of small things as I call it...£11 is a very MSE:money:treat :)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    edited 25 April 2014 at 7:07AM
    What a week:eek: can't wait for Saturday:)

    Any road up using my time on yet another train to update the spreadsheets. 24% of my OP mortgage pot is safely stashed away:j (not on my sig as it's not to be touched, idea is to build up £12k as an absolute emergency pot) and a fantastic 67% of my O&S pot :D Feel very pleased. Will have to start moving some monies from the pots in my sig when the bills come in but that's why I am building them up first!

    Did a payment to my MOP account just now on the move. Blood& fantastic these smartphones!:)

    In more good news OH has some overtime and the camper is on hire. Every little helps !:)

    Planning to sort allotment this weekend... So far sadly neglected and also the Bay of E..

    Laters. Have a great day folks
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • It's lovely to read your posts and see yr savings pots building :)

    Amen to smart technology :):)

    Have a good day, Tilly x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Oh Brizzled. And soon you will have you panels money coming in too when the sunshine comes back!!!


    Happy happy times, and well deserved. x
    Trying to shift that debt!
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    edited 25 April 2014 at 6:33PM
    You angel SBO that's a lovely thing to say. These are happy times and although there were lilies along the DFW path it's a weight off my shoulders to have no debts other than the mortgage. A lightness of step and a determination not to go back there.

    It's also opened up opportunities as I will be changing jobs soon well the emphasis of it certainly with more time to do things that make a social contribution. OK it won't help my MFW goal be any less than 8 years but OH and I feel that living in line with our values is important and now we are DF I feel able to act on this and make the right choices.

    So happy times indeed. :D

    And on that note..would love a glass of wine but as on train waiting until I get home! Very :money: considering the week we have had! I will move the £5 I have saved by not having room temperature SB :rotfl: into the MOP to make me feel suitably virtuous ;)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
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