We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
LBM in 2003.. What have I been doing since??!
Comments
-
Gerrin, well done and its not late at all, its exactly at the time it should be.
Well deserved and hard won, excellent !! xxxxxTrying to shift that debt!0 -
A big WOOOOHOOOOOO for sub-£11k!!0
-
Thanks guys! Your support means so much...currently enjoying last day of hols. Wonderful Welsh sun and the van is well on its way to being fixed. OH finished one repair yesterday eve. He is a worker...will give him that!:)MFiT-T4 Member No. 96 - 2022 is my MF goal

Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Fab news on new totals :j :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
:dance::dance:woop woop!! Fabtastic news on going sub 11k :jEmergency Fund goal - £717.77/1500
Weight loss goal 1 - 0/7 lb
Mortgage OP goal 2026 - £10/£4500
New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest0 -
Woohoo!!! Just did a 'brizzles-sub11k-wiggle in the lounge!
DD2 may have seen the tail end of it
Well done you...such wonderful news. :j:j:j:j:j:j:jOrange Fairy
House Purchased April 19
CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb0 -
Fantastic news, well done you :j:T0
-
This is AWESOME Brizzle!!!! :j:j:j:jAbsolutely fantastic work!
So happy. Roll on sub-10k!! :T:T:T 0 -
Thanks folks! Your support means so much, sorry for any embarrassment OF!!
Good day today, no spends save for a part for next van hire and a drink in a pub..took our own sandwiches to eat! Also stopped at home and took HM pickle and gorgeous Brizzle ground coffee from stores for our friends..good move I thought!
A friend has also asked me for a small loan..am very happy to give it ( but talked it over with OH first, my how we have moved on in the last 2 months!) It means that she and her kids can go away for a week this summer which is pretty important for their sanity. So she will pay me back a fixed sum each month..which is fine but am SO pleased we have been restrained over our holiday. Hopefully this means despite the loan I can still have a sub £10k party in early September!! Need to get a shimmy on if I am to hit the DFD on NYE!MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Just realised am saving £200 in childcare costs over next fortnight..aha! More bunce to put against the debt! Ludicrous how excited I am about this news!!!:rotfl:MFiT-T4 Member No. 96 - 2022 is my MF goal

Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246.1K Work, Benefits & Business
- 602.2K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards

