MOOLOO'S continuing saga Part 4

Molly41

There seems to have been a flurry of these letters sent out. The Work and Benefit Board is full of information https://forums.moneysavingexpert.com/discussion/comment/52424163#Comment_52424163

I can understand your worry but it looks like there is a process to change over to Income Based ESA and that will allow full housing benefit x

Savvy_sewing

Molly41 wrote: »

There seems to have been a flurry of these letters sent out. The Work and Benefit Board is full of information https://forums.moneysavingexpert.com/discussion/comment/52424163#Comment_52424163

I can understand your worry but it looks like there is a process to change over to Income Based ESA and that will allow full housing benefit x

I rang them yesterday, and they said that I had too much coming in, to get it. So I will have to appeal. Re apply. But after a morning of frustration going around in circles with one department to the other, nobody seems to be sure as to whether the SGO funding is classed as an income or not. But at the moment it looks like they are going to be classing it as an income so ruling out the ESA income based. Which is the one that would then allow me the housing benefit and council tax benefits. Currently I pay my council Tax and most of my rent.
So this would counteract some of the funding.
I rang Tax Credits and they say that when I am the Guardian I am no longer working so I would loose my working tax credits but could claim Child Tax credits once I can get Child benefit.
So I will get around £62 a week. The child benefit will just counteract the funds that the SGO is reduced by.
So the differences are the fact that I loose the ESA completely. £99.15 a week.
That I loose the difference with the Working Tax and the Child tax credits. So thats not so bad, just a loss of £41 a week.

So the best case that I am told I will loose is £140.15 a week.
For some reason at the moment I will have no money for me at all. Just the money for DGD.? Which is not right!
The SGO, Child Benefit and Child Tax credits.
There is nothing coming in that is going to be for me? Hence I am worried and not sure what is happening. It seems that the SGO is considered my income by some, i.e. ESA but not considered as my income by TAX Credits.
Tax credits say I will no longer be working at all.
I suppose I have been lucky that the Fostering funds have not been considered as an income all this time, and that I was able to keep my ESA for so long.
I just still do not know how I am going to manage even a reduced drop of £607 a month!
Oh well I should be grateful that we have any money coming in I suppose. It could be much worse.
I was in that much worse place a few years ago wasnt I. So if I survived the changes then, and was able to find help then, maybe I will be able to find a way around/through things again this time.

Yesterday was a bad day for me. I felt really quite desperate. After a night sleep, (helped by a few glasses of wine last night or I would never have slept at all!), I will raise to the challange again I suppose.:):o

At least I have two weeks notice that the money is stopping.
I also have stocked the food cupboards for the majority of the shopping for the rest of the month.
I have cancelled the magazine subscriptions. (I had taken a couple of trial ones out), so that there will be nothing else going out that is not essential bills.
I have told DS that he will have to pay me the money for his bills that I am paying out and also told Twin1 that I will no longer be able to pay her TV license and Water Rates, as I have been doing. I already stopped paying the phone bill a while ago.

Molly I will take a look at that link anyway, when I get a bit more time, I have to make up for some lost time from yesterday today with my sewing.!:(
I have also had a pm pointing me in a direction or research for my yo-yo troubles, so I will have a look at that this evening probably. When I am winding down at the end of the day.

maybe I am coming across as a drama queen.! Thats what happens when I am always firefighting and things are not inplace to have a smoothe ride!. Stress levels are high far too often. But possibly trying to change the way that i cope with it all is an answer. Hence I have been in Counsilling for some time?
But its not an easy fix to change the way I am.
It will not change the problems, just the way I react to them I suppose. Which if I could switch off from, then I would be happy to. But how do I switch off and walk away from my family? What kind of a mother would I be if I didnt try to get them help from other sources. So that I can step back and relax once more?
What kind of Mum would I be if I walked away? I wouldnt be a very nice person.
Would you walk passed someone who is in trouble? let someone be used and trodden all over?
Well I would like to hope that I am not alone in wanting to do what I think is best for my family.
Yes I do go up and down, and i do put the problems on here, as I go through it all. My refuge with the problems I supposes is to get it out on to the computer as I see it. There and then, no editing, just as the emotions are at the time.
Why are you reading? Becuase you are an avid follower? Stumbled upon me? have a reason, as your in the same boat? your someone who can sympathize, point me in the right direction,? calm me down? remind me that i am not the only one? there is a reason why I post and a reason why you read.
it wouldnt matter to me if not many people were reading, but it would matter to me, if I didnt find the friends and the help that I have found through my writing my world down.

Time to get on. I have lots to catch up on, if I can muster up the energy. I had a full day organised yesterday that went completely out of the window. Some of it doesnt matter, but some of it is very important to still tackle.

grandma247

Oh Mooloo it just doesn't get any better does it? The lunatics running this asylum have no idea! I am afraid you will not be alone in this mess, it is going to affect so many. ((hugs))

Savvy_sewing

grandma247 wrote: »

Oh Mooloo it just doesn't get any better does it? The lunatics running this asylum have no idea! I am afraid you will not be alone in this mess, it is going to affect so many. ((hugs))

Oh I know! Thank god I am not the only one, or I would be feeling rather victimised. I dont feel that. I feel frustrated and scared of the future. How to cut my budget by half and still survive?:eek:
Yes I know there are many many worse off then me. Many lost thier jobs or thier loved ones. etc. So I am not actually asking for anyone to feel sorry for me. Just venting my frustrations, and if anyone happens to be able to point me in the right directions to something that I have missed then all to the good. THat may help others if it doesnt even manage to help me.

Trying to work out why I am so sore, just realised I was sidetracked so never got as far as taking my tablets. Derrrr. Off to take them now.

Littlesportscar

So sorry to read that things are tough again :mad: I agree with grandma247 'the lunatics running this asylum have no idea!'

And, you most certainly are not a drama queen - you are a very inspirational and determined lady, one of the many reasons I follow you.

gizmo111

Ask your solicitor to write to benefits and clarify exactly what you will get when the SGO goes through. If you are going to lose a lot of money then SS will have to keep you on as a foster carer or pay the difference so that you don't lose out.
Don't agree to the SGO until this is sorted.

RainbowDreamer

Mooloo i wondered if I can ask your advice? I cant PM you as im on my phone. Id be very grateful if you could message me x

Savvy_sewing

gizmo111 wrote: »

Ask your solicitor to write to benefits and clarify exactly what you will get when the SGO goes through. If you are going to lose a lot of money then SS will have to keep you on as a foster carer or pay the difference so that you don't lose out.
Don't agree to the SGO until this is sorted.

I shall call the solicitor on Monday. I didnt get back on the laptop yesterday.
I have received a form to be re-assessed for the Income related version of the ESA. (the letter I received said that they had assessed me and I had too much coming in).
I am not sure if I need to fill it in Now, or after the SGO. So I will read it. Fill in the basics information, and then see what the Solicitor says.
I will also contact the Community Law on Wednesday when I go into the town for my councilling session. See if I can get an appointment with a benefits advisor there.
I am frustrated that each department is giving me different answers.
But I am much calmer today.
I read some of my book, " How can I get organised when I cant find my keys". Something to distract me, and also to focus me on the mess I seem to be sitting in.
I used the visioning techniques to see a calmer, tidier home, and focus on the serenity around me. (something we all know I do not have at the moment).
This morning I managed to wake up more focused. I had a few minutes to re instate my vision before DGD woke up. I have started by catching up on some of the housework, the washing up, the clothes washing, hanging out washing before 8am this morning. I have done 2 more loads as well.
I have cooked the gammon joint for the main meal later today. Clearing in the kitchen lead to cleaning up in the bathroom, and changing the bathroom mats and towels etc.
Then I have started to fold yesterdays washing and put it into the correct piles. But I stopped for a cuppa and to catch up on my emails.
I have had a few pm's too. I have responded thankyou.
Molly came to see me yesterday and I was really rather distracted. I couldnt quite sit still, I was frustrated with everything and with myself.

Anyway, I am not going to be able to get the twins sorted out over night. But at least the Younger Adults team (Laugh age 18 - 65). will be looking into my questions about twin1, (DGD's Mum). She has gone on holiday today with a lad that she has known since school. He doesnt use her. He is the only guenuine friend she has. He took her away last year too. They are off camping. So I hope the weather is good to them.
It will also give me space to breathe as I know that he will look after her.
Twin2 is still going to be an issue.
DS is going to keep a low profile at the moment. He is focusing on his computer course work, and he also has some work this weekend in his girlfriends family pub. So he will be fed and watered for the privelidge. I should say Ex girlfriend as they have split up, but the family are still fond of him, and have continued to help him.
They are going to pay for his course, and he is going to help out. Seems a fair exchange to me.
BF has been ill since Tuesday. So he wasnt over earlier. But he has text to say he will come over today. I hope that we will be able to put the bedframe for DGD up today, and then if I have the right equipment around possibly get the coat hooks and other bits and pieces on to the walls.
I would feel much happier if that was finished.

I just hope that I can keep calm and carry on.

Savvy_sewing

*Robin* wrote: »

Hi Mooloo,
Have you thought of getting in touch with Rosa Monkton?

http://www.rosamonckton.com/index.php/home/

Robin, I have had a read of some of this site, I signed the petition and I have sent an email to Rosa. She is inundated with them it seams so I doubt I would get a reply but at least I have some reference now to try and bring to light with the Social here.
I have marked it as a favourites and will continue to read it as time allows.

Savvy_sewing

Molly I read the thread, and all the links.
I am still not sure of any chance of me getting anything further. I will have to see about what else I can claim via the Community Law people I suppose.
My worry is my Rent that I am currently paying most of. I will contact the council on Monday about the changes and see what they say. Maybe I will get some good news there?
And the council Tax? That would help a bit towards the deficit anyway.
I just wish I had remembered that they were trying to bring this in and that I had budgeted accordingly. We are on our cheap Sun holiday in May as well. With no real income for me I am reliant on the funds given to me for a 4 year old. This really doesnt make any sense. Non of the income I will recieve will be mine. It will all be hers?
There is no sense in that.