LBM in 2003.. What have I been doing since??!

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  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
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    Result on the dress Brizzle :T

    I love reading your diary and the way you are all pulling together to the same goal :)

    And as you say - taking pleasure in the progress is a good thing too :D
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
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    Thanks DDFW it doesn't feel quite as momentous as before but quiet and steady is a good place to be.

    I am also thrilled to report that I have over 50% (51% in fact!) of my O&S pot saved which is handy as I had to pay for the most expensive hotel room ever for all of us for BIL' s wedding. :eek: Enjoying seeing some of the pots creep up :D

    Lost a van hire this week though so swings and roundabouts.. Having said that for the first time we are planning to spend from savings pots, not just put on the cards so much healthier.

    Must get a shimmy on with posting on Bay of E I guess :o
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Tilly_MFW_in_6_YRS
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    brizzledfw wrote: »
    Having said that for the first time we are planning to spend from savings pots, not just put on the cards so much healthier. :o
    How true this is - it makes such a difference knowing the money is saved ready and waiting :T

    I think this was the moment we knew we were heading in the right direction, no credit card debt and no overdraft :j

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • debtfreewannabe321
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    Everything is sounding great Brizzle :T good news about a new lodger too! :D
    MAY 2024 GOALS MFW #17 EF Goal 2 complete! EF total £1922! ~ NSD 7/15 ~ FOOD & TOILETRIES BUDGET £462.76 / £500 ~ MOP- 0/50
    MORTGAGE BALANCE JAN 1st £99224.13 ~~~ MAY 1st £97,285.47
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
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    Thanks guys. Photos taken for about 20 items to sell. Goal is to make enough to buy OH's wedding outfit. We have agreed not to stop ebaying until we have made enough for that (or more!)

    Had a great dinner today..trout from the farm we visited on Saturday. Lovely baked in foil with dill and preserved lemons, with peas, couscous ( with prunes and seaweed for flavour and cos I am in 'use up' mode!:rotfl:) and cauliflower cheese (.ditto!:))

    Just had an amazing massage. Feel like I am being healed..:) Do you remember I promised myself some more regular massages when we were DF? Well I got around to it. She was fab and bless her, £25 for an hour..I was very touched by her generosity and kindness.

    On the road again tomorrow..hope everyone has a good day.
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,833 Forumite
    Mortgage-free Glee!
    edited 16 April 2014 at 5:33PM
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    Morning Brizzle, I missed your post about the new lodger. Well done and it is a fab way to bring in extra cash :)

    Your dinner sounded mmmmmm - you can't beat project 'use ups' - my fridge is still full but definitely room in the door now.

    Massage sounds fantastic - have a good day.

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
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    Thanks Tilly..project use ups is underway..but expect that we will probably treat ourselves from some local foodie stores when we go away for the long weekend..

    All good on MSE front. Busy day today but will hope to list some items this eve. £500 transferred into the mortgage OP pot (not listed in the sig but may one day do a nice update)

    Laters folks- have a great day

    Brizzle
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
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    Enjoying the new van on a family break. Bliss :)

    Done the usual TTs..the new banking app is Amazing:) I can make transfers so easily..sad to think how thrilled I was yesterday when I realised I not only could view my accounts but do transfers etc too :):)

    Freedom camping so a free night and a great view. I do love the Principality :D

    Have a great weekend all x
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
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    PS nice note from new lodger with her signed agreement..think it could be OK. Have to trust your instincts hey
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Tilly_MFW_in_6_YRS
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    Have a great weekend. X
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
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